ITSPA GROUP
ActiveITSPA GROUP is younger than twelve months; there is no public track record yet to compute a bankruptcy probability from. The 2025 annual accounts show equity of €19k and a net result of €16k. Its solvency ranks better than 62% of 31544 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
89
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency93
Growth-
Track record50
Credit verdict
Credit up to €1.5k at 30 days acceptable
Liquidity ample (current ratio 2.9; short-term debt: 32.4% and cash: 30.3% of total assets), and 32.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
Founded in 2025, under 3 years, statistically higher risk.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-07-2026, 17 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
17 d early
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€19k
Total assets
€28k
Net result
€16k
Working capital
€17k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Equity and liabilities €28k
Equity
€19k
Debt
€9k
Debt finances 32.4% of the balance-sheet total.
Key figures and ratios
EBITDA
€20k
Cash flow
€16k
Solvency
67.6%
Current ratio
2.90
Quick ratio
2.90
Debt / equity
0.48
ROE
84.4%
ROA
57.1%
Debt
€9k
Debt ≤ 1 year
€9k
Income taxes
€4k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€28k
Formation expenses20€2k
Current assets29/58€27k
Amounts receivable within one year40/41€18k
Trade receivables40€16k
Other amounts receivable41€2k
Cash at bank and in hand54/58€9k
Equity and liabilities
Total equity and liabilities10/49€28k
Equity10/15€19k
Contributions10/11€3k
Profit (loss) carried forward14€16k
Amounts payable17/49€9k
Amounts payable within one year42/48€9k
Trade debts44€3k
Suppliers440/4€3k
Taxes, remuneration and social security45€6k
Taxes450/3€6k
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€189
Other operating charges640/8€400
Gross operating margin9900€21k
Operating profit (loss)9901€20k
Profit (loss) for the period before taxes9903€20k
Income taxes67/77€4k
Profit (loss) for the period9904€16k
Profit (loss) for the period to be appropriated9905€16k
Appropriation of the result
Profit (loss) to be appropriated9906€16k
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
14-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Belgiëlei 1402018 AntwerpenGround area
1,603 m²
Building footprint
624 m²
Volume, LiDAR
12,754 m³
Parcel 11806F1343/00Y003, Flanders · tallest building 30.2 m, ±8 floors. Linked by address, not a title deed.
1 establishment unit
ITSPA GROUP
since 20252.380.478.483
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11806F1343/00Y003 | Flanders | 1,603 m² | 1 · 624 m² | 30.2 m · 8 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,524 companies in sector 70200 we hold annual accounts for 52,566. 30,186 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-11-2025
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
46190Agents in non-specialised wholesale trade
47120Other non-specialised retail sale
70100Activities of head offices
82100Office administrative and support services
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.