NEMESI
ActiveNEMESI has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €20k and a net result of €101k. Equity is growing by ~8.7% per year across the filed fiscal years. Its solvency ranks better than 37% of 1286 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency10▼-60
Growth58▼-20
Stability100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity short (current ratio 0.78 against 1.58 in 2024), and 94.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
5.8%
Return on assets
28.8%
Age of the figures
8 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 55
Relative position
BE, all sectors
reference
Sector 55
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-03-2026, 141 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
141 d early
2024
136 d early
2023
40 d early
2022
65 d early
2021
134 d early
2020
91 d early
2019
10 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€20k▼ 84.6%
2024 · €133k
2018: €40k
2019: €75k
2020: €130k
2021: €194k
2022: €210k
2023: €163k
2024: €133k
2018 → 2025
Total assets
€350k▼ 4.2%
2024 · €365k
2018: €55k
2019: €128k
2020: €312k
2021: €399k
2022: €402k
2023: €410k
2024: €365k
2018 → 2025
Net result
€101k▲ 16.4%
2024 · €87k
2018: €23k
2019: €46k
2020: €55k
2021: €75k
2022: €78k
2023: €73k
2024: €87k
2018 → 2025
Working capital
€-48k
2024 · €65k
2018: €38k
2019: €44k
2020: €70k
2021: €98k
2022: €123k
2023: €86k
2024: €65k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€194k-€210k▲ 7.8%€163k▼ 22.1%€133k▼ 18.7%€20k▼ 84.6%
Operating result€96k-€103k▲ 7.9%€95k▼ 8.4%€108k▲ 14.5%€131k▲ 20.8%
Net result€75k-€78k▲ 4.2%€73k▼ 6.5%€87k▲ 18.7%€101k▲ 16.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 21% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €350k
Fixed assets
€182k▼ 3.5%
Current assets
€168k▼ 4.8%
Equity and liabilities €350k
Equity
€20k▼ 84.6%
Debt
€330k▲ 41.7%
The debt ratio rises from 63.7% to 94.2%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€137k▲
2024 · €125k
Cash flow
€107k▲
2024 · €103k
Solvency
5.8%▼
2024 · 36.3%
Current ratio
0.78▼
2024 · 1.58
Quick ratio
0.78▼
2024 · 1.58
Debt / equity
16.11▲
2024 · 1.75
ROE
492.3%▲
2024 · 65.3%
ROA
28.8%▲
2024 · 23.7%
Interest coverage
65.78▲
2024 · 58.84
Debt
€330k▲
2024 · €233k
Debt ≤ 1 year
€217k▲
2024 · €112k
Debt > 1 year
€113k▼
2024 · €120k
Income taxes
€28k▲
2024 · €22k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€365k€350k▼
Fixed assets21/28€188k€182k▼
Tangible fixed assets22/27€188k€182k▼
Land and buildings22€188k€182k▼
Current assets29/58€177k€168k▼
Amounts receivable within one year40/41€14k€17k▲
Trade receivables40€14k€17k▲
Cash at bank and in hand54/58€163k€151k▼
Equity and liabilities
Total equity and liabilities10/49€365k€350k▼
Equity10/15€133k€20k▼
Contributions10/11€20k€20k=
Profit (loss) carried forward14€112k-
Amounts payable17/49€233k€330k▲
Amounts payable after more than one year17€120k€113k▼
Financial debts170/4€120k€113k▼
Amounts payable within one year42/48€112k€217k▲
Financial debts43€7k€7k▲
Credit institutions430/8€7k€7k▲
Trade debts44-€502
Suppliers440/4-€502
Taxes, remuneration and social security45€23k€43k▲
Taxes450/3€23k€43k▲
Other amounts payable47/48€82k€166k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€7k▼
Other operating charges640/8€3k€4k▲
Gross operating margin9900€127k€141k▲
Operating profit (loss)9901€108k€131k▲
Financial income75/76B€3k€376▼
Recurring financial income75€3k€376▼
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€109k€129k▲
Income taxes67/77€22k€28k▲
Profit (loss) for the period9904€87k€101k▲
Profit (loss) for the period to be appropriated9905€87k€101k▲
Appropriation of the result
Profit (loss) to be appropriated9906€229k€213k▼
Profit (loss) brought forward from the previous period14P€143k€112k▼
Profit to be distributed694/7€117k€213k▲
Return on contributions (dividend)694€117k€213k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €101k ▲16.4%
Operating result €131k, net result €101k, both a record.
17-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
21-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
27-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €200kEq €210k ▲7.8%
5 profitable years in a row build equity to €210k.
19-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €150kEq €194k ▲50.1%
4 profitable years in a row build equity to €194k.
01-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €100kEq €130k ▲73.8%
3 profitable years in a row build equity to €130k.
21-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 153 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Genesius-Rode · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Boomkwekerijlaan 301640 Sint-Genesius-RodeGround area
469 m²
Building footprint
111 m²
Volume, LiDAR
860 m³
Parcel 22004A0035/00S016, Flanders · tallest building 11.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
NEMESI
since 20182.272.946.560
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22004A0035/00S016 | Flanders | 469 m² | 1 · 111 m² | 11.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
SANDERS-DEMAN
BE 1020.723.476
Frasnes-lez-Anvaing · Eq €21k
CREAFIELD
BE 0665.534.321
Veurne · Eq €20k
WILS BVBA
BE 0461.265.880
Hasselt · Eq €21k
NOELA
BE 1022.840.848
Flémalle · Eq €21k
SOETEWATER
BE 0846.193.158
Beernem · Eq €20k
Of 1,849 companies in sector 55204 we hold annual accounts for 444. 291 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-02-2018
Fiscal year end31-12
Activities, NACEBEL
55204Guest rooms (bed and breakfast)
58190Other publishing activities, excluding software publishing
82100Office administrative and support services
82110Office administrative, office support and other business support activities
82990Other business support services
90201Performing arts by independent artists
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.