NOELA has a registered holding activity and consists mainly of financial fixed assets; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €21k and a net result of €17k. Its solvency ranks better than 18% of 7980 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Holding: general score not applicable
The company has a registered holding activity and financial fixed assets account for more than half of its assets. The general operating-company model is unsuitable for this profile, so we show no financial axes either. Filed figures remain available.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
Founded in 2025, under 3 years, statistically higher risk.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-08-2026, 18 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
18 d late
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€21k
Total assets
€171k
Net result
€17k
Working capital
€-18k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €171k
Fixed assets
€165k
Current assets
€6k
Equity and liabilities €171k
Equity
€21k
Debt
€150k
Debt finances 87.7% of the balance-sheet total.
Key figures and ratios
Solvency
12.3%
ROE
81.0%
ROA
9.9%
Debt
€150k
Debt ≤ 1 year
€24k
Debt > 1 year
€126k
Staff costs
€488
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€171k
Fixed assets21/28€165k
Tangible fixed assets22/27€15k
Plant, machinery and equipment23€15k
Financial fixed assets28€150k
Current assets29/58€6k
Amounts receivable within one year40/41€2k
Trade receivables40€437
Other amounts receivable41€2k
Cash at bank and in hand54/58€4k
Equity and liabilities
Total equity and liabilities10/49€171k
Equity10/15€21k
Contributions10/11€4k
Profit (loss) carried forward14€17k
Amounts payable17/49€150k
Amounts payable after more than one year17€126k
Financial debts170/4€126k
Amounts payable within one year42/48€24k
Current portion of amounts payable after more than one year42€23k
Trade debts44€343
Suppliers440/4€343
Taxes, remuneration and social security45€120
Taxes450/3€120
Income statement
Code2025
Remuneration, social security and pensions62€488
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€250
Gross operating margin9900€2k
Operating profit (loss)9901€1k
Financial income75/76B€21k
Recurring financial income75€21k
Financial charges65/66B€5k
Recurring financial charges65€5k
Profit (loss) for the period before taxes9903€17k
Profit (loss) for the period9904€17k
Profit (loss) for the period to be appropriated9905€17k
Appropriation of the result
Profit (loss) to be appropriated9906€17k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
18-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 18 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Flémalle · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de la Bruyère(HHZ) 1114400 FlémalleGround area
521 m²
Building footprint
76 m²
Parcel 62055C0455/00H000, Wallonia. Linked by address, not a title deed.
1 establishment unit
NOELA
since 20252.373.425.989
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62055C0455/00H000 | Wallonia | 521 m² | 1 · 75 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
WILS BVBA
BE 0461.265.880
Hasselt · Eq €21k
SANDERS-DEMAN
BE 1020.723.476
Frasnes-lez-Anvaing · Eq €21k
B&B 1001 nacht
BE 0775.707.020
Zonhoven · Eq €21k
Eden-Zen
BE 0768.698.670
Theux · Eq €22k
ELLYA
BE 0846.776.346
Kortrijk · Eq €22k
Of 1,856 companies in sector 55204 we hold annual accounts for 449. 298 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-04-2025
Fiscal year end31-12
Activities, NACEBEL
55204Guest rooms (bed and breakfast)
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.