ZANZIBAR
ActiveSummary
ZANZIBAR has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €378k and a net result of €48k. Equity is growing by ~25.6% per year across the filed fiscal years. Its solvency ranks better than 21% of 2276 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
72
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability70▲+26
Solvency33▲+2
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 2.23 against 2.37 in 2024; short-term debt: 44.2% and cash: 52.5% of total assets), but 91.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
8.5%
Return on assets
1.1%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 2276 sector peers (2025).
NBB · sector comparisonPosition among 2276 sector peers
Solvency
better than 21%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
24 d early
2024
44 d early
2023
61 d early
2022
31 d early
2021
40 d early
2020
33 d early
2019
51 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€378k▲ 14.5%
2024 · €330k
2018: €192k
2019: €101k
2020: €67k
2021: €124k
2022: €174k
2023: €277k
2024: €330k
2018 → 2025
Total assets
€4.45M▼ 23.9%
2024 · €5.85M
2018: €1.75M
2019: €1.72M
2020: €4.01M
2021: €4.75M
2022: €4.57M
2023: €2.07M
2024: €5.85M
2018 → 2025
Net result
€48k▼ 68.7%
2024 · €153k
2018: €-167k
2019: €-91k
2020: €-34k
2021: €56k
2022: €401k
2023: €253k
2024: €153k
2018 → 2025
Working capital
€2.43M▼ 27.6%
2024 · €3.35M
2018: €1.57M
2019: €1.39M
2020: €3.51M
2021: €3.96M
2022: €2.77M
2023: €1.44M
2024: €3.35M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€124k-€174k▲ 40.9%€277k▲ 59.3%€330k▲ 19.0%€378k▲ 14.5%
Operating result€60k-€416k▲ 595%€341k▼ 18.1%€183k▼ 46.2%€74k▼ 59.6%
Net result€56k-€401k▲ 609%€253k▼ 36.8%€153k▼ 39.7%€48k▼ 68.7%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 60% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €4.45M
Fixed assets
€58k ▲ 24.3%
Current assets
€4.39M ▼ 24.3%
Equity and liabilities €4.45M
Equity
€378k ▲ 14.5%
Debt
€4.08M ▼ 26.2%
Debt's share of the balance-sheet total falls from 94.4% to 91.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€89k▼
2024 · €191k
Cash flow
€63k▼
2024 · €161k
Current ratio
2.23▼
2024 · 2.37
Debt to equity
10.79▼
2024 · 16.73
ROE
12.6%▼
2024 · 46.3%
ROA
1.1%▼
2024 · 2.6%
Interest coverage
9.97▲
2024 · -2200.83
Debt ≤ 1 year
€1.97M▼
2024 · €2.45M
Income taxes
€19k▼
2024 · €54k
Staff costs
€403k▲
2024 · €379k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 49 lines
Balance sheet
Code20242025
Assets
Total assets20/58€5.85M€4.45M▼
Fixed assets21/28€47k€58k▲
Intangible fixed assets21€19k€37k▲
Tangible fixed assets22/27€22k€15k▼
Other tangible fixed assets26€22k€15k▼
Financial fixed assets28€6k€6k=
Current assets29/58€5.80M€4.39M▼
Amounts receivable within one year40/41€842k€444k▼
Trade receivables40€769k€366k▼
Other amounts receivable41€73k€78k▲
Cash at bank and in hand54/58€3.54M€2.34M▼
Deferred charges and accrued income490/1€1.42M€1.61M▲
Equity and liabilities
Total equity and liabilities10/49€5.85M€4.45M▼
Equity10/15€330k€378k▲
Contributions10/11€19k€19k=
Reserves13€32k€32k=
Distributable reserves133€32k€32k=
Profit (loss) carried forward14€280k€327k▲
Amounts payable17/49€5.52M€4.08M▼
Amounts payable after more than one year17€0-
Other amounts payable178/9€0-
Amounts payable within one year42/48€2.45M€1.97M▼
Trade debts44€2.07M€1.40M▼
Suppliers440/4€2.07M€1.40M▼
Advances received on contracts in progress46€48k€463k▲
Taxes, remuneration and social security45€231k€106k▼
Taxes450/3€187k€60k▼
Remuneration and social security454/9€44k€46k▲
Other amounts payable47/48€100k€0▼
Accrued charges and deferred income492/3€3.07M€2.11M▼
Income statement
Code20242025
Remuneration, social security and pensions62€379k€403k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€15k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€0-
Other operating charges640/8€2k€2k▲
Gross operating margin9900€573k€495k▼
Operating profit (loss)9901€183k€74k▼
Financial income75/76B€24k€1k▼
Recurring financial income75€24k€1k▼
Financial charges65/66B€-87€9k▲
Recurring financial charges65€-87€9k▲
Profit (loss) for the period before taxes9903€207k€66k▼
Income taxes67/77€54k€19k▼
Profit (loss) for the period9904€153k€48k▼
Profit (loss) for the period to be appropriated9905€153k€48k▼
Appropriation of the result
Profit (loss) to be appropriated9906€380k€327k▼
Profit (loss) brought forward from the previous period14P€227k€280k▲
Profit to be distributed694/7€100k€0▼
Return on contributions (dividend)694€100k€0▼
Social balance
Average headcount (FTE)90875.45.4=
The notes to these accounts (17 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
17-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-05
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Equity above €200kEq €277k ▲59.3%
3 profitable years in a row build equity to €277k.
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Highest result since 2018net €401k ▲609%
Operating result €416k, net result €401k, both a record.
31-12
Financial
Equity above €150kEq €174k ▲40.9%
2 profitable years in a row build equity to €174k.
21-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Back to profitnet €56k
Net result €56k after 3 loss-making years.
31-12
Financial
Equity above €100kEq €124k ▲84%
Equity rises from €67k to €124k.
28-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
10-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
Show earlier events
2019
17-05
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
29-05
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
19-05
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 1997
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Pottenbrug 22000 AntwerpenGround area
1,923 m²
Building footprint
1,006 m²
Volume, LiDAR
18,188 m³
Parcel 11002A0818/00M000, Flanders · tallest building 21.5 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
Zanzibar
since 19972.084.732.314
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11002A0818/00M000 | Flanders | 1,923 m² | 1 · 1,006 m² | 21.5 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Public money · subsidies and aid
Flemish government
2024 to 2025 · 2 entries · 571 EUR awarded · 571 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 203 EUR | 203 EUR |
| 2024 | 1 | 368 EUR | 368 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 24,500 companies in sector 82990 we hold annual accounts for 9,404. 6,245 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-12-1997
Fiscal year end31-12
Activities, NACEBEL 2025
73300Public relations and communication consultancy
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 28 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.