Nestylo
ActiveNestylo has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €136k and a net result of €25k. Equity is growing by ~14.8% per year across the filed fiscal years. Its solvency ranks better than 54% of 16408 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
90
/ 100
Excellent▼ -10 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability92▼-8
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity ample (current ratio 2.02 against 4.36 in 2024), and 32.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
67.7%
Return on assets
12.4%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
30 d early
2024
1 d early
2023
2 d late
2022
29 d late
2021
43 d early
2020
44 d early
2019
47 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€136k▼ 14.4%
2024 · €159k
2018: €48k
2019: €56k
2020: €74k
2021: €89k
2022: €110k
2023: €116k
2024: €159k
2018 → 2025
Total assets
€201k▲ 6.4%
2024 · €189k
2018: €53k
2019: €57k
2020: €84k
2021: €102k
2022: €157k
2023: €140k
2024: €189k
2018 → 2025
Net result
€25k▼ 51.4%
2024 · €51k
2018: €4k
2019: €7k
2020: €18k
2021: €15k
2022: €23k
2023: €22k
2024: €51k
2018 → 2025
Working capital
€66k▼ 34.1%
2024 · €101k
2018: €46k
2019: €54k
2020: €72k
2021: €88k
2022: €131k
2023: €116k
2024: €101k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€89k-€110k▲ 24.1%€116k▲ 5.5%€159k▲ 36.9%€136k▼ 14.4%
Operating result€20k-€33k▲ 65.6%€37k▲ 11.6%€70k▲ 89.9%€29k▼ 58.2%
Net result€15k-€23k▲ 50.6%€22k▼ 2.9%€51k▲ 130%€25k▼ 51.4%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 58% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €201k
Fixed assets
€70k▲ 19.7%
Current assets
€132k▲ 0.5%
Equity and liabilities €201k
Equity
€136k▼ 14.4%
Debt
€65k▲ 117%
The debt ratio rises from 15.9% to 32.3%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€37k▼
2024 · €73k
Cash flow
€33k▼
2024 · €54k
Solvency
67.7%▼
2024 · 84.1%
Current ratio
2.02▼
2024 · 4.36
Quick ratio
2.02▼
2024 · 4.36
Debt / equity
0.48▲
2024 · 0.19
ROE
18.4%▼
2024 · 32.4%
ROA
12.4%▼
2024 · 27.2%
Interest coverage
35.09▼
2024 · 55.21
Debt
€65k▲
2024 · €30k
Debt ≤ 1 year
€65k▲
2024 · €30k
Income taxes
€6k▼
2024 · €20k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€189k€201k▲
Fixed assets21/28€58k€70k▲
Tangible fixed assets22/27€58k€70k▲
Plant, machinery and equipment23€330€97▼
Furniture and vehicles24-€19k
Other tangible fixed assets26€58k€51k▼
Current assets29/58€131k€132k▲
Amounts receivable within one year40/41€58k€82k▲
Trade receivables40€17k€39k▲
Other amounts receivable41€42k€43k▲
Cash at bank and in hand54/58€45k€47k▲
Deferred charges and accrued income490/1€27k€3k▼
Equity and liabilities
Total equity and liabilities10/49€189k€201k▲
Equity10/15€159k€136k▼
Contributions10/11€6k€6k=
Reserves13€153k€130k▼
Non-distributable reserves130/1€4k€4k=
Reserves not available under the articles1311€4k€4k=
Distributable reserves133€149k€126k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€30k€65k▲
Amounts payable within one year42/48€30k€65k▲
Trade debts44€3k€0▼
Suppliers440/4€3k€0▼
Taxes, remuneration and social security45€19k€17k▼
Taxes450/3€19k€17k▼
Other amounts payable47/48€9k€48k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€8k▲
Other operating charges640/8€420€441▲
Gross operating margin9900€73k€38k▼
Operating profit (loss)9901€70k€29k▼
Financial income75/76B€2k€2k▲
Recurring financial income75€2k€2k▲
Financial charges65/66B€1k€1k▼
Recurring financial charges65€1k€1k▼
Profit (loss) for the period before taxes9903€71k€31k▼
Income taxes67/77€20k€6k▼
Profit (loss) for the period9904€51k€25k▼
Profit (loss) for the period to be appropriated9905€51k€25k▼
Appropriation of the result
Profit (loss) to be appropriated9906€51k€25k▼
Profit (loss) brought forward from the previous period14P€0-
Transfer from equity791/2€7k€46k▲
Transfer to equity691/2€50k€23k▼
To other reserves6921€50k€23k▼
Profit to be distributed694/7€9k€48k▲
Return on contributions (dividend)694€9k€48k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €51k ▲130%
Operating result €70k, net result €51k, both a record.
31-12
Financial
Equity above €150kEq €159k ▲36.9%
7 profitable years in a row build equity to €159k.
02-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 2 days late
2023
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
31-12
Financial
Equity above €100kEq €110k ▲24.1%
5 profitable years in a row build equity to €110k.
18-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
17-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
14-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Liquidity quadruplescurrent ratio 39.99
Current ratio from 10.06 to 39.99; short-term debt falls from €5k to €1k.
09-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
17-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
17-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lubbeek · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Koetsiersweg(LIN) 593210 LubbeekGround area
1,529 m²
Building footprint
188 m²
Volume, LiDAR
1,111 m³
Parcel 24063A0008/00Y012, Flanders · tallest building 9.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Nestylo
since 20102.189.825.478
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24063A0008/00Y012 | Flanders | 1,529 m² | 1 · 188 m² | 9.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
NB CARE
BE 0754.463.921
Vilvoorde · Eq €136k
SMET THUISVERPLEGING
BE 0472.839.762
Hamme (Vl.) · Eq €137k
OTV Home Care
BE 0899.362.422
Willebroek · Eq €137k
Hospitalisation à domicile PERILLEUX
BE 0834.109.334
Liège · Eq €137k
PICARDIE NURSING
BE 0807.438.094
Brunehaut · Eq €138k
Of 5,969 companies in sector 86940 we hold annual accounts for 1,796. 1,462 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-07-2010
Fiscal year end31-12
Activities, NACEBEL
86907Human health activities
86940Nursing and midwifery
70200Business and other management consultancy
70220Business consulting
86909Human health activities
86995Nutrition and dietetics services
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.