PJUUR
ActivePJUUR has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €32k and a net result of €777. Equity is growing by ~21.7% per year across the filed fiscal years. Its solvency ranks better than 77% of 343 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
85
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability71▲+71
Solvency99▼-1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity ample (current ratio 3.81 against 10.58 in 2024; short-term debt: 25.9% and cash: 63.9% of total assets), and 25.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 23
Relative position
BE, all sectors
reference
Sector 23
lower
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 24-12-2025, 38 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
38 d early
2024
10 d early
2023
1 d early
2022
on the day
2021
on the day
2020
2 d early
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close16-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€32k▲ 2.5%
2024 · €32k
2019: €-8k
2020: €4k
2021: €12k
2022: €47k
2023: €37k
2024: €32k
2019 → 2025
Total assets
€44k▲ 25.8%
2024 · €35k
2019: €8k
2020: €17k
2021: €53k
2022: €66k
2023: €64k
2024: €35k
2019 → 2025
Net result
€777
2024 · €-6k
2019: €-16k
2020: €12k
2021: €8k
2022: €35k
2023: €-10k
2024: €-6k
2019 → 2025
Working capital
€32k▲ 6.1%
2024 · €30k
2019: €-8k
2020: €4k
2021: €7k
2022: €43k
2023: €34k
2024: €30k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€12k-€47k▲ 285%€37k▼ 20.6%€32k▼ 15.3%€32k▲ 2.5%
Operating result€8k-€35k▲ 335%€26▼ 99.9%€-6k€1k
Net result€8k-€35k▲ 333%€-10k€-6k▲ 40.9%€777
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €1k after a loss of €6k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €44k
Fixed assets
€643▼ 62.0%
Current assets
€43k▲ 30.3%
Equity and liabilities €44k
Equity
€32k▲ 2.5%
Debt
€11k▲ 262%
The debt ratio rises from 9.0% to 25.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€2k▲
2024 · €-5k
Cash flow
€2k▲
2024 · €-5k
Solvency
74.1%▼
2024 · 91.0%
Current ratio
3.81▼
2024 · 10.58
Quick ratio
3.03▼
2024 · 7.81
Debt / equity
0.35▲
2024 · 0.10
ROE
2.4%▲
2024 · -18.1%
ROA
1.8%▲
2024 · -16.5%
Interest coverage
13.73▲
2024 · -130.10
Debt
€11k▲
2024 · €3k
Debt ≤ 1 year
€11k▲
2024 · €3k
Income taxes
€75
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€35k€44k▲
Fixed assets21/28€2k€643▼
Intangible fixed assets21€2k€643▼
Current assets29/58€33k€43k▲
Stocks and contracts in progress3€9k€9k▲
Stocks30/36€9k€9k▲
Amounts receivable within one year40/41€9k€6k▼
Trade receivables40€9k€3k▼
Other amounts receivable41-€4k
Cash at bank and in hand54/58€15k€28k▲
Equity and liabilities
Total equity and liabilities10/49€35k€44k▲
Equity10/15€32k€32k▲
Contributions10/11€7k€7k=
Capital10€7k-
Issued capital100€20k-
Uncalled capital101€14k-
Outside capital11-€7k
Other1109/19-€7k
Reserves13€350€1k▲
Non-distributable reserves130/1€350€350=
Legal reserve130€350-
Reserves not available under the articles1311-€350
Distributable reserves133-€750
Profit (loss) carried forward14€25k€25k▲
Amounts payable17/49€3k€11k▲
Amounts payable within one year42/48€3k€11k▲
Trade debts44€17€9k▲
Suppliers440/4€17€9k▲
Taxes, remuneration and social security45€598€105▼
Taxes450/3€598€105▼
Other amounts payable47/48€3k€2k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k=
Other operating charges640/8€1k€949▼
Gross operating margin9900€-3k€3k▲
Operating profit (loss)9901€-6k€1k▲
Financial income75/76B€0€0▲
Recurring financial income75€0€0▲
Financial charges65/66B€35€149▲
Recurring financial charges65€35€149▲
Profit (loss) for the period before taxes9903€-6k€852▲
Income taxes67/77-€75
Profit (loss) for the period9904€-6k€777▲
Profit (loss) for the period to be appropriated9905€-6k€777▲
Appropriation of the result
Profit (loss) to be appropriated9906€25k€25k▲
Profit (loss) brought forward from the previous period14P€30k€25k▼
Transfer to equity691/2-€750
To other reserves6921-€750
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
24-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
30-06
Financial
Back to profitnet €777
Net result €777 after 2 loss-making years.
21-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Liquidity times 5current ratio 10.58
Current ratio from 2.28 to 10.58; short-term debt falls from €27k to €3k.
30-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Highest result since 2019net €35k ▲333%
Operating result €35k, net result €35k, both a record.
30-06
Financial
Liquidity triplescurrent ratio 3.20
Current ratio from 1.18 to 3.20; short-term debt falls from €41k to €20k.
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial
Back to profitnet €12k
Net result €12k after one loss-making year.
30-06
Financial
Liquidity triplescurrent ratio 1.32
Current ratio from 0.49 to 1.32; short-term debt falls from €16k to €13k.
31-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2025
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
03-04-2025
Resigned as Director
Location & real-estate footprint
Registered office, Sint-Gillis-Waas · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Stationstraat(SGW) 309170 Sint-Gillis-WaasGround area
871 m²
Building footprint
414 m²
Volume, LiDAR
3,274 m³
2 parcels, Flanders · tallest building 12.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
PJUUR
since 20172.266.903.262
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46020C1049/00B003 | Flanders | 517 m² | 1 · 310 m² | 12.1 m · 3 fl. |
| 46011A0741/00P000 | Flanders | 354 m² | 1 · 105 m² | 8.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
LE CAILLOU VERT
BE 1005.377.284
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GDR CONCEPT
BE 0805.173.838
Jemeppe-sur-Sambre · Eq €15k
Atelier Peeters
BE 0765.551.912
Landen · Eq €11k
SWALA
BE 0865.741.331
Burdinne · Eq €133k
N.U.D.
BE 0699.619.032
Kruisem · Eq €141k
Of 21 companies in sector 23650 we hold annual accounts for 13. 6 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-07-2017
Fiscal year end30-06
Activities, NACEBEL
23650Manufacture of other non-metallic mineral products
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.