Mavalex Consulting
ActiveMavalex Consulting has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €179k and a net result of €57k. Equity is growing by ~25.6% per year across the filed fiscal years. Its solvency ranks better than 26% of 31584 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
75
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability78▲+11
Solvency49▲+7
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days acceptable
Liquidity short (current ratio 0.91 against 0.7 in 2024; short-term debt: 33.9% and cash: 25.7% of total assets), and 76% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
24%
Return on assets
7.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
3 d early
2024
2 d early
2023
31 d late
2022
12 d late
2021
30 d late
2020
31 d late
2019
101 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€179k▲ 47.4%
2024 · €121k
2019: €11k
2020: €61k
2021: €115k
2022: €74k
2023: €86k
2024: €121k
2019 → 2025
Total assets
€745k▲ 4.4%
2024 · €714k
2019: €50k
2020: €105k
2021: €165k
2022: €154k
2023: €743k
2024: €714k
2019 → 2025
Net result
€57k▲ 61.8%
2024 · €36k
2019: €11k
2020: €49k
2021: €56k
2022: €59k
2023: €13k
2024: €36k
2019 → 2025
Working capital
€-24k▲ 69.8%
2024 · €-79k
2019: €11k
2020: €54k
2021: €109k
2022: €74k
2023: €-112k
2024: €-79k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€115k-€74k▼ 35.7%€86k▲ 15.9%€121k▲ 41.4%€179k▲ 47.4%
Operating result€71k-€75k▲ 5.4%€19k▼ 74.5%€63k▲ 232%€90k▲ 41.6%
Net result€56k-€59k▲ 5.5%€13k▼ 77.3%€36k▲ 166%€57k▲ 61.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 42% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €745k
Fixed assets
€516k▼ 3.2%
Current assets
€229k▲ 26.6%
Equity and liabilities €745k
Equity
€179k▲ 47.4%
Debt
€567k▼ 4.4%
The debt ratio falls from 83.0% to 76.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€107k▲
2024 · €81k
Cash flow
€74k▲
2024 · €53k
Solvency
24.0%▲
2024 · 17.0%
Current ratio
0.91▲
2024 · 0.70
Quick ratio
0.91▲
2024 · 0.70
Debt / equity
3.17▼
2024 · 4.89
ROE
32.1%▲
2024 · 29.3%
ROA
7.7%▲
2024 · 5.0%
Interest coverage
7.08▲
2024 · 5.00
Debt
€567k▼
2024 · €593k
Debt ≤ 1 year
€253k▼
2024 · €260k
Debt > 1 year
€314k▼
2024 · €333k
Income taxes
€17k▲
2024 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€714k€745k▲
Fixed assets21/28€533k€516k▼
Tangible fixed assets22/27€533k€516k▼
Land and buildings22€533k€516k▼
Plant, machinery and equipment23€550€234▼
Current assets29/58€181k€229k▲
Amounts receivable within one year40/41€77k€37k▼
Trade receivables40€67k€37k▼
Other amounts receivable41€10k€0▼
Cash at bank and in hand54/58€104k€192k▲
Equity and liabilities
Total equity and liabilities10/49€714k€745k▲
Equity10/15€121k€179k▲
Contributions10/11€2k€2k=
Reserves13€119k€177k▲
Distributable reserves133€119k€177k▲
Profit (loss) carried forward14€0-
Amounts payable17/49€593k€567k▼
Amounts payable after more than one year17€333k€314k▼
Financial debts170/4€333k€314k▼
Amounts payable within one year42/48€260k€253k▼
Current portion of amounts payable after more than one year42€19k€20k▲
Trade debts44€285€963▲
Suppliers440/4€285€963▲
Taxes, remuneration and social security45€24k€31k▲
Taxes450/3€22k€31k▲
Remuneration and social security454/9€3k€0▼
Other amounts payable47/48€216k€201k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17k€17k▼
Other operating charges640/8€4k€5k▲
Gross operating margin9900€85k€112k▲
Operating profit (loss)9901€63k€90k▲
Financial income75/76B€165€6▼
Recurring financial income75€165€6▼
Financial charges65/66B€16k€15k▼
Recurring financial charges65€16k€15k▼
Profit (loss) for the period before taxes9903€48k€75k▲
Income taxes67/77€12k€17k▲
Profit (loss) for the period9904€36k€57k▲
Profit (loss) for the period to be appropriated9905€36k€57k▲
Appropriation of the result
Profit (loss) to be appropriated9906€36k€57k▲
Transfer to equity691/2€36k€57k▲
To other reserves6921€36k€57k▲
Profit to be distributed694/7€0-
Return on contributions (dividend)694€0-
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €150kEq €179k ▲47.4%
7 profitable years in a row build equity to €179k.
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €100kEq €121k ▲41.4%
6 profitable years in a row build equity to €121k.
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
12-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 12 days late
2022
31-12
Financial
Highest result since 2019net €59k ▲5.5%
Net result €59k, the highest in the series.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-12
Financial
Equity above €100kEq €115k ▲88.8%
3 profitable years in a row build equity to €115k.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
09-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 101 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kapellen · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Leeuweriklaan 592950 KapellenGround area
318 m²
Building footprint
158 m²
Volume, LiDAR
605 m³
Parcel 11362M0099/00E003, Flanders · tallest building 7.5 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Mavalex Consulting
since 20192.291.238.978
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11362M0099/00E003 | Flanders | 318 m² | 1 · 158 m² | 7.5 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,546 companies in sector 70200 we hold annual accounts for 52,574. 40,620 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-06-2019
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.