My Value Consultants
ActiveSummary
My Value Consultants has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €347k and a net result of €47k. Equity is growing by ~22.9% per year across the filed fiscal years. Its solvency ranks better than 83% of 7672 sector peers (fiscal year 2023). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2024
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. A confirmed filing finding caps the score. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability83▼-7
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €20k at 30 days only on tighter terms
Liquidity ample (current ratio 14.09 against 7.3 in 2023; short-term debt: 7% and cash: 7.7% of total assets), and 14.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
85.2%
Return on assets
11.6%
Age of the figures
21 mo
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 22-09-2026, 418 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 5 filingsDeviation from the deadline
2025
not confirmed
2024
418 d late
2023
782 d late
2022
1144 d late
2021
153 d late
2020
90 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, abbreviated schema
Turnover
€315k
EBIT margin
52.8%
Net result
€47k▼ 21.4%
2023 · €60k
2020: €122k
2021: €15k
2022: €92k
2023: €60k
2020 → 2024
Working capital
€373k▲ 25.1%
2023 · €298k
2020: €105k
2021: €133k
2022: €225k
2023: €298k
2020 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Turnover€315k-
Equity€132k-€148k▲ 11.7%€240k▲ 62.5%€300k▲ 25.1%€347k▲ 15.8%
Operating result€166k-€26k▼ 84.3%€118k▲ 350%€80k▼ 31.6%€67k▼ 17.3%
Net result€122k-€15k▼ 87.3%€92k▲ 496%€60k▼ 34.8%€47k▼ 21.4%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2024 is 17% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €408k
Fixed assets
€6k ▲ 228%
Current assets
€402k ▲ 16.2%
Equity and liabilities €408k
Equity
€347k ▲ 15.8%
Debt
€60k ▲ 27.4%
Debt's share of the balance-sheet total rises from 13.6% to 14.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€67k▼
2023 · €95k
Cash flow
€48k▼
2023 · €75k
Current ratio
14.09▲
2023 · 7.30
Debt to equity
0.17▲
2023 · 0.16
ROE
13.6%▼
2023 · 20.1%
ROA
11.6%▼
2023 · 17.3%
Interest coverage
180.00▲
2023 · 158.03
Debt ≤ 1 year
€29k▼
2023 · €47k
Income taxes
€19k▼
2023 · €20k
Staff costs
€9k▼
2023 · €14k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 39 lines
Balance sheet
Code20232024
Assets
Total assets20/58€347k€408k▲
Fixed assets21/28€2k€6k▲
Tangible fixed assets22/27€2k€6k▲
Furniture and vehicles24€2k€6k▲
Current assets29/58€346k€402k▲
Amounts receivable within one year40/41€295k€370k▲
Trade receivables40€0-
Other amounts receivable41€295k€370k▲
Cash at bank and in hand54/58€50k€31k▼
Deferred charges and accrued income490/1€386-
Equity and liabilities
Total equity and liabilities10/49€347k€408k▲
Equity10/15€300k€347k▲
Contributions10/11€10k€10k=
Capital10€10k€10k=
Issued capital100€10k€10k=
Reserves13€1k€1k=
Non-distributable reserves130/1€1k€1k=
Legal reserve130€1k€1k=
Profit (loss) carried forward14€289k€336k▲
Amounts payable17/49€47k€60k▲
Amounts payable within one year42/48€47k€29k▼
Taxes, remuneration and social security45€31k€12k▼
Taxes450/3€31k€12k▼
Other amounts payable47/48€17k€17k=
Accrued charges and deferred income492/3-€32k
Income statement
Code20232024
Remuneration, social security and pensions62€14k€9k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€434▼
Other operating charges640/8€5k-
Gross operating margin9900€114k€76k▼
Operating profit (loss)9901€80k€67k▼
Financial charges65/66B€604€372▼
Recurring financial charges65€601€372▼
Non-recurring financial charges66B€3-
Profit (loss) for the period before taxes9903€80k€66k▼
Income taxes67/77€20k€19k▼
Profit (loss) for the period9904€60k€47k▼
Profit (loss) for the period to be appropriated9905€60k€47k▼
Appropriation of the result
Profit (loss) to be appropriated9906€289k€336k▲
Profit (loss) brought forward from the previous period14P€229k€289k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
22-09
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 418 days late
21-09
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 782 days late
17-09
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 1144 days late
2022
31-12
Financial
Equity above €200kEq €240k ▲62.5%
3 profitable years in a row build equity to €240k.
31-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 153 days late
2021
31-12
Financial
Weakest financial yearnet €15k ▼87.3%
Net result drops to €15k, the lowest in the series; recovery starts the following year.
29-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 90 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Jette · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Burgemeester J-L Thysplein 71090 Jette1 establishment unit
Burgemeester J-L Thysplein 7, 1090 Jette
since 20192.300.069.542
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BE 0467.541.879
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Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 38,166 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded31-12-2019
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filings
Scores and ratios are computed by Checked and are not a credit decision.