O2C2
ActiveThe annual accounts of O2C2 for fiscal year 2025 show a net loss of 65% of the equity at the start of that year. The 2025 annual accounts show equity of €12k and a net result of €-23k. Equity is shrinking by ~42.1% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. Its solvency ranks better than 23% of 31662 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
35
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency44▼-23
Growth32=
Track record94
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity short (current ratio 0.57 against 1.17 in 2024; short-term debt: 80.8% and cash: 10.7% of total assets), and 80.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Nine signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
19.2%
Return on assets
-35.3%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
22232425
2022 to 2025 · latest year €-23k
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 31662 sector peers (2025).
NBB · sector comparisonPosition among 31662 sector peers
Solvency
better than 23%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
22 d early
2024
23 d late
2023
141 d late
2022
240 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€12k▼ 64.8%
2024 · €35k
2022: €44k
2023: €63k
2024: €35k
2022 → 2025
Total assets
€64k▼ 22.7%
2024 · €83k
2022: €69k
2023: €90k
2024: €83k
2022 → 2025
Net result
€-23k▲ 18.2%
2024 · €-28k
2022: €30k
2023: €19k
2024: €-28k
2022 → 2025
Working capital
€-22k
2024 · €8k
2022: €13k
2023: €29k
2024: €8k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€44k-€63k▲ 42.4%€35k▼ 44.2%€12k▼ 64.8%
Operating result€39k-€28k▼ 27.6%€-23k€-19k▲ 16.8%
Net result€30k-€19k▼ 36.9%€-28k€-23k▲ 18.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €19k in 2025 against €23k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €64k
Fixed assets
€35k▲ 30.5%
Current assets
€29k▼ 47.8%
Equity and liabilities €64k
Equity
€12k▼ 64.8%
Debt
€52k▲ 8.0%
The debt ratio rises from 57.9% to 80.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-3k▲
2024 · €-14k
Cash flow
€-6k▲
2024 · €-18k
Solvency
19.2%▼
2024 · 42.1%
Current ratio
0.57▼
2024 · 1.17
Quick ratio
0.57▼
2024 · 1.17
Debt / equity
4.22▲
2024 · 1.37
ROE
-184.2%▼
2024 · -79.3%
ROA
-35.3%▼
2024 · -33.4%
Interest coverage
-13.00▲
2024 · -105.43
Debt
€52k▲
2024 · €48k
Debt ≤ 1 year
€52k▲
2024 · €48k
Income taxes
€3k▼
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€83k€64k▼
Fixed assets21/28€27k€35k▲
Intangible fixed assets21-€17k
Tangible fixed assets22/27€27k€18k▼
Plant, machinery and equipment23€3k€3k▼
Furniture and vehicles24€15k€7k▼
Other tangible fixed assets26€8k€8k▼
Current assets29/58€56k€29k▼
Amounts receivable within one year40/41€49k€22k▼
Trade receivables40€23k€22k▼
Other amounts receivable41€26k-
Cash at bank and in hand54/58€7k€7k▲
Deferred charges and accrued income490/1€366€366=
Equity and liabilities
Total equity and liabilities10/49€83k€64k▼
Equity10/15€35k€12k▼
Contributions10/11€25k€25k=
Reserves13€38k€38k=
Distributable reserves133€38k€38k=
Profit (loss) carried forward14€-28k€-50k▼
Amounts payable17/49€48k€52k▲
Amounts payable within one year42/48€48k€52k▲
Financial debts43€2k€2k=
Credit institutions430/8€2k€2k=
Trade debts44-€4k
Suppliers440/4-€4k
Taxes, remuneration and social security45€10k€938▼
Taxes450/3€10k€938▼
Other amounts payable47/48€36k€45k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€17k▲
Other operating charges640/8€1k€555▼
Gross operating margin9900€-13k€-2k▲
Operating profit (loss)9901€-23k€-19k▲
Financial charges65/66B€129€216▲
Recurring financial charges65€129€216▲
Profit (loss) for the period before taxes9903€-23k€-20k▲
Income taxes67/77€4k€3k▼
Profit (loss) for the period9904€-28k€-23k▲
Profit (loss) for the period to be appropriated9905€-28k€-23k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-28k€-50k▼
Profit (loss) brought forward from the previous period14P-€-28k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
23-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 23 days late
2024
31-12
Financial
Weakest financial yearnet €-28k ▼249%
Net result drops to €-28k, the lowest in the series; recovery starts the following year.
19-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 141 days late
27-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 240 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Jans-Molenbeek · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Osseghemstraat 311080 Sint-Jans-MolenbeekGround area
1,946 m²
Building footprint
285 m²
Volume, LiDAR
5,683 m³
Parcel 21526D0243/00F010, Brussels · tallest building 22.4 m, ±7 floors. Linked by address, not a title deed.
1 establishment unit
O2C2
since 20212.320.373.721
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21526D0243/00F010 | Brussels | 1,945 m² | 1 · 285 m² | 22.4 m · 7 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,569 companies in sector 70200 we hold annual accounts for 52,573. 25,262 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-07-2021
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.