MGHolistic
ActiveMGHolistic has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €19k and a net result of €50k. Equity is shrinking by ~10.6% per year across the filed fiscal years. Its solvency ranks better than 24% of 31544 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
74
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency45▼-9
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity tight (current ratio 1.19 against 1.26 in 2024; short-term debt: 79.5% and cash: 76.6% of total assets), and 79.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
20.5%
Return on assets
52.9%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 31544 sector peers (2025).
NBB · sector comparisonPosition among 31544 sector peers
Solvency
better than 24%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-03-2026, 139 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
139 d early
2024
99 d early
2023
82 d early
2022
67 d early
2021
83 d early
2020
61 d early
2019
66 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€19k▼ 34.8%
2024 · €30k
2018: €16k
2019: €57k
2020: €68k
2021: €29k
2022: €35k
2023: €26k
2024: €30k
2018 → 2025
Total assets
€94k▼ 6.2%
2024 · €100k
2018: €210k
2019: €98k
2020: €115k
2021: €135k
2022: €90k
2023: €99k
2024: €100k
2018 → 2025
Net result
€50k▼ 12.0%
2024 · €57k
2018: €49k
2019: €67k
2020: €41k
2021: €51k
2022: €46k
2023: €51k
2024: €57k
2018 → 2025
Working capital
€14k▼ 22.6%
2024 · €18k
2018: €4k
2019: €47k
2020: €63k
2021: €744
2022: €12k
2023: €10k
2024: €18k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€29k-€35k▲ 21.7%€26k▼ 26.0%€30k▲ 13.5%€19k▼ 34.8%
Operating result€58k-€59k▲ 0.5%€66k▲ 11.6%€72k▲ 9.9%€63k▼ 12.2%
Net result€51k-€46k▼ 8.5%€51k▲ 9.8%€57k▲ 11.2%€50k▼ 12.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 12% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €94k
Fixed assets
€5k▼ 54.4%
Current assets
€89k▼ 0.2%
Equity and liabilities €94k
Equity
€19k▼ 34.8%
Debt
€75k▲ 5.7%
The debt ratio rises from 70.5% to 79.5%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€69k▼
2024 · €79k
Cash flow
€56k▼
2024 · €63k
Solvency
20.5%▼
2024 · 29.5%
Current ratio
1.19▼
2024 · 1.26
Quick ratio
1.19▼
2024 · 1.26
Debt / equity
3.89▲
2024 · 2.39
ROE
258.3%▲
2024 · 191.3%
ROA
52.9%▼
2024 · 56.4%
Interest coverage
185.53▼
2024 · 599.81
Debt
€75k▲
2024 · €71k
Debt ≤ 1 year
€75k▲
2024 · €71k
Income taxes
€13k▼
2024 · €16k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€100k€94k▼
Fixed assets21/28€11k€5k▼
Tangible fixed assets22/27€11k€5k▼
Furniture and vehicles24€11k€5k▼
Current assets29/58€89k€89k▼
Amounts receivable within one year40/41€50k€15k▼
Trade receivables40€50k€14k▼
Other amounts receivable41€18€153▲
Cash at bank and in hand54/58€38k€72k▲
Deferred charges and accrued income490/1€341€2k▲
Equity and liabilities
Total equity and liabilities10/49€100k€94k▼
Equity10/15€30k€19k▼
Contributions10/11€19k€19k=
Profit (loss) carried forward14€11k€648▼
Amounts payable17/49€71k€75k▲
Amounts payable within one year42/48€71k€75k▲
Trade debts44€299€6k▲
Suppliers440/4€299€6k▲
Taxes, remuneration and social security45€12k€9k▼
Taxes450/3€12k€9k▼
Other amounts payable47/48€58k€60k▲
Accrued charges and deferred income492/3-€49
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€6k▼
Other operating charges640/8€448€584▲
Gross operating margin9900€79k€70k▼
Operating profit (loss)9901€72k€63k▼
Financial income75/76B€170€171▲
Recurring financial income75€170€171▲
Financial charges65/66B€131€374▲
Recurring financial charges65€131€374▲
Profit (loss) for the period before taxes9903€72k€63k▼
Income taxes67/77€16k€13k▼
Profit (loss) for the period9904€57k€50k▼
Profit (loss) for the period to be appropriated9905€57k€50k▼
Appropriation of the result
Profit (loss) to be appropriated9906€64k€61k▼
Profit (loss) brought forward from the previous period14P€7k€11k▲
Transfer from equity791/2€0-
Profit to be distributed694/7€53k€60k▲
Return on contributions (dividend)694€53k€60k▲
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
23-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
10-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
25-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
09-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €41k ▼38.3%
Net result drops to €41k, the lowest in the series; recovery starts the following year.
26-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Highest result since 2018net €67k ▲34.7%
Operating result €84k, net result €67k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 2.14
Current ratio from 1.02 to 2.14; short-term debt falls from €194k to €41k.
07-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
15-05
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Lambrechts-Woluwe · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vandenhovenstraat 1011200 Sint-Lambrechts-WoluweGround area
2,469 m²
Building footprint
1,123 m²
Volume, LiDAR
25,691 m³
Parcel 21674C0201/00M006, Brussels · tallest building 28.8 m, ±9 floors. Linked by address, not a title deed.
1 establishment unit
Vandenhovenstraat 101, 1200 Sint-Lambrechts-Woluwe
since 20152.241.598.536
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21674C0201/00M006 | Brussels | 2,469 m² | 1 · 1,123 m² | 28.8 m · 9 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,524 companies in sector 70200 we hold annual accounts for 52,566. 30,190 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-04-2015
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
62020IT consultancy
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.