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Moervaart

Active
Non-profit association·Serviceflats voor ouderen· 13 yrs active
Botestraat 131 ·9032 Gent, Belgium
KBO/BCE: BE 0509.952.754
Watch Print / PDF
Belgian State Gazette acts: 0 of 4 read
Age13 yrs
Board6
Real estate2 parcels · 1,363 m²

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of Moervaart is < 0.1% (very low). The 2022 annual accounts show equity of €1.13M and a net result of €-142k. Its solvency ranks better than 45% of 103 sector peers (fiscal year 2022). The company has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.

Signals

Insufficient current data: the most recent filed accounts (financial year 2022) are too old to derive current signals.

Filing behaviour

From the deposit records, complete market-wide
Filed after the deadline
The financial year that closed on 31-12-2022 was due by 31-07-2023 and was filed on 11-09-2023, 42 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
How we compute the deadline
There is a single filed set of accounts, closing on 31-12. That date is certain, but one observation does not establish the rhythm (a first financial year may run longer than twelve months), so we project no following year. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2022, that is 31-07-2023.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2022 31-07-2023 11-09-2023 42 d late 2023-00444316

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
Established
Founded in 2013, 13 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
< 0.1% Very low
0%0,5%1,5%4%10%≥25%
Lower-risk legal form −Lower-failure-rate sector −Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€-142k
Working capital€242k

Annual accounts & ratios

Source: NBB · 2022
Annual accounts filed on 11-09-2023 with the NBB · fiscal year 2022 · micro
Sector comparison
Fiscal year 2022 · NACE 87 · compared across all schema types (micro, abbreviated and full combined)
Metric This company Sector median Position in the sector
Solvency 22.5% 29.3%
better than 45% of 103 sector peers
Net result €-142k €-2k
better than 17% of 103 sector peers
Equity €1.13M €364k
better than 69% of 103 sector peers
Gross operating margin €205k €1.06M
better than 26% of 80 sector peers
Total assets €5.00M €1.53M
better than 74% of 103 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2022
Depositmicro
Revenue-
EBITDA€168k
Net profit€-142k
Cash flow€112k
Staff costs-
Income taxes-
Dividends-
Total assets€5.00M
Equity€1.13M
Debt€3.87M
of which ≤ 1y€244k
of which > 1y€3.63M
Working capital€242k
Employees (FTE)-
Ratios (computed)
2022
Current ratio1.99
Quick ratio1.99
Working capital ratio4.8%
Solvency22.5%
Debt / equity3.44
Long-term debt ratio3.22
Interest coverage3.01
Gross margin-
Net margin-
ROA-2.8%
ROE-12.6%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2022
Full annual accounts (19 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2022
Balance sheet, Assets
TOTAL ASSETS 20/58€5.00M
Fixed assets 21/28€4.52M
Tangible fixed assets 22/27€4.52M
Current assets 29/58€486k
Amounts receivable within one year 40/41€3k
Cash & bank 54/58€481k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€5.00M
Equity 10/15€1.13M
Accumulated profits (losses) 14€1.13M
Amounts payable 17/49€3.87M
Amounts payable after one year 17€3.63M
Amounts payable within one year 42/48€244k
Trade debts payable within one year 44€24k
Income statement
Gross operating margin 9900€205k
Operating result 9901€-87k
Financial charges 65€56k
Result before taxes 9903€-142k
Net result for the period 9904€-142k
Result to be appropriated 9905€-142k
Ratios computed by Checked.

Health barometer

FY 2022 · computed
53 / 100 Fair
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2022. Indicative, not credit advice.

Directors

Directors & mandates

under verification
4 of this company's 4 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing below: a director who resigned there may therefore still show here as sitting. See the acts under Publications.
Directors derived from a single State Gazette act, under verification
All 6 current directors first appear in the same act (25044713). Founders or capital subscribers may have been counted as directors here; the real board composition is being verified.
Current directors & mandates
  • Annick Verstringhe
    Director
    State Gazette act 25044713 (03-04-2025)
    Current
    03-04-2025 → present
  • Caroline Schelstraete
    Director
    State Gazette act 25044713 (03-04-2025)
    Current
    03-04-2025 → present
  • Guy Bontinck
    Director
    State Gazette act 25044713 (03-04-2025)
    Current
    03-04-2025 → present
  • Marijke Beauprez
    Director
    State Gazette act 25044713 (03-04-2025)
    Current
    03-04-2025 → present
  • Stefaan Dhaeze
    Director
    State Gazette act 25044713 (03-04-2025)
    Current
    03-04-2025 → present
  • Wim De Keyser
    Director
    State Gazette act 25044713 (03-04-2025)
    Current
    03-04-2025 → present
Former directors (2)
  • vzw KompasLegal entity
    Director
    State Gazette act 25044713 (03-04-2025)
    Former
    - → 03-04-2025
  • vzw Vonk!Legal entity
    Director
    State Gazette act 25044713 (03-04-2025)
    Former
    - → 03-04-2025
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.

Insolvency mandates

No insolvency mandates (liquidators, administrators) on record for this company.

Legal Structure

NACE primary Serviceflats voor ouderen(87302)
Legal form Non-profit association(017)
Incorporation19-02-2013
StatusActive
Postal code9032

Structure & network

Locations & real estate

Registered office

on the map · from the address register
exact location from the address register On OpenStreetMap
5 companies at this address See who is registered here

Establishment units

1 location
kompas skw
Sint-Kruis-Winkeldorp 73, 9042 GentInstellingen met huisvesting voor volwassenen met een mentale handicap
since 20152.245.815.759
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels2
Ground area1,363 m²
Buildings2
Building footprint557 m²
Volume (LiDAR)3,884 m³
Tallest building18.0 m · ±3 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
44814C0275/00F000
ProtectedMonumentPastorie Heilige KruisparochieSource ↗
 Flanders 812 m² 1 · 140 m² 12.1 m · 3 fl.
44074B0585/00D000 Flanders 551 m² 1 · 416 m² 18.0 m · 2 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

2 acts
Address history · 1
14-09-2023
Registered-office move
All acts · 2 updated 1 year ago
2025
03-04-2025 6 directors appointed, 2 resigning Director changes
  • Caroline Schelstraete, Bestuurder
  • Annick Verstringhe, Bestuurder
  • Marijke Beauprez, Bestuurder
  • Wim De Keyser, Bestuurder
  • Stefaan Dhaeze, Bestuurder
  • Guy Bontinck, Bestuurder
  • vzw Kompas, Bestuurder
  • vzw Vonk!, Bestuurder
2023
14-09-2023 Registered office moved to Gent Registered-office change
  • Botestraat 131 9032 Gent

Analysis

Financial profile

4 of 5 axes measured
Health53Profitability0Solvency53Growth-Stability85
48 / 100

Mixed profile: strong on stability, weaker on profitability.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 53
Profitability 0
Solvency 53
Growth -
Stability 85

Credit advice

verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Comparable size, same sector
We hold annual accounts for 16 of the 149 companies in this sector. 7 of them are within a factor 10 of this company's equity.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Serviceflats voor ouderen87302
Primary activity highlighted.
Names & trade names
Legal nameNL Moervaart
AbbreviationNL HeiKom
Registered office
Botestraat 131
9032 Gent, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.