PICARDIE NURSING
ActivePICARDIE NURSING has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €138k and a net result of €17k. Equity is growing by ~5.1% per year across the filed fiscal years. Its solvency ranks better than 43% of 16424 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
79
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability77▲+6
Solvency80▲+5
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 2.42 against 2.37 in 2024; short-term debt: 21.3% and cash: 8.4% of total assets), and 44.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
55.3%
Return on assets
6.8%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
1 d early
2023
1 d early
2022
on the day
2021
22 d late
2020
6 d early
2019
16 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close16-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€138k▲ 13.9%
2024 · €121k
2019: €90k
2020: €106k
2021: €133k
2022: €125k
2023: €139k
2024: €121k
2019 → 2025
Total assets
€249k▲ 2.2%
2024 · €244k
2019: €273k
2020: €289k
2021: €310k
2022: €303k
2023: €262k
2024: €244k
2019 → 2025
Net result
€17k▲ 320%
2024 · €4k
2019: €23k
2020: €16k
2021: €27k
2022: €17k
2023: €23k
2024: €4k
2019 → 2025
Working capital
€75k▲ 1.9%
2024 · €74k
2019: €69k
2020: €92k
2021: €107k
2022: €88k
2023: €97k
2024: €74k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€133k-€125k▼ 6.1%€139k▲ 11.3%€121k▼ 13.0%€138k▲ 13.9%
Operating result€44k-€25k▼ 42.5%€33k▲ 32.6%€13k▼ 62.3%€27k▲ 111%
Net result€27k-€17k▼ 36.1%€23k▲ 30.4%€4k▼ 82.2%€17k▲ 320%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 111% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €249k
Fixed assets
€121k▲ 4.1%
Current assets
€129k▲ 0.5%
Equity and liabilities €249k
Equity
€138k▲ 13.9%
Debt
€112k▼ 9.2%
The debt ratio falls from 50.4% to 44.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€39k▲
2024 · €25k
Cash flow
€29k▲
2024 · €16k
Solvency
55.3%▲
2024 · 49.6%
Current ratio
2.42▲
2024 · 2.37
Quick ratio
2.42▲
2024 · 2.37
Debt / equity
0.81▼
2024 · 1.02
ROE
12.2%▲
2024 · 3.3%
ROA
6.8%▲
2024 · 1.6%
Interest coverage
11.81▲
2024 · 6.11
Debt
€112k▼
2024 · €123k
Debt ≤ 1 year
€53k▼
2024 · €54k
Debt > 1 year
€58k▼
2024 · €69k
Income taxes
€8k▲
2024 · €6k
Staff costs
€39k▲
2024 · €33k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€244k€249k▲
Fixed assets21/28€116k€121k▲
Tangible fixed assets22/27€116k€121k▲
Land and buildings22€112k€101k▼
Furniture and vehicles24€0€425▲
Other tangible fixed assets26€3k€19k▲
Financial fixed assets28€150€150=
Current assets29/58€128k€129k▲
Amounts receivable after more than one year29€90k€69k▼
Other amounts receivable291€90k€69k▼
Amounts receivable within one year40/41€22k€31k▲
Trade receivables40€2k€15k▲
Other amounts receivable41€20k€17k▼
Cash at bank and in hand54/58€7k€21k▲
Deferred charges and accrued income490/1€10k€7k▼
Equity and liabilities
Total equity and liabilities10/49€244k€249k▲
Equity10/15€121k€138k▲
Contributions10/11€6k€6k=
Reserves13€89k€105k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€87k€104k▲
Profit (loss) carried forward14€26k€26k=
Amounts payable17/49€123k€112k▼
Amounts payable after more than one year17€69k€58k▼
Financial debts170/4€69k€58k▼
Amounts payable within one year42/48€54k€53k▼
Current portion of amounts payable after more than one year42€24k€30k▲
Trade debts44€5k€18k▲
Suppliers440/4€5k€18k▲
Taxes, remuneration and social security45€5k€5k▲
Taxes450/3€2k€2k=
Remuneration and social security454/9€2k€3k▲
Other amounts payable47/48€21k€0▼
Accrued charges and deferred income492/3€9€0▼
Income statement
Code20242025
Remuneration, social security and pensions62€33k€39k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€12k▲
Other operating charges640/8€471€490▲
Gross operating margin9900€58k€78k▲
Operating profit (loss)9901€13k€27k▲
Financial income75/76B€1k€2k▲
Recurring financial income75€1k€2k▲
Financial charges65/66B€4k€3k▼
Recurring financial charges65€4k€3k▼
Profit (loss) for the period before taxes9903€10k€25k▲
Income taxes67/77€6k€8k▲
Profit (loss) for the period9904€4k€17k▲
Profit (loss) for the period to be appropriated9905€4k€17k▲
Appropriation of the result
Profit (loss) to be appropriated9906€30k€43k▲
Profit (loss) brought forward from the previous period14P€26k€26k=
Transfer from equity791/2€22k€0▼
Transfer to equity691/2€4k€17k▲
To other reserves6921€4k€17k▲
Profit to be distributed694/7€22k€0▼
Return on contributions (dividend)694€22k€0▼
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Weakest financial yearnet €4k ▼82.2%
Net result drops to €4k, the lowest in the series; recovery starts the following year.
30-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
22-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 22 days late
2021
30-06
Financial
Highest result since 2019net €27k ▲70.8%
Operating result €44k, net result €27k, both a record.
25-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial
Equity above €100kEq €106k ▲17.6%
2 profitable years in a row build equity to €106k.
15-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
03-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
02-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
05-01
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brunehaut · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Gilles-Savoie(LAP) 31b7622 BrunehautGround area
1,696 m²
Building footprint
331 m²
Volume, LiDAR
1,871 m³
2 parcels, Wallonia · tallest building 8.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
PICARDIE NURSING
since 20082.244.065.207
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 57045B0301/00B002 | Wallonia | 1,336 m² | 1 · 181 m² | 8.9 m · 2 fl. |
| 57045B0300/00M002 | Wallonia | 359 m² | 1 · 149 m² | 6.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 5,983 companies in sector 86940 we hold annual accounts for 1,807. 1,471 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded28-10-2008
Fiscal year end30-06
Activities, NACEBEL
86906Human health activities
86940Nursing and midwifery
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.