MDD
ActiveSummary
MDD has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €14k and a net result of €4k. Equity is growing by ~37.5% per year across the filed fiscal years. Its solvency ranks better than 85% of 176 sector peers (fiscal year 2026). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2026
89
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2025
Profitability100=
Solvency100▲+10
Growth78=
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity ample (current ratio 8.0 against 2.54 in 2025; short-term debt: 11.8% and cash: 57.9% of total assets), and 11.8% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2026Solvency, return and age of the figures
Solvency
88.2%
Return on assets
26.4%
Age of the figures
6 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 12-06-2026, 141 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2026
141 d early
2025
10 d early
2024
57 d early
2023
21 d early
2022
26 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-03-2027 close31-10-2027 deadline
Financials · fiscal year 2026, micro schema
Equity
€14k▲ 42.8%
2025 · €10k
2022: €820
2023: €8k
2024: €-2k
2025: €10k
2022 → 2026
Total assets
€16k▲ 5.6%
2025 · €15k
2022: €5k
2023: €39k
2024: €21k
2025: €15k
2022 → 2026
Net result
€4k▼ 65.0%
2025 · €12k
2022: €-4k
2023: €8k
2024: €-11k
2025: €12k
2022 → 2026
Working capital
€13k▲ 62.4%
2025 · €8k
2022: €820
2023: €8k
2024: €-3k
2025: €8k
2022 → 2026
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20222023202420252026Trend
Equity€820-€8k▲ 923%€-2k€10k€14k▲ 42.8%
Operating result€-3k-€9k€-10k€13k€6k▼ 55.0%
Net result€-4k-€8k€-11k€12k€4k▼ 65.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2026; 2026 is 55% below 2025.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €16k
Fixed assets
€921 ▼ 47.5%
Current assets
€15k ▲ 12.6%
Equity and liabilities €16k
Equity
€14k ▲ 42.8%
Debt
€2k ▼ 64.2%
Debt's share of the balance-sheet total falls from 34.7% to 11.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€7k▼
2025 · €13k
Cash flow
€5k▼
2025 · €12k
Current ratio
8.00▲
2025 · 2.54
Debt to equity
0.13▼
2025 · 0.53
ROE
30.0%▼
2025 · 122.3%
ROA
26.4%▼
2025 · 79.8%
Interest coverage
27.27▼
2025 · 60.53
Debt ≤ 1 year
€2k▼
2025 · €5k
Income taxes
€2k▲
2025 · €698
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2026 against 2025 · 35 lines
Balance sheet
Code20252026
Assets
Total assets20/58€15k€16k▲
Fixed assets21/28€2k€921▼
Tangible fixed assets22/27€2k€921▼
Furniture and vehicles24€2k€921▼
Current assets29/58€13k€15k▲
Amounts receivable within one year40/41€7k€6k▼
Trade receivables40€532-
Other amounts receivable41€7k€6k▼
Cash at bank and in hand54/58€6k€9k▲
Deferred charges and accrued income490/1€37-
Equity and liabilities
Total equity and liabilities10/49€15k€16k▲
Equity10/15€10k€14k▲
Contributions10/11€5k€5k=
Profit (loss) carried forward14€5k€9k▲
Amounts payable17/49€5k€2k▼
Amounts payable within one year42/48€5k€2k▼
Trade debts44€257€340▲
Suppliers440/4€257€340▲
Taxes, remuneration and social security45€5k€2k▼
Taxes450/3€698€2k▲
Remuneration and social security454/9€4k-
Income statement
Code20252026
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€492€832▲
Other operating charges640/8€1k€692▼
Gross operating margin9900€15k€7k▼
Operating profit (loss)9901€13k€6k▼
Financial income75/76B€61€188▲
Recurring financial income75€61€188▲
Financial charges65/66B€221€242▲
Recurring financial charges65€221€242▲
Profit (loss) for the period before taxes9903€13k€6k▼
Income taxes67/77€698€2k▲
Profit (loss) for the period9904€12k€4k▼
Profit (loss) for the period to be appropriated9905€12k€4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€5k€9k▲
Profit (loss) brought forward from the previous period14P€-7k€5k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2027, expected by
2026
12-06
NBB filing
Annual accounts filed
fiscal year 2026 · micro schema
31-03
Financial
Liquidity triplescurrent ratio 8.00
Current ratio from 2.54 to 8.00; short-term debt falls from €5k to €2k.
2025
21-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
31-03
Financial
Back to profitnet €12k
Net result €12k after one loss-making year.
31-03
Financial
Liquidity triplescurrent ratio 2.54
Current ratio from 0.86 to 2.54; short-term debt falls from €23k to €5k.
2024
04-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial
Weakest financial yearnet €-11k
Net result drops to €-11k, the lowest in the series; recovery starts the following year.
2023
10-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
31-03
Financial
Back to profitnet €8k
Net result €8k after one loss-making year.
2022
05-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Gillis (bij-Brussel) · 1 establishment unit since 2020
Ground area
60 m²
Building footprint
49 m²
Volume, LiDAR
775 m³
Parcel 21013B0388/00F015, Brussels · tallest building 18.3 m, ±6 floors. Linked by address, not a title deed.
4
companies at this address
See who is registered here
1 establishment unit
MDD
since 20202.304.366.048
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21013B0388/00F015 | Brussels | 60 m² | 1 · 49 m² | 18.3 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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BE 0799.412.434
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Of 15,529 companies in sector 43990 we hold annual accounts for 7,420. 4,689 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formCooperative company
Founded09-06-2020
Fiscal year end31-03
Activities, NACEBEL 2025
41001General construction of residential buildings
43990Other specialised construction activities
43211General electrical installation work
43910Bricklaying and masonry work
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:info@mdd.sc