N.U.D.
ActiveN.U.D. has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €141k and a net result of €21k. Equity is growing by ~22.4% per year across the filed fiscal years. Its solvency ranks better than 55% of 265 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
71
/ 100
Healthy▲ +56 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability76▲+76
Solvency62▲+3
Growth85=
Stability100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity short (current ratio 0.31 against 0.13 in 2024), and 49.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 23
Relative position
BE, all sectors
reference
Sector 23
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
50.6%
Return on assets
7.6%
Age of the figures
8 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
on the day
2024
6 d early
2023
on the day
2022
3 d early
2021
31 d late
2020
61 d late
2019
90 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€34k▲ 585%
2019 · €5k
2019: €5k
2019 → 2020
EBIT margin
29.0%▲ 463.0pp
2019 · -434.0%
2019: -434.0%
2019 → 2020
Net result
€21k
2024 · €-7k
2019: €-24k
2020: €4k
2021: €7k
2022: €137k
2023: €-5k
2024: €-7k
2019 → 2025
Working capital
€-95k▲ 19.4%
2024 · €-118k
2019: €-62k
2020: €-112k
2021: €-155k
2022: €-108k
2023: €-112k
2024: €-118k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-3k-€132k€127k▼ 3.8%€120k▼ 5.7%€141k▲ 17.8%
Operating result€8k-€73k▲ 860%€-3k€-7k▼ 152%€23k
Net result€7k-€137k▲ 1,787%€-5k€-7k▼ 43.2%€21k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €23k after a loss of €7k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €279k
Fixed assets
€236k▼ 0.6%
Current assets
€43k▲ 133%
Equity and liabilities €279k
Equity
€141k▲ 17.8%
Debt
€138k▲ 1.1%
The debt ratio falls from 53.2% to 49.4%: equity grows faster than debt.
Key figures and ratios
EBITDA
€25k▲
2024 · €-5k
Cash flow
€23k▲
2024 · €-6k
Solvency
50.6%▲
2024 · 46.8%
Current ratio
0.31▲
2024 · 0.13
Quick ratio
0.31▲
2024 · 0.13
Debt / equity
0.98▼
2024 · 1.14
ROE
15.1%▲
2024 · -6.1%
ROA
7.6%▲
2024 · -2.8%
Interest coverage
58.91▲
2024 · -11.14
Debt
€138k▲
2024 · €136k
Debt ≤ 1 year
€138k▲
2024 · €136k
Income taxes
€1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€256k€279k▲
Fixed assets21/28€238k€236k▼
Tangible fixed assets22/27€4k€3k▼
Furniture and vehicles24€4k€3k▼
Financial fixed assets28€233k€233k=
Current assets29/58€18k€43k▲
Amounts receivable within one year40/41€4k€42k▲
Trade receivables40€3k€42k▲
Other amounts receivable41€2k-
Cash at bank and in hand54/58€14k€788▼
Equity and liabilities
Total equity and liabilities10/49€256k€279k▲
Equity10/15€120k€141k▲
Contributions10/11€10k€10k=
Reserves13€122k€130k▲
Distributable reserves133€122k€130k▲
Profit (loss) carried forward14€-12k€2k▲
Amounts payable17/49€136k€138k▲
Amounts payable within one year42/48€136k€138k▲
Financial debts43€3€18▲
Credit institutions430/8€3€18▲
Trade debts44€2k€6k▲
Suppliers440/4€2k€6k▲
Taxes, remuneration and social security45-€2k
Taxes450/3-€2k
Other amounts payable47/48€134k€130k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€1k▼
Other operating charges640/8€565€544▼
Gross operating margin9900€-5k€25k▲
Operating profit (loss)9901€-7k€23k▲
Financial charges65/66B€462€416▼
Recurring financial charges65€462€416▼
Profit (loss) for the period before taxes9903€-7k€23k▲
Income taxes67/77-€1k
Profit (loss) for the period9904€-7k€21k▲
Profit (loss) for the period to be appropriated9905€-7k€21k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-12k€10k▲
Profit (loss) brought forward from the previous period14P€-4k€-12k▼
Transfer to equity691/2-€8k
To the legal reserve6920-€8k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Back to profitnet €21k
Net result €21k after 2 loss-making years.
25-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2019net €137k ▲1787%
Operating result €73k, net result €137k, both a record.
31-12
Financial
Equity above €100kEq €132k
3 profitable years in a row build equity to €132k.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 61 days late
2020
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
29-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 90 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kruisem · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ouwegemsesteenweg (HUS) 2429770 KruisemGround area
1,242 m²
Building footprint
124 m²
Volume, LiDAR
666 m³
Parcel 45053C0669/00R002, Flanders · tallest building 9.5 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
N.U.D.
since 20182.277.931.172
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45053C0669/00R002 | Flanders | 1,242 m² | 1 · 124 m² | 9.5 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2025 · 4 entries · 26,795 EUR awarded · 14,838 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 2 | 0 EUR | 0 EUR |
| 2023 | 2 | 26,795 EUR | 14,838 EUR |
Schemes
Kmo-groeisubsidie: steun voor groeitrajecten bij kmo's (stopgezet)
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 21 companies in sector 23650 we hold annual accounts for 13. 8 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-07-2018
Fiscal year end31-12
Activities, NACEBEL
23650Manufacture of other non-metallic mineral products
71121Engineering and related technical consultancy, excluding land surveyors
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:didier.roelandt@skynet.be