MDexperts.be
ActiveSummary
MDexperts.be has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €47k and a net result of €8k. Equity is shrinking by ~16.6% per year across the filed fiscal years. Its solvency ranks better than 70% of 16546 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
93
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability86▲+86
Solvency100▲+3
Growth32=
Track record94
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 5.02 against 3.21 in 2024; short-term debt: 19.3% and cash: 76.7% of total assets), and 19.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
80.7%
Return on assets
13.8%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
1 d early
2024
39 d early
2023
1 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€47k▲ 20.6%
2024 · €39k
2023: €63k
2024: €39k
2023 → 2025
Total assets
€58k▲ 7.3%
2024 · €54k
2023: €102k
2024: €54k
2023 → 2025
Net result
€8k
2024 · €-24k
2023: €63k
2024: €-24k
2023 → 2025
Working capital
€45k▲ 33.6%
2024 · €34k
2023: €53k
2024: €34k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€63k-€39k▼ 37.8%€47k▲ 20.6%
Operating result€80k-€-23k€8k
Net result€63k-€-24k€8k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €8k after a loss of €23k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €58k
Fixed assets
€2k ▼ 65.0%
Current assets
€56k ▲ 14.9%
Equity and liabilities €58k
Equity
€47k ▲ 20.6%
Debt
€11k ▼ 26.5%
Debt's share of the balance-sheet total falls from 28.2% to 19.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€13k▲
2024 · €-19k
Cash flow
€12k▲
2024 · €-19k
Current ratio
5.02▲
2024 · 3.21
Debt to equity
0.24▼
2024 · 0.39
ROE
17.1%▲
2024 · -60.8%
ROA
13.8%▲
2024 · -43.6%
Interest coverage
43.71▲
2024 · -49.61
Debt ≤ 1 year
€11k▼
2024 · €15k
Income taxes
€352▼
2024 · €493
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 40 lines
Balance sheet
Code20242025
Assets
Total assets20/58€54k€58k▲
Fixed assets21/28€5k€2k▼
Tangible fixed assets22/27€5k€2k▼
Plant, machinery and equipment23€3k€993▼
Furniture and vehicles24€2k€798▼
Current assets29/58€49k€56k▲
Amounts receivable within one year40/41€4k€9k▲
Trade receivables40€4k€8k▲
Other amounts receivable41-€745
Current investments50/53€10k-
Cash at bank and in hand54/58€34k€45k▲
Deferred charges and accrued income490/1€618€3k▲
Equity and liabilities
Total equity and liabilities10/49€54k€58k▲
Equity10/15€39k€47k▲
Contributions10/11€100€100=
Reserves13€63k€47k▼
Distributable reserves133€63k€47k▼
Profit (loss) carried forward14€-24k-
Amounts payable17/49€15k€11k▼
Amounts payable within one year42/48€15k€11k▼
Trade debts44€1k€2k▲
Suppliers440/4€1k€2k▲
Taxes, remuneration and social security45€2k€1k▼
Taxes450/3€2k€1k▼
Other amounts payable47/48€12k€7k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€4k▼
Other operating charges640/8€721€975▲
Gross operating margin9900€-18k€14k▲
Operating profit (loss)9901€-23k€8k▲
Financial income75/76B€488€320▼
Recurring financial income75€488€320▼
Financial charges65/66B€376€293▼
Recurring financial charges65€376€293▼
Profit (loss) for the period before taxes9903€-23k€8k▲
Income taxes67/77€493€352▼
Profit (loss) for the period9904€-24k€8k▲
Profit (loss) for the period to be appropriated9905€-24k€8k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-24k€8k▲
Transfer to equity691/2-€8k
To other reserves6921-€8k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Back to profitnet €8k
Net result €8k after one loss-making year.
2024
23-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
30-06
Financial
Weakest financial yearnet €-24k ▼138%
Net result drops to €-24k, the lowest in the series; recovery starts the following year.
30-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Genk · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bonderstraat 573600 GenkGround area
2,132 m²
Building footprint
241 m²
Volume, LiDAR
1,003 m³
Parcel 71303B0963/00F002, Flanders · tallest building 6.4 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
MDexperts.be
since 20212.325.694.665
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71303B0963/00F002 | Flanders | 2,132 m² | 1 · 241 m² | 6.4 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
LABO FREDERIC
BE 0638.984.134
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BE 0826.610.739
Lochristi · Eq €45k
CHROMETRA
BE 0643.522.447
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GDT IMAGING
BE 1007.619.865
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ANALYSE SCHOTTE
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Of 698 companies in sector 86910 we hold annual accounts for 520. 244 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-12-2021
Fiscal year end30-06
Activities, NACEBEL 2025
86910Medical imaging and medical laboratories
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.