Active BE 0509.952.754Non-profit association

Moervaart

Botestraat 131 ·9032 Gent, Belgium· 13 yrs active

Sector: Serviceflats voor ouderen (87302)

Conclusion Checked

The computed 12-month bankruptcy probability of Moervaart is < 0.1% (very low). The 2022 annual accounts show equity of €1.13M and a net result of €-142k. Its solvency ranks better than 45% of 103 sector peers (fiscal year 2022). The company has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.

Key figures

Equity	€1.13M
Net result	€-142k
Better than sector	45%
Active	13 yrs

Financial profile 4 of 5 axes measured · computed by Checked

48 / 100

Mixed profile: strong on stability, weaker on profitability.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 53

Profitability 0

Solvency 53

Growth -

Stability 85

Bankruptcy probability (12 mo) Checked model v1 · free

< 0.1% Very low

0%0,5%1,5%4%10%≥25%

Lower-risk legal form −Lower-failure-rate sector −Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 2 signals

Established

Founded in 2013, 13 years in business.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Health barometer FY 2022 · computed

53 / 100 Fair

050100

Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →

Computed by Checked from the NBB filing for FY 2022. Indicative, not credit advice.

Financial overview1 NBB filings

Annual accounts filed on 11-09-2023 with the NBB · fiscal year 2022 · micro

Sector comparison

Fiscal year 2022 · NACE 87 · compared across all schema types (micro, abbreviated and full combined)

Metric	This company	Sector median	Position in the sector
Solvency	22.5%	29.3%	better than 45% of 103 sector peers
Net result	€-142k	€-2k	better than 17% of 103 sector peers
Equity	€1.13M	€364k	better than 69% of 103 sector peers
Gross operating margin	€205k	€1.06M	better than 26% of 80 sector peers
Total assets	€5.00M	€1.53M	better than 74% of 103 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

Highlight YoY changes (±10%)

Fiscal year	2022
Deposit	micro
Revenue	-
EBITDA	€168k
Net profit	€-142k
Cash flow	€112k
Staff costs	-
Income taxes	-
Dividends	-
Total assets	€5.00M
Equity	€1.13M
Debt	€3.87M
of which ≤ 1y	€244k
of which > 1y	€3.63M
Working capital	€242k
Employees (FTE)	-

Ratios (computed)

	2022
Current ratio	1.99
Quick ratio	1.99
Working capital ratio	4.8%
Solvency	22.5%
Debt / equity	3.44
Long-term debt ratio	3.22
Interest coverage	3.01
Gross margin	-
Net margin	-
ROA	-2.8%
ROE	-12.6%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2022

Assets

Fixed assets €4.52M · 90.3% Current assets €486k · 9.7%

Equity & liabilities

Equity €1.13M · 22.5% Debt €3.87M · 77.5%

Full annual accounts (19 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2022
Balance sheet, Assets
TOTAL ASSETS	20/58	€5.00M
Fixed assets	21/28	€4.52M
Tangible fixed assets	22/27	€4.52M
Current assets	29/58	€486k
Amounts receivable within one year	40/41	€3k
Cash & bank	54/58	€481k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€5.00M
Equity	10/15	€1.13M
Accumulated profits (losses)	14	€1.13M
Amounts payable	17/49	€3.87M
Amounts payable after one year	17	€3.63M
Amounts payable within one year	42/48	€244k
Trade debts payable within one year	44	€24k
Income statement
Gross operating margin	9900	€205k
Operating result	9901	€-87k
Financial charges	65	€56k
Result before taxes	9903	€-142k
Net result for the period	9904	€-142k
Result to be appropriated	9905	€-142k

Ratios computed by Checked.

Directors & mandates 8 directors

Directors derived from a single State Gazette act, under verification

All 6 current directors first appear in the same act (25044713). Founders or capital subscribers may have been counted as directors here; the real board composition is being verified.

Current directors & mandates

Annick Verstringhe
Director
State Gazette act 25044713 (03-04-2025)

Current
03-04-2025 → present
Caroline Schelstraete
Director
State Gazette act 25044713 (03-04-2025)

Current
03-04-2025 → present
Guy Bontinck
Director
State Gazette act 25044713 (03-04-2025)

Current
03-04-2025 → present
Marijke Beauprez
Director
State Gazette act 25044713 (03-04-2025)

Current
03-04-2025 → present
Stefaan Dhaeze
Director
State Gazette act 25044713 (03-04-2025)

Current
03-04-2025 → present
Wim De Keyser
Director
State Gazette act 25044713 (03-04-2025)

Current
03-04-2025 → present

Former directors (2)

vzw KompasLegal entity
Director
State Gazette act 25044713 (03-04-2025)

Former
- → 03-04-2025
vzw Vonk!Legal entity
Director
State Gazette act 25044713 (03-04-2025)

Former
- → 03-04-2025

Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.

Legal Structure

NACE primary	Serviceflats voor ouderen(87302)
Legal form	Non-profit association(017)
Incorporation	19-02-2013
Status	Active
Postal code	9032

Establishment units 1 location

kompas skw

Sint-Kruis-Winkeldorp 73, 9042 GentInstellingen met huisvesting voor volwassenen met een mentale handicap

since 20152.245.815.759

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 2 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
44814C0275/00F000 ProtectedMonumentPastorie Heilige KruisparochieSource ↗	Flanders	812 m²	1 · 140 m²	12.1 m · 3 fl.
44074B0585/00D000	Flanders	551 m²	1 · 416 m²	18.0 m · 2 fl.

Methodology

via registered seat: 1 · via establishment units: 1

2 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).

Updates 3 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025

03-04-2025

State Gazette act Director changes

2023

14-09-2023

State Gazette act Registered-office change

11-09-2023

NBB filing Annual accounts filed

fiscal year 2022 · micro

Belgian State Gazette reading coverage 0 of 4 acts read

We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 2 acts

Address history · 1

14-09-2023

Registered-office move

All acts · 2 updated 1 year ago

2025

03-04-2025 6 directors appointed, 2 resigning Director changes

Caroline Schelstraete, Bestuurder
Annick Verstringhe, Bestuurder
Marijke Beauprez, Bestuurder
Wim De Keyser, Bestuurder
Stefaan Dhaeze, Bestuurder
Guy Bontinck, Bestuurder
vzw Kompas, Bestuurder
vzw Vonk!, Bestuurder

Original publication ↗

Technical details

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2023

14-09-2023 Registered office moved to Gent Registered-office change

Botestraat 131 9032 Gent

Original publication ↗

Technical details

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Credit advice verdict per customer and amount

Company registry (CBE) Crossroads Bank

Activities

Serviceflats voor ouderen87302

Primary activity highlighted.

Names & trade names

Legal nameNL	Moervaart
AbbreviationNL	HeiKom

Registered office

Botestraat 131

9032 Gent, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.

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