ESV-Services
ActiveESV-Services has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €179k and a net result of €44k. Equity is growing by ~23.2% per year across the filed fiscal years. Its solvency ranks better than 94% of 31527 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
98
/ 100
Excellent▲ +5 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+15
Solvency100=
Growth52=
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €18k at 30 days acceptable
Liquidity ample (current ratio 19.4 against 18.86 in 2024), and 4.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
95.4%
Return on assets
23.4%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
25 d early
2024
27 d late
2023
29 d early
2022
31 d early
2021
34 d early
2020
31 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€179k▼ 29.2%
2024 · €253k
2020: €66k
2021: €126k
2022: €182k
2023: €210k
2024: €253k
2020 → 2025
Total assets
€188k▼ 29.3%
2024 · €265k
2020: €75k
2021: €132k
2022: €190k
2023: €236k
2024: €265k
2020 → 2025
Net result
€44k▲ 2.2%
2024 · €43k
2020: €65k
2021: €60k
2022: €56k
2023: €48k
2024: €43k
2020 → 2025
Working capital
€160k▼ 27.8%
2024 · €222k
2020: €52k
2021: €117k
2022: €127k
2023: €168k
2024: €222k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€126k-€182k▲ 44.6%€210k▲ 15.2%€253k▲ 20.4%€179k▼ 29.2%
Operating result€76k-€71k▼ 5.7%€60k▼ 15.2%€63k▲ 3.8%€57k▼ 9.1%
Net result€60k-€56k▼ 5.6%€48k▼ 15.2%€43k▼ 10.0%€44k▲ 2.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 9% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €188k
Fixed assets
€18k▼ 39.6%
Current assets
€169k▼ 27.9%
Equity and liabilities €188k
Equity
€179k▼ 29.2%
Debt
€9k▼ 29.9%
The debt ratio stays at 4.6%.
Key figures and ratios
EBITDA
€70k▼
2024 · €75k
Cash flow
€57k▲
2024 · €56k
Solvency
95.4%=
2024 · 95.3%
Current ratio
19.40▲
2024 · 18.86
Quick ratio
19.40▲
2024 · 18.86
Debt / equity
0.05▼
2024 · 0.05
ROE
24.5%▲
2024 · 17.0%
ROA
23.4%▲
2024 · 16.2%
Interest coverage
126.93▼
2024 · 840.28
Debt
€9k▼
2024 · €12k
Debt ≤ 1 year
€9k▼
2024 · €12k
Income taxes
€16k▼
2024 · €21k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€265k€188k▼
Fixed assets21/28€31k€18k▼
Tangible fixed assets22/27€31k€18k▼
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€29k€17k▼
Current assets29/58€235k€169k▼
Amounts receivable within one year40/41€14k€8k▼
Trade receivables40€9k€7k▼
Other amounts receivable41€5k€773▼
Current investments50/53€130k€124k▼
Cash at bank and in hand54/58€88k€36k▼
Deferred charges and accrued income490/1€3k€2k▼
Equity and liabilities
Total equity and liabilities10/49€265k€188k▼
Equity10/15€253k€179k▼
Contributions10/11€3k€3k=
Reserves13€40k€40k=
Distributable reserves133€40k€40k=
Profit (loss) carried forward14€210k€136k▼
Amounts payable17/49€12k€9k▼
Amounts payable within one year42/48€12k€9k▼
Trade debts44€2k€1k▼
Suppliers440/4€2k€1k▼
Taxes, remuneration and social security45€10k€7k▼
Taxes450/3€10k€7k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€13k▲
Other operating charges640/8€942€2k▲
Gross operating margin9900€76k€72k▼
Operating profit (loss)9901€63k€57k▼
Financial income75/76B€860€3k▲
Recurring financial income75€860€3k▲
Financial charges65/66B€90€552▲
Recurring financial charges65€90€552▲
Profit (loss) for the period before taxes9903€64k€60k▼
Income taxes67/77€21k€16k▼
Profit (loss) for the period9904€43k€44k▲
Profit (loss) for the period to be appropriated9905€43k€44k▲
Appropriation of the result
Profit (loss) to be appropriated9906€250k€253k▲
Profit (loss) brought forward from the previous period14P€207k€210k▲
Transfer to equity691/2€40k-
To other reserves6921€40k-
Profit to be distributed694/7-€118k
Return on contributions (dividend)694-€118k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
2024
31-12
Financial
Weakest financial yearnet €43k ▼10%
Net result drops to €43k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity triplescurrent ratio 18.86
Current ratio from 7.39 to 18.86; short-term debt falls from €26k to €12k.
02-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €200kEq €210k ▲15.2%
4 profitable years in a row build equity to €210k.
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €150kEq €182k ▲44.6%
3 profitable years in a row build equity to €182k.
27-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity triplescurrent ratio 21.41
Current ratio from 7.25 to 21.41; short-term debt falls from €8k to €6k.
31-12
Financial
Equity above €100kEq €126k ▲89.7%
2 profitable years in a row build equity to €126k.
30-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oud-Heverlee · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lijstersstraat 93052 Oud-HeverleeGround area
1,033 m²
Building footprint
149 m²
Volume, LiDAR
754 m³
Parcel 24013A0061/00M000, Flanders · tallest building 8.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ESV-Services
since 20202.300.276.212
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24013A0061/00M000 | Flanders | 1,033 m² | 1 · 149 m² | 8.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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PATRI FAMILIAS
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That's Y
BE 0741.687.536
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DELVAUX HOLDING
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Of 82,215 companies in sector 70200 we hold annual accounts for 52,392. 40,479 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-03-2020
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.