LABO FREDERIC
ActiveSummary
LABO FREDERIC has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €48k and a net result of €28k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 23% of 16546 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
70
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability87▲+7
Solvency50▼-39
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity short (current ratio 0.74 against 1.69 in 2024; short-term debt: 75% and cash: 26.1% of total assets), and 75% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
25%
Return on assets
14.7%
Age of the figures
15 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 16546 sector peers (2025).
NBB · sector comparisonPosition among 16546 sector peers
Solvency
better than 23%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 05-01-2026, 26 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
26 d early
2024
25 d early
2023
47 d early
2022
15 d early
2021
4 d early
2020
44 d early
2019
21 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€48k▼ 63.5%
2024 · €132k
2019: €64k
2020: €69k
2021: €45k
2022: €116k
2023: €134k
2024: €132k
2019 → 2025
Total assets
€192k▼ 6.3%
2024 · €205k
2019: €137k
2020: €140k
2021: €166k
2022: €189k
2023: €230k
2024: €205k
2019 → 2025
Net result
€28k▲ 53.6%
2024 · €18k
2019: €41k
2020: €82k
2021: €67k
2022: €92k
2023: €42k
2024: €18k
2019 → 2025
Working capital
€-38k
2024 · €39k
2019: €-5k
2020: €5k
2021: €-31k
2022: €33k
2023: €38k
2024: €39k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€45k-€116k▲ 155%€134k▲ 16.1%€132k▼ 2.0%€48k▼ 63.5%
Operating result€86k-€119k▲ 39.2%€57k▼ 52.3%€30k▼ 46.6%€40k▲ 31.9%
Net result€67k-€92k▲ 38.8%€42k▼ 54.9%€18k▼ 55.7%€28k▲ 53.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 32% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €192k
Fixed assets
€86k ▼ 21.7%
Current assets
€107k ▲ 11.2%
Equity and liabilities €192k
Equity
€48k ▼ 63.5%
Debt
€144k ▲ 96.0%
Debt's share of the balance-sheet total rises from 35.9% to 75.0%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€67k▲
2024 · €58k
Cash flow
€56k▲
2024 · €47k
Current ratio
0.74▼
2024 · 1.69
Debt to equity
3.00▲
2024 · 0.56
ROE
59.0%▲
2024 · 14.0%
ROA
14.7%▲
2024 · 9.0%
Interest coverage
26.23▲
2024 · 13.36
Debt ≤ 1 year
€144k▲
2024 · €57k
Debt > 1 year
€0▼
2024 · €17k
Income taxes
€10k▲
2024 · €8k
Staff costs
€12k▼
2024 · €14k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet
Code20242025
Assets
Total assets20/58€205k€192k▼
Fixed assets21/28€109k€86k▼
Tangible fixed assets22/27€109k€86k▼
Plant, machinery and equipment23€884€229▼
Furniture and vehicles24€53k€37k▼
Other tangible fixed assets26€55k€49k▼
Financial fixed assets28€55€55=
Current assets29/58€96k€107k▲
Amounts receivable within one year40/41€40k€49k▲
Other amounts receivable41€40k€49k▲
Cash at bank and in hand54/58€49k€50k▲
Deferred charges and accrued income490/1€8k€8k▲
Equity and liabilities
Total equity and liabilities10/49€205k€192k▼
Equity10/15€132k€48k▼
Contributions10/11€19k€19k=
Reserves13€113k€30k▼
Distributable reserves133€113k€30k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€74k€144k▲
Amounts payable after more than one year17€17k€0▼
Financial debts170/4€17k€0▼
Amounts payable within one year42/48€57k€144k▲
Current portion of amounts payable after more than one year42€23k€17k▼
Trade debts44€8k€13k▲
Suppliers440/4€8k€13k▲
Taxes, remuneration and social security45€5k€3k▼
Taxes450/3€1k€693▼
Remuneration and social security454/9€4k€2k▼
Other amounts payable47/48€21k€112k▲
Income statement
Code20242025
Remuneration, social security and pensions62€14k€12k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€28k€27k▼
Other operating charges640/8€2k€2k▲
Gross operating margin9900€75k€81k▲
Operating profit (loss)9901€30k€40k▲
Financial income75/76B€660€1k▲
Recurring financial income75€660€1k▲
Financial charges65/66B€4k€3k▼
Recurring financial charges65€4k€3k▼
Profit (loss) for the period before taxes9903€27k€39k▲
Income taxes67/77€8k€10k▲
Profit (loss) for the period9904€18k€28k▲
Profit (loss) for the period to be appropriated9905€18k€28k▲
Appropriation of the result
Profit (loss) to be appropriated9906€18k€28k▲
Transfer from equity791/2€3k€84k▲
Transfer to equity691/2€0-
To other reserves6921€0-
Profit to be distributed694/7€21k€112k▲
Return on contributions (dividend)694€21k€112k▲
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
06-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Weakest financial yearnet €18k ▼55.7%
Net result drops to €18k, the lowest in the series; recovery starts the following year.
2023
15-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
16-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Highest result since 2019net €92k ▲38.8%
Operating result €119k, net result €92k, both a record.
30-06
Financial
Liquidity doublescurrent ratio 1.78
Current ratio from 0.74 to 1.78; short-term debt falls from €120k to €42k.
30-06
Financial
Equity above €100kEq €116k ▲155%
4 profitable years in a row build equity to €116k.
27-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
18-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
10-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
20-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
14-12
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Chaumont-Gistoux · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Saint-Roch 101325 Chaumont-GistouxGround area
3,788 m²
Building footprint
319 m²
Volume, LiDAR
2,063 m³
Parcel 25018A0127/00F000, Wallonia · tallest building 8.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
LABO FREDERIC
since 20152.246.927.103
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25018A0127/00F000 | Wallonia | 3,788 m² | 1 · 319 m² | 8.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
MDexperts.be
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ANALYSE SCHOTTE
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Of 698 companies in sector 86910 we hold annual accounts for 520. 247 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-09-2015
Fiscal year end30-06
Activities, NACEBEL 2025
86910Medical imaging and medical laboratories
21209Manufacture of basic pharmaceutical products and pharmaceutical preparations
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.