TIPPING POINTS
ActiveTIPPING POINTS is younger than twelve months; there is no public track record yet to compute a bankruptcy probability from. The 2025 annual accounts show equity of €12k and a net result of €11k. Its solvency ranks better than 41% of 8657 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
77
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency67
Growth-
Track record50
Credit verdict
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.31; short-term debt: 57.9% and cash: 34.6% of total assets), and 57.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
Founded in 2025, under 3 years, statistically higher risk.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
7 d early
← before the deadline
after the deadline →
Financials · fiscal year 2025, abbreviated schema
Equity
€12k
Total assets
€29k
Net result
€11k
Working capital
€5k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Balance-sheet composition
Assets €29k
Fixed assets
€7k
Current assets
€22k
Equity and liabilities €29k
Equity
€12k
Debt
€17k
Debt finances 57.9% of the balance-sheet total.
Key figures and ratios
EBITDA
€14k
Cash flow
€11k
Solvency
42.1%
Current ratio
1.31
Quick ratio
1.31
Debt / equity
1.37
ROE
91.9%
ROA
38.7%
Interest coverage
1422.50
Debt
€17k
Debt ≤ 1 year
€17k
Income taxes
€3k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€29k
Fixed assets21/28€7k
Tangible fixed assets22/27€7k
Furniture and vehicles24€3k
Other tangible fixed assets26€4k
Current assets29/58€22k
Amounts receivable within one year40/41€10k
Trade receivables40€10k
Cash at bank and in hand54/58€10k
Deferred charges and accrued income490/1€2k
Equity and liabilities
Total equity and liabilities10/49€29k
Equity10/15€12k
Contributions10/11€1k
Profit (loss) carried forward14€11k
Amounts payable17/49€17k
Amounts payable within one year42/48€17k
Trade debts44€3k
Suppliers440/4€3k
Taxes, remuneration and social security45€14k
Taxes450/3€11k
Remuneration and social security454/9€3k
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€114
Gross operating margin9900€14k
Operating profit (loss)9901€14k
Financial charges65/66B€10
Recurring financial charges65€10
Profit (loss) for the period before taxes9903€14k
Income taxes67/77€3k
Profit (loss) for the period9904€11k
Profit (loss) for the period to be appropriated9905€11k
Appropriation of the result
Profit (loss) to be appropriated9906€11k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
24-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schaarbeek · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Herman Richirstraat 181030 SchaarbeekGround area
210 m²
Building footprint
77 m²
Volume, LiDAR
559 m³
Parcel 21903B0067/00F000, Brussels · tallest building 11.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Herman Richirstraat 18, 1030 Schaarbeek
since 20252.378.689.725
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21903B0067/00F000 | Brussels | 210 m² | 1 · 77 m² | 11.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
O2C2
BE 0771.719.627
Sint-Jans-Molenbeek · Eq €12k
AGENCE BELGE DE CESSION-ACQUISITION
BE 0475.420.556
Lasne · Eq €12k
LAPORTA - MANAGEMENT & CONSULTANCY
BE 0740.716.249
Chaumont-Gistoux · Eq €12k
Roufflaer Phédrien Management
BE 1004.846.358
Flémalle · Eq €12k
EU FinTech PA Consult
BE 0768.763.404
Sint-Gillis (bij-Brussel) · Eq €12k
Of 82,569 companies in sector 70200 we hold annual accounts for 52,573. 25,260 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-09-2025
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:jerome.kisielewicz@gmail.com
Phone:+32474295098