Meuble-Centre
ActiveMeuble-Centre has been active since 1963 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €59k and a net result of €-6k. Equity remains stable across the filed fiscal years (±1.3% per year). Its solvency ranks better than 86% of 18237 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
65
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability9▼-83
Solvency100=
Growth58▼-20
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity ample (current ratio 4.19 against 5.37 in 2024; short-term debt: 21.8% and cash: 20.2% of total assets), and 21.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
78.2%
Return on assets
-8.1%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
29 d late
2023
28 d late
2022
60 d late
2021
18 d late
2020
22 d early
2019
83 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€59k▼ 9.4%
2024 · €65k
2018: €64k
2019: €54k
2020: €68k
2021: €78k
2022: €71k
2023: €51k
2024: €65k
2018 → 2025
Total assets
€75k▼ 3.4%
2024 · €78k
2018: €75k
2019: €64k
2020: €72k
2021: €82k
2022: €80k
2023: €70k
2024: €78k
2018 → 2025
Net result
€-6k
2024 · €15k
2018: €-18k
2019: €-11k
2020: €15k
2021: €10k
2022: €-7k
2023: €-21k
2024: €15k
2018 → 2025
Working capital
€52k▼ 7.6%
2024 · €57k
2018: €52k
2019: €45k
2020: €64k
2021: €71k
2022: €59k
2023: €40k
2024: €57k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€78k-€71k▼ 8.8%€51k▼ 29.3%€65k▲ 28.7%€59k▼ 9.4%
Operating result€9k-€-7k€-20k▼ 190%€16k€-5k
Net result€10k-€-7k€-21k▼ 203%€15k€-6k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €5k after €16k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €75k
Fixed assets
€7k▼ 21.6%
Current assets
€69k▼ 1.2%
Equity and liabilities €75k
Equity
€59k▼ 9.4%
Debt
€16k▲ 26.6%
The debt ratio rises from 16.6% to 21.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-3k▼
2024 · €18k
Cash flow
€-4k▼
2024 · €16k
Solvency
78.2%▼
2024 · 83.4%
Current ratio
4.19▼
2024 · 5.37
Quick ratio
1.31▼
2024 · 1.66
Debt / equity
0.28▲
2024 · 0.20
ROE
-10.4%▼
2024 · 22.3%
ROA
-8.1%▼
2024 · 18.6%
Interest coverage
-4.12▼
2024 · 8.03
Debt
€16k▲
2024 · €13k
Debt ≤ 1 year
€16k▲
2024 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€78k€75k▼
Fixed assets21/28€8k€7k▼
Tangible fixed assets22/27€8k€7k▼
Plant, machinery and equipment23€164-
Other tangible fixed assets26€8k€7k▼
Current assets29/58€70k€69k▼
Stocks and contracts in progress3€48k€47k▼
Stocks30/36€48k€47k▼
Amounts receivable within one year40/41€3k€6k▲
Other amounts receivable41€3k€6k▲
Cash at bank and in hand54/58€19k€15k▼
Equity and liabilities
Total equity and liabilities10/49€78k€75k▼
Equity10/15€65k€59k▼
Contributions10/11€28k€28k=
Revaluation surpluses12€149€149=
Reserves13€9k€9k=
Tax-exempt reserves132€2k€2k=
Distributable reserves133€7k€7k=
Profit (loss) carried forward14€28k€22k▼
Amounts payable17/49€13k€16k▲
Amounts payable within one year42/48€13k€16k▲
Trade debts44€4k€5k▲
Suppliers440/4€4k€5k▲
Taxes, remuneration and social security45€281€2k▲
Taxes450/3€281€2k▲
Other amounts payable47/48€9k€9k=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k=
Other operating charges640/8€515€527▲
Gross operating margin9900€19k€-2k▼
Operating profit (loss)9901€16k€-5k▼
Financial income75/76B€459€308▼
Recurring financial income75€459€308▼
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€727▼
Non-recurring financial charges66B-€900
Profit (loss) for the period before taxes9903€15k€-6k▼
Profit (loss) for the period9904€15k€-6k▼
Profit (loss) for the period to be appropriated9905€15k€-6k▼
Appropriation of the result
Profit (loss) to be appropriated9906€28k€22k▼
Profit (loss) brought forward from the previous period14P€14k€28k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Back to profitnet €15k
Net result €15k after 2 loss-making years.
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
31-12
Financial
Weakest financial yearnet €-21k
Net result drops to €-21k, the lowest in the series; recovery starts the following year.
29-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 60 days late
2022
18-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 18 days late
2021
09-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €15k
Net result €15k after 2 loss-making years.
31-12
Financial
Liquidity triplescurrent ratio 17.86
Current ratio from 5.44 to 17.86; short-term debt falls from €10k to €4k.
22-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 83 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
24-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 24 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tournai · 2 establishment units since 1963
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Curé Notre-Dame(TOU) 47500 TournaiGround area
384 m²
Building footprint
263 m²
Volume, LiDAR
2,805 m³
2 parcels, Wallonia · tallest building 14.1 m, ±4 floors. Linked by address, not a title deed.
2 establishment units
Rue du Curé Notre-Dame(TOU) 4, 7500 Tournai
since 19632.006.651.866
Rue de l'Arbalète(TOU) 3, 7500 Tournai
since 19632.006.651.965
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 57081F0123/00F000 | Wallonia | 209 m² | 1 · 147 m² | 14.1 m · 4 fl. |
| 57081F0261/00P000 | Wallonia | 175 m² | 1 · 116 m² | 10.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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MOODDESIGN
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DECORMAT LIEGE
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Of 2,610 companies in sector 47551 we hold annual accounts for 1,718. 1,232 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-09-1963
Fiscal year end31-12
Activities, NACEBEL
47551Retail sale of household furniture
47591Retail trade
52441
Sources
Crossroads Bank for EnterprisesNational Bank · 49 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.