MEUBLESBYMI
ActiveThe computed 12-month bankruptcy probability of MEUBLESBYMI is 2.1% (moderate). The 2025 annual accounts show equity of €58k and a net result of €23k. Its solvency ranks better than 34% of 18040 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
51
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability77▲+1
Solvency41▼-1
Growth52
Track record82
Bankruptcy probability, 12 months
2.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity tight (current ratio 1.35 against 1.2 in 2024; short-term debt: 66.7% and cash: 8.7% of total assets), and 84.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
15.8%
Return on assets
6.3%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
27 d late
2024
28 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€58k▲ 66.6%
2024 · €35k
2024: €35k
2024 → 2025
Total assets
€369k▲ 76.4%
2024 · €209k
2024: €209k
2024 → 2025
Net result
€23k▼ 27.2%
2024 · €32k
2024: €32k
2024 → 2025
Working capital
€86k▲ 147%
2024 · €35k
2024: €35k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€35k-€58k▲ 66.6%
Operating result€40k-€37k▼ 8.1%
Net result€32k-€23k▼ 27.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 8% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €369k
Fixed assets
€37k
Current assets
€333k
Equity and liabilities €369k
Equity
€58k▲ 66.6%
Debt
€311k▲ 78.4%
The debt ratio rises from 83.3% to 84.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€43k
Cash flow
€29k
Solvency
15.8%▼
2024 · 16.7%
Current ratio
1.35▲
2024 · 1.20
Quick ratio
0.15▲
2024 · 0.08
Debt / equity
5.34▲
2024 · 4.99
ROE
40.0%▼
2024 · 91.4%
ROA
6.3%▼
2024 · 15.3%
Interest coverage
7.31
Debt
€311k▲
2024 · €174k
Debt ≤ 1 year
€246k▲
2024 · €174k
Debt > 1 year
€65k
Income taxes
€8k▼
2024 · €8k
Staff costs
€45k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€209k€369k▲
Fixed assets21/28-€37k
Tangible fixed assets22/27-€36k
Furniture and vehicles24-€36k
Financial fixed assets28-€940
Current assets29/58€209k€333k▲
Stocks and contracts in progress3€195k€295k▲
Stocks30/36€195k€295k▲
Amounts receivable within one year40/41€11k€4k▼
Trade receivables40€11k€4k▼
Cash at bank and in hand54/58€3k€32k▲
Deferred charges and accrued income490/1€7€2k▲
Equity and liabilities
Total equity and liabilities10/49€209k€369k▲
Equity10/15€35k€58k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€32k€55k▲
Amounts payable17/49€174k€311k▲
Amounts payable after more than one year17-€65k
Financial debts170/4-€65k
Amounts payable within one year42/48€174k€246k▲
Current portion of amounts payable after more than one year42-€39k
Trade debts44€652€19k▲
Suppliers440/4€652€19k▲
Taxes, remuneration and social security45€31k€25k▼
Taxes450/3€31k€18k▼
Remuneration and social security454/9€92€7k▲
Other amounts payable47/48€143k€162k▲
Income statement
Code20242025
Remuneration, social security and pensions62€2k€45k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€6k
Other operating charges640/8-€100
Gross operating margin9900€43k€88k▲
Operating profit (loss)9901€40k€37k▼
Financial income75/76B€0€124▲
Recurring financial income75€0€124▲
Financial charges65/66B€69€6k▲
Recurring financial charges65€69€6k▲
Profit (loss) for the period before taxes9903€40k€31k▼
Income taxes67/77€8k€8k▼
Profit (loss) for the period9904€32k€23k▼
Profit (loss) for the period to be appropriated9905€32k€23k▼
Appropriation of the result
Profit (loss) to be appropriated9906€32k€55k▲
Profit (loss) brought forward from the previous period14P-€32k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rouvroy · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Mathon,Dampicourt 466767 RouvroyGround area
713 m²
Building footprint
104 m²
Volume, LiDAR
895 m³
Parcel 85008C0619/00L000, Wallonia · tallest building 10.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
MEUBLESBYMI
since 20242.361.672.262
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 85008C0619/00L000 | Wallonia | 713 m² | 1 · 104 m² | 10.5 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ARAS GROUP
BE 0675.450.689
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KRINGS-MARAITE
BE 0434.278.007
Sankt Vith · Eq €58k
Meuble-Centre
BE 0402.506.844
Tournai · Eq €59k
HOEFKENS - HUTTING
BE 0453.272.585
Arlon · Eq €59k
VAN CARPELS
BE 0816.897.178
Schoten · Eq €57k
Of 2,610 companies in sector 47551 we hold annual accounts for 1,717. 1,228 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-07-2024
Fiscal year end31-12
Activities, NACEBEL
47120Other non-specialised retail sale
47551Retail sale of household furniture
47591Retail trade
47910Retail trade
47793Retail sale of other second-hand goods, excluding clothing
49320Taxi operation
49330On-demand passenger transport by chauffeured vehicle
49410Freight transport by road
49420Removal services
52249Warehousing and support activities for transportation
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.