Lot
ActiveSummary
Lot has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €430k and a net result of €74k. Equity is growing by ~71.9% per year across the filed fiscal years. Its solvency ranks better than 95% of 9460 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
92
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability89=
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 27.86 against 12.24 in 2024; short-term debt: 3.5% and cash: 89.4% of total assets), and 3.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
96.4%
Return on assets
16.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
on the day
2024
2 d early
2023
1 d early
2022
on the day
2021
30 d late
2020
1 d early
2019
62 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€430k▲ 20.4%
2024 · €357k
2019: €24k
2020: €42k
2021: €90k
2022: €165k
2023: €294k
2024: €357k
2019 → 2025
Total assets
€446k▲ 14.7%
2024 · €388k
2019: €46k
2020: €68k
2021: €118k
2022: €197k
2023: €359k
2024: €388k
2019 → 2025
Net result
€74k▲ 15.1%
2024 · €64k
2019: €20k
2020: €18k
2021: €48k
2022: €75k
2023: €130k
2024: €64k
2019 → 2025
Working capital
€422k▲ 20.3%
2024 · €350k
2019: €34k
2020: €42k
2021: €90k
2022: €166k
2023: €294k
2024: €350k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€90k-€165k▲ 81.9%€294k▲ 78.5%€357k▲ 21.5%€430k▲ 20.4%
Operating result€67k-€103k▲ 55.2%€184k▲ 77.9%€95k▼ 48.3%€101k▲ 6.6%
Net result€48k-€75k▲ 54.7%€130k▲ 73.6%€64k▼ 50.8%€74k▲ 15.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 7% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €446k
Fixed assets
€8k ▲ 23.1%
Current assets
€437k ▲ 14.6%
Equity and liabilities €446k
Equity
€430k ▲ 20.4%
Debt
€16k ▼ 49.2%
Debt's share of the balance-sheet total falls from 8.1% to 3.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€103k▲
2024 · €96k
Cash flow
€75k▲
2024 · €65k
Current ratio
27.86▲
2024 · 12.24
Debt to equity
0.04▼
2024 · 0.09
ROE
17.1%▼
2024 · 17.9%
ROA
16.5%▲
2024 · 16.5%
Interest coverage
1024.36▲
2024 · 787.23
Debt ≤ 1 year
€16k▼
2024 · €31k
Income taxes
€28k▼
2024 · €31k
Staff costs
€541▲
2024 · €449
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet
Code20242025
Assets
Total assets20/58€388k€446k▲
Fixed assets21/28€7k€8k▲
Tangible fixed assets22/27€7k€8k▲
Plant, machinery and equipment23€7k€5k▼
Other tangible fixed assets26-€3k
Current assets29/58€382k€437k▲
Amounts receivable within one year40/41€55k€39k▼
Trade receivables40€55k€39k▼
Other amounts receivable41-€282
Cash at bank and in hand54/58€326k€398k▲
Equity and liabilities
Total equity and liabilities10/49€388k€446k▲
Equity10/15€357k€430k▲
Contributions10/11€4k€4k=
Reserves13€353k€426k▲
Non-distributable reserves130/1€400€400=
Reserves not available under the articles1311€400€400=
Distributable reserves133€352k€425k▲
Amounts payable17/49€31k€16k▼
Amounts payable within one year42/48€31k€16k▼
Trade debts44€2k€581▼
Suppliers440/4€2k€581▼
Taxes, remuneration and social security45€26k€9k▼
Taxes450/3€20k€6k▼
Remuneration and social security454/9€6k€3k▼
Other amounts payable47/48€4k€6k▲
Accrued charges and deferred income492/3€300€300=
Income statement
Code20242025
Remuneration, social security and pensions62€449€541▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€666€1k▲
Other operating charges640/8€505€520▲
Gross operating margin9900€97k€104k▲
Operating profit (loss)9901€95k€101k▲
Financial charges65/66B€122€100▼
Recurring financial charges65€122€100▼
Profit (loss) for the period before taxes9903€95k€101k▲
Income taxes67/77€31k€28k▼
Profit (loss) for the period9904€64k€74k▲
Profit (loss) for the period to be appropriated9905€64k€74k▲
Appropriation of the result
Profit (loss) to be appropriated9906€64k€74k▲
Transfer to equity691/2€63k€73k▲
To other reserves6921€63k€73k▲
Profit to be distributed694/7€800€833▲
Return on contributions (dividend)694€800€833▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Liquidity doublescurrent ratio 27.86
Current ratio from 12.24 to 27.86; short-term debt falls from €31k to €16k.
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity doublescurrent ratio 12.24
Current ratio from 5.49 to 12.24; short-term debt falls from €65k to €31k.
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2019net €130k ▲73.6%
Operating result €184k, net result €130k, both a record.
31-12
Financial
Equity above €200kEq €294k ▲78.5%
5 profitable years in a row build equity to €294k.
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €150kEq €165k ▲81.9%
4 profitable years in a row build equity to €165k.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €18k ▼7.2%
Net result drops to €18k, the lowest in the series; recovery starts the following year.
01-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 62 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Hulshout · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Stationsstraat 262235 HulshoutGround area
767 m²
Building footprint
181 m²
Volume, LiDAR
1,059 m³
Parcel 13050B0185/00Y000, Flanders · tallest building 9.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Lot
since 20192.296.402.249
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13050B0185/00Y000 | Flanders | 767 m² | 1 · 181 m² | 9.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
MODO PROJECTS
BE 1001.654.167
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BE 0888.158.427
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ECCENTRICXS
BE 0892.012.592
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J.A.A.G Plasticiens
BE 0635.876.867
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ATELIER 67
BE 0668.681.871
Geel · Eq €424k
Of 3,920 companies in sector 71112 we hold annual accounts for 1,295. 755 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-11-2019
Fiscal year end31-12
Activities, NACEBEL 2025
71112Activities of interior architects
46471Wholesale trade
46473Wholesale trade
47551Retail sale of household furniture
47552Retail sale of lighting equipment
47553Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.