JACS
ActiveJACS has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €285k and a net result of €63k. Equity is growing by ~18.5% per year across the filed fiscal years. Its solvency ranks better than 74% of 9389 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
90
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability90▲+4
Solvency100▲+10
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 7.15 against 4.2 in 2024; short-term debt: 10.4% and cash: 21.1% of total assets), and 23.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
76.7%
Return on assets
17%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
29 d early
2024
31 d early
2023
29 d early
2022
28 d early
2021
31 d early
2020
29 d early
2019
61 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€285k▲ 12.1%
2024 · €254k
2018: €76k
2019: €108k
2020: €124k
2021: €148k
2022: €188k
2023: €219k
2024: €254k
2018 → 2025
Total assets
€372k▼ 4.3%
2024 · €388k
2018: €111k
2019: €218k
2020: €212k
2021: €233k
2022: €272k
2023: €377k
2024: €388k
2018 → 2025
Net result
€63k▲ 18.8%
2024 · €53k
2018: €18k
2019: €32k
2020: €15k
2021: €24k
2022: €40k
2023: €55k
2024: €53k
2018 → 2025
Working capital
€238k▲ 11.0%
2024 · €215k
2018: €61k
2019: €38k
2020: €107k
2021: €113k
2022: €165k
2023: €215k
2024: €215k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€148k-€188k▲ 26.9%€219k▲ 16.7%€254k▲ 15.9%€285k▲ 12.1%
Operating result€36k-€58k▲ 59.6%€79k▲ 37.1%€74k▼ 5.8%€90k▲ 20.3%
Net result€24k-€40k▲ 62.7%€55k▲ 39.0%€53k▼ 3.8%€63k▲ 18.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 20% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €372k
Fixed assets
€95k▼ 11.2%
Current assets
€277k▼ 1.7%
Equity and liabilities €372k
Equity
€285k▲ 12.1%
Debt
€87k▼ 35.4%
The debt ratio falls from 34.6% to 23.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€113k▲
2024 · €97k
Cash flow
€86k▲
2024 · €76k
Solvency
76.7%▲
2024 · 65.4%
Current ratio
7.15▲
2024 · 4.20
Quick ratio
7.15▲
2024 · 4.20
Debt / equity
0.30▼
2024 · 0.53
ROE
22.2%▲
2024 · 20.9%
ROA
17.0%▲
2024 · 13.7%
Interest coverage
40.51▲
2024 · 30.40
Debt
€87k▼
2024 · €134k
Debt ≤ 1 year
€39k▼
2024 · €67k
Debt > 1 year
€48k▼
2024 · €67k
Income taxes
€24k▲
2024 · €20k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€388k€372k▼
Fixed assets21/28€107k€95k▼
Tangible fixed assets22/27€107k€95k▼
Land and buildings22€60k€61k▲
Furniture and vehicles24€47k€33k▼
Other tangible fixed assets26€44-
Current assets29/58€282k€277k▼
Amounts receivable within one year40/41€39k€69k▲
Trade receivables40€39k€62k▲
Other amounts receivable41€467€6k▲
Current investments50/53€122k€130k▲
Cash at bank and in hand54/58€116k€79k▼
Deferred charges and accrued income490/1€4k-
Equity and liabilities
Total equity and liabilities10/49€388k€372k▼
Equity10/15€254k€285k▲
Contributions10/11€7k€7k=
Reserves13€247k€278k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€245k€276k▲
Amounts payable17/49€134k€87k▼
Amounts payable after more than one year17€67k€48k▼
Financial debts170/4€67k€48k▼
Amounts payable within one year42/48€67k€39k▼
Current portion of amounts payable after more than one year42€19k€19k▲
Trade debts44€34k€5k▼
Suppliers440/4€34k€5k▼
Taxes, remuneration and social security45€11k€14k▲
Taxes450/3€10k€14k▲
Remuneration and social security454/9€240-
Other amounts payable47/48€4k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€23k€23k▲
Other operating charges640/8€309€746▲
Gross operating margin9900€97k€114k▲
Operating profit (loss)9901€74k€90k▲
Financial income75/76B€2k€332▼
Recurring financial income75€2k€332▼
Financial charges65/66B€3k€3k▼
Recurring financial charges65€3k€3k▼
Profit (loss) for the period before taxes9903€73k€87k▲
Income taxes67/77€20k€24k▲
Profit (loss) for the period9904€53k€63k▲
Profit (loss) for the period to be appropriated9905€53k€63k▲
Appropriation of the result
Profit (loss) to be appropriated9906€53k€63k▲
Transfer from equity791/2€18k€32k▲
Transfer to equity691/2€53k€63k▲
To other reserves6921€53k€63k▲
Profit to be distributed694/7€18k€32k▲
Return on contributions (dividend)694€18k€32k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €63k ▲18.8%
Operating result €90k, net result €63k, both a record.
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
02-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €200kEq €219k ▲16.7%
6 profitable years in a row build equity to €219k.
03-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €150kEq €188k ▲26.9%
5 profitable years in a row build equity to €188k.
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
02-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €15k ▼52.9%
Net result drops to €15k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity quadruplescurrent ratio 5.34
Current ratio from 1.47 to 5.34; short-term debt falls from €81k to €25k.
30-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 61 days late
2019
31-12
Financial
Equity above €100kEq €108k ▲42.7%
2 profitable years in a row build equity to €108k.
18-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
02-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
04-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bilzen-Hoeselt · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Winkelomstraat 133740 Bilzen-HoeseltGround area
668 m²
Building footprint
348 m²
Volume, LiDAR
2,160 m³
Parcel 73012B1212/00E000, Flanders · tallest building 9.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
JACS BVBA
since 20072.160.814.362
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73012B1212/00E000 | Flanders | 668 m² | 1 · 348 m² | 9.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
OPEN ARCHITECTES
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Fautor.
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Of 18,256 companies in sector 71111 we hold annual accounts for 6,321. 4,767 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-02-2007
Fiscal year end31-12
Activities, NACEBEL
71111Activities of building architects
74201Photography, excluding press photography
01210
01410Raising of dairy cattle
43990Other specialised construction activities
43999Specialised construction activities
45250
55203Holiday cottages, homes and apartments
55232
68310Real estate agency activities
68311Real estate activities
70200Business and other management consultancy
70220Business consulting
70311
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.