Summary
OLIVER Management Consulting has a registered holding activity and consists mainly of financial fixed assets; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €379k and a net result of €44k. Equity is growing by ~13.8% per year across the filed fiscal years. Its solvency ranks better than 72% of 8966 sector peers (fiscal year 2024). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Holding: general score not applicable
The company has a registered holding activity and financial fixed assets account for more than half of its assets. The general operating-company model is unsuitable for this profile, so we show no financial axes either. Filed figures remain available.
Credit advice for your own amount and term
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-09-2025, 60 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
not confirmed
2024
60 d late
2023
60 d late
2022
60 d late
2021
61 d late
2020
60 d late
2019
60 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€379k▲ 13.1%
2023 · €335k
2019: €180k
2020: €223k
2021: €267k
2022: €299k
2023: €335k
2019 → 2024
Total assets
€503k▲ 9.5%
2023 · €459k
2019: €253k
2020: €271k
2021: €316k
2022: €367k
2023: €459k
2019 → 2024
Net result
€44k▲ 19.4%
2023 · €37k
2019: €174k
2020: €43k
2021: €44k
2022: €46k
2023: €37k
2019 → 2024
Working capital
€81k▼ 20.9%
2023 · €102k
2019: €172k
2020: €208k
2021: €242k
2022: €149k
2023: €102k
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€223k-€267k▲ 19.6%€299k▲ 11.7%€335k▲ 12.3%€379k▲ 13.1%
Operating result€53k-€63k▲ 17.6%€58k▼ 6.9%€61k▲ 4.4%€81k▲ 33.7%
Net result€43k-€44k▲ 2.0%€46k▲ 5.3%€37k▼ 20.5%€44k▲ 19.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 34% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €503k
Fixed assets
€304k ▲ 25.7%
Current assets
€199k ▼ 8.6%
Equity and liabilities €503k
Equity
€379k ▲ 13.1%
Debt
€124k ▼ 0.3%
Debt's share of the balance-sheet total falls from 27.0% to 24.6%. Equity is higher and debt is lower.
Key figures and ratios
ROE
11.6%▲
2023 · 11.0%
ROA
8.7%▲
2023 · 8.0%
Debt ≤ 1 year
€118k▲
2023 · €116k
Debt > 1 year
€5k▼
2023 · €8k
Income taxes
€37k▲
2023 · €23k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 50 lines
Balance sheet
Code20232024
Assets
Total assets20/58€459k€503k▲
Fixed assets21/28€242k€304k▲
Tangible fixed assets22/27€28k€9k▼
Land and buildings22€9k€3k▼
Plant, machinery and equipment23€10k€7k▼
Furniture and vehicles24€8k€0▼
Financial fixed assets28€214k€295k▲
Current assets29/58€218k€199k▼
Amounts receivable after more than one year29€34k€36k▲
Other amounts receivable291€34k€36k▲
Amounts receivable within one year40/41€47k€37k▼
Other amounts receivable41€47k€37k▼
Cash at bank and in hand54/58€137k€126k▼
Equity and liabilities
Total equity and liabilities10/49€459k€503k▲
Equity10/15€335k€379k▲
Contributions10/11€6k€6k=
Capital10€6k€6k=
Issued capital100€19k€19k=
Uncalled capital101€12k€12k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Legal reserve130€2k€2k=
Profit (loss) carried forward14€327k€371k▲
Amounts payable17/49€124k€124k▼
Amounts payable after more than one year17€8k€5k▼
Financial debts170/4€8k€5k▼
Amounts payable within one year42/48€116k€118k▲
Current portion of amounts payable after more than one year42€3k€33k▲
Trade debts44€53k€42k▼
Suppliers440/4€53k€42k▼
Advances received on contracts in progress46€18k-
Taxes, remuneration and social security45€39k€27k▼
Taxes450/3€38k€24k▼
Remuneration and social security454/9€1k€3k▲
Other amounts payable47/48€2k€16k▲
Accrued charges and deferred income492/3€368€368=
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€18k▲
Other operating charges640/8€1k€2k▲
Gross operating margin9900€77k€101k▲
Operating profit (loss)9901€61k€81k▲
Financial income75/76B€62€89▲
Recurring financial income75€62€89▲
Financial charges65/66B€675€518▼
Recurring financial charges65€675€518▼
Profit (loss) for the period before taxes9903€60k€81k▲
Income taxes67/77€23k€37k▲
Profit (loss) for the period9904€37k€44k▲
Profit (loss) for the period to be appropriated9905€37k€44k▲
Appropriation of the result
Profit (loss) to be appropriated9906€327k€371k▲
Profit (loss) brought forward from the previous period14P€290k€327k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
24-08
State Gazette act
Incorporation · Founding capital
Bank account · Corporate purpose
2025
29-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 60 days late
2024
29-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 60 days late
2023
31-12
Financial
Weakest financial yearnet €37k ▼20.5%
Net result drops to €37k, the lowest in the series; recovery starts the following year.
29-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 60 days late
2022
30-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 61 days late
2021
29-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 60 days late
01-09
State Gazette act
General meeting · Name change
Statutes amendment · Director resignation
2020
31-12
Financial
Equity above €200kEq €223k ▲23.9%
2 profitable years in a row build equity to €223k.
29-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 60 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zwalm · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hundelgemsebaan(Hund) 209630 ZwalmGround area
1,019 m²
Building footprint
165 m²
Volume, LiDAR
930 m³
Parcel 45016A0494/00E000, Flanders · tallest building 9.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
OLIVER Management Consulting
since 20182.275.419.268
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45016A0494/00E000 | Flanders | 1,018 m² | 1 · 165 m² | 9.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Ownership & control
1 board mandateBoard mandates of this companythis company sits on their board1
1 location
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Of 13,421 companies in sector 73300 we hold annual accounts for 6,901. 4,554 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-04-2018
Fiscal year end31-12
Activities, NACEBEL 2025
73300Public relations and communication consultancy
64210Activities of holding companies
70200Business and other management consultancy
82990Other business support services
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.