B.C.F. Consulting
ActiveThe latest annual accounts of B.C.F. Consulting were filed more than 90 days after the deadline. The 2024 annual accounts show equity of €300k. Equity is growing by ~10.8% per year across the filed fiscal years. Its solvency ranks better than 73% of 37960 sector peers (fiscal year 2024). The company has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
No current score
Insufficient figures
A score requires measurable solvency, liquidity and profitability.
Filing: Filed more than 90 days late
Axes · tick = 2023
Profitability-
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-11-2025, 122 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
122 d late
2023
20 d late
2022
21 d late
2021
15 d late
2020
30 d late
2019
118 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€15k▼ 29.7%
2022 · €22k
2018: €35k
2019: €15k
2020: €21k
2021: €63k
2022: €22k
2018 → 2023
Working capital
€269k=
2023 · €269k
2018: €93k
2019: €102k
2020: €113k
2021: €259k
2022: €246k
2023: €269k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€200k-€263k▲ 31.3%€285k▲ 8.2%€300k▲ 5.3%€300k=
Operating result€34k-€95k▲ 180%€27k▼ 71.8%€25k▼ 7.2%
Net result€21k-€63k▲ 205%€22k▼ 65.5%€15k▼ 29.7%
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2023 is 7% below 2022 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €384k
Fixed assets
€81k=
Current assets
€303k=
Equity and liabilities €384k
Equity
€300k=
Debt
€84k=
The debt ratio stays at 21.9%.
Key figures and ratios
Solvency
78.1%=
2023 · 78.1%
Current ratio
8.96=
2023 · 8.96
Quick ratio
8.89=
2023 · 8.89
Debt / equity
0.28=
2023 · 0.28
Debt
€84k=
2023 · €84k
Debt ≤ 1 year
€34k=
2023 · €34k
Debt > 1 year
€50k=
2023 · €50k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€384k€384k=
Fixed assets21/28€81k€81k=
Tangible fixed assets22/27€81k€81k=
Furniture and vehicles24€81k€81k=
Financial fixed assets28€60€60=
Current assets29/58€303k€303k=
Stocks and contracts in progress3€2k€2k=
Stocks30/36€2k€2k=
Amounts receivable within one year40/41€139k€139k=
Trade receivables40€98k€98k=
Other amounts receivable41€41k€41k=
Cash at bank and in hand54/58€160k€160k=
Deferred charges and accrued income490/1€2k€2k=
Equity and liabilities
Total equity and liabilities10/49€384k€384k=
Equity10/15€300k€300k=
Contributions10/11€19k€19k=
Reserves13€12k€12k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€10k€10k=
Profit (loss) carried forward14€270k€270k=
Amounts payable17/49€84k€84k=
Amounts payable after more than one year17€50k€50k=
Financial debts170/4€50k€50k=
Amounts payable within one year42/48€34k€34k=
Current portion of amounts payable after more than one year42€12k€12k=
Trade debts44€3k€3k=
Suppliers440/4€3k€3k=
Taxes, remuneration and social security45€19k€19k=
Taxes450/3€14k€14k=
Remuneration and social security454/9€5k€5k=
Income statement
Code20232024
Remuneration, social security and pensions62€27k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k-
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€11k-
Other operating charges640/8€768-
Non-recurring operating charges66A€19k-
Gross operating margin9900€93k-
Operating profit (loss)9901€25k-
Financial income75/76B€2k-
Recurring financial income75€2k-
Financial charges65/66B€3k-
Recurring financial charges65€3k-
Profit (loss) for the period before taxes9903€24k-
Income taxes67/77€8k-
Profit (loss) for the period9904€15k-
Profit (loss) for the period to be appropriated9905€15k-
Appropriation of the result
Profit (loss) to be appropriated9906€270k€270k=
Profit (loss) brought forward from the previous period14P€254k€270k▲
Social balance
Average headcount (FTE)90870.5-
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 122 days late
2024
20-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 20 days late
2023
21-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 21 days late
2022
15-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 15 days late
2021
31-12
Financial
Highest result since 2018net €63k ▲205%
Operating result €95k, net result €63k, both a record.
31-12
Financial
Liquidity times 5current ratio 21.15
Current ratio from 4.27 to 21.15; short-term debt falls from €34k to €13k.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 30 days late
2020
31-12
Financial
Equity above €200kEq €200k ▲11.4%
3 profitable years in a row build equity to €200k.
26-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 118 days late
2019
31-12
Financial
Weakest financial yearnet €15k ▼58%
Net result drops to €15k, the lowest in the series; recovery starts the following year.
20-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 20 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 30 days late
2017
23-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 23 days late
2016
31-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lasne · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Bois Impérial 771380 LasneGround area
3,685 m²
Building footprint
151 m²
Parcel 25061B0152/00B004, Wallonia. Linked by address, not a title deed.
1 establishment unit
B.C.F CONSULTING
since 20062.158.852.190
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25061B0152/00B004 | Wallonia | 3,685 m² | 1 · 151 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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EQUINOX NORTH
BE 0467.541.879
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CLOVIA
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COGESTRIE
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Of 82,554 companies in sector 70200 we hold annual accounts for 52,573. 38,159 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-12-2006
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
93053
96999Other personal services
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.