OPEN ARCHITECTES
ActiveOPEN ARCHITECTES has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €285k and a net result of €-2k. Equity remains stable across the filed fiscal years (±0.4% per year). Its solvency ranks better than 52% of 721 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
71
/ 100
Healthy▲ +26 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency90▲+3
Growth32=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €20k at 30 days acceptable
Liquidity ample (current ratio 2.2 against 2.31 in 2024), but 54.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
45.2%
Return on assets
-0.3%
Age of the figures
15 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year -€2k
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 08-12-2025, 54 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
54 d early
2024
22 d early
2023
36 d early
2022
29 d early
2021
34 d early
2020
19 d early
2019
56 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close15-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€1.20M
EBIT margin
10.7%
Net result
€-2k▲ 98.9%
2024 · €-164k
2019: €75k
2020: €98k
2021: €69k
2022: €74k
2023: €34k
2024: €-164k
2019 → 2025
Working capital
€299k▼ 6.0%
2024 · €318k
2019: €310k
2020: €336k
2021: €381k
2022: €393k
2023: €400k
2024: €318k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€428k-€448k▲ 4.5%€451k▲ 0.6%€287k▼ 36.4%€285k▼ 0.6%
Operating result€99k-€105k▲ 6.5%€50k▼ 52.3%€-149k€5k
Net result€69k-€74k▲ 6.2%€34k▼ 54.3%€-164k€-2k▲ 98.9%
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €5k after a loss of €149k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €631k
Fixed assets
€82k▼ 23.6%
Current assets
€549k▼ 2.0%
Equity and liabilities €631k
Equity
€285k▼ 0.6%
Debt
€346k▼ 9.1%
The debt ratio falls from 57.0% to 54.8%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€41k▲
2024 · €-111k
Cash flow
€34k▲
2024 · €-126k
Solvency
45.2%▲
2024 · 43.0%
Current ratio
2.20▼
2024 · 2.31
Quick ratio
2.20▼
2024 · 2.31
Debt / equity
1.21▼
2024 · 1.33
ROE
-0.6%▲
2024 · -57.1%
ROA
-0.3%▲
2024 · -24.5%
Interest coverage
5.05▲
2024 · -10.54
Debt
€346k▼
2024 · €381k
Debt ≤ 1 year
€250k▲
2024 · €242k
Debt > 1 year
€95k▼
2024 · €137k
Income taxes
€2k▲
2024 · €514
Staff costs
€62k▼
2024 · €82k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€667k€631k▼
Fixed assets21/28€107k€82k▼
Tangible fixed assets22/27€104k€78k▼
Plant, machinery and equipment23€10k€7k▼
Furniture and vehicles24€92k€69k▼
Other tangible fixed assets26€2k€2k▼
Financial fixed assets28€4k€4k=
Current assets29/58€560k€549k▼
Amounts receivable within one year40/41€210k€197k▼
Trade receivables40€202k€197k▼
Other amounts receivable41€8k€77▼
Current investments50/53€270k€200k▼
Cash at bank and in hand54/58€58k€136k▲
Deferred charges and accrued income490/1€22k€16k▼
Equity and liabilities
Total equity and liabilities10/49€667k€631k▼
Equity10/15€287k€285k▼
Contributions10/11€6k€8k▲
Reserves13€2k-
Non-distributable reserves130/1€2k-
Reserves not available under the articles1311€2k-
Profit (loss) carried forward14€279k€277k▼
Amounts payable17/49€381k€346k▼
Amounts payable after more than one year17€137k€95k▼
Financial debts170/4€137k€95k▼
Amounts payable within one year42/48€242k€250k▲
Current portion of amounts payable after more than one year42€69k€50k▼
Financial debts43-€8k
Credit institutions430/8-€8k
Trade debts44€161k€165k▲
Suppliers440/4€161k€165k▲
Taxes, remuneration and social security45€4k€23k▲
Taxes450/3€878€15k▲
Remuneration and social security454/9€3k€8k▲
Other amounts payable47/48€8k€4k▼
Accrued charges and deferred income492/3€2k€456▼
Income statement
Code20242025
Remuneration, social security and pensions62€82k€62k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€38k€36k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€2k-
Other operating charges640/8€13k€3k▼
Gross operating margin9900€-14k€106k▲
Operating profit (loss)9901€-149k€5k▲
Financial income75/76B€1k€3k▲
Recurring financial income75€1k€3k▲
Financial charges65/66B€16k€8k▼
Recurring financial charges65€11k€8k▼
Non-recurring financial charges66B€5k-
Profit (loss) for the period before taxes9903€-163k€-239▲
Income taxes67/77€514€2k▲
Profit (loss) for the period9904€-164k€-2k▲
Profit (loss) for the period to be appropriated9905€-164k€-2k▲
Appropriation of the result
Profit (loss) to be appropriated9906€279k€277k▼
Profit (loss) brought forward from the previous period14P€443k€279k▼
Social balance
Average headcount (FTE)90872.01.3▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
08-12
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
09-01
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
30-06
Financial
Weakest financial yearnet €-164k ▼586%
Net result drops to €-164k, the lowest in the series; recovery starts the following year.
2023
26-12
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
02-01
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2021
28-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
12-01
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
30-06
Financial
Highest result since 2019net €98k ▲31.1%
Operating result €130k, net result €98k, both a record.
2019
06-12
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2018
30-11
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
09-01
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
04-01
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mons · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue des Produits (Jem. II) 207012 MonsGround area
4,246 m²
Building footprint
539 m²
Volume, LiDAR
2,296 m³
2 parcels, Wallonia · tallest building 13.5 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Allée de la Marbrite 9B, 7090 Braine-le-Comte
since 20062.279.405.869
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 55036B0060/00R002 | Wallonia | 3,797 m² | 1 · 331 m² | - |
| 53027B0142/00H000 | Wallonia | 448 m² | 1 · 208 m² | 13.5 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ARCHITECTENBUREAU MOONS EN COUNE - Architectenvennootschap
BE 0461.638.242
Houthalen-Helchteren · Eq €285k
JACS
BE 0887.157.842
Bilzen-Hoeselt · Eq €285k
ABRA
BE 0869.498.892
Schoten · Eq €285k
MOENS - DELWART Bureau d'Architectes
BE 0471.668.339
Mont-Saint-Guibert · Eq €285k
Fautor.
BE 0774.437.706
Antwerpen · Eq €285k
Of 18,210 companies in sector 71111 we hold annual accounts for 6,293. 4,747 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-07-2006
Fiscal year end30-06
Activities, NACEBEL
71111Activities of building architects
74201Photography, excluding press photography
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.