J.A.A.G Plasticiens
ActiveSummary
J.A.A.G Plasticiens has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €435k and a net result of €150k. Equity is growing by ~84.5% per year across the filed fiscal years. Its solvency ranks better than 44% of 9460 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
86
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability90=
Solvency73▲+7
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 2.02 against 1.64 in 2024; short-term debt: 44.9% and cash: 53.8% of total assets), but 51.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
48.4%
Return on assets
16.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-06-2026, 50 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
50 d early
2024
29 d late
2023
on the day
2022
3 d early
2021
11 d late
2020
3 d early
2019
49 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€435k▲ 52.4%
2024 · €286k
2018: €7k
2019: €8k
2020: €11k
2021: €19k
2022: €93k
2023: €163k
2024: €286k
2018 → 2025
Total assets
€898k▲ 27.6%
2024 · €704k
2018: €87k
2019: €153k
2020: €120k
2021: €84k
2022: €354k
2023: €329k
2024: €704k
2018 → 2025
Net result
€150k▲ 22.2%
2024 · €122k
2018: €155
2019: €249
2020: €3k
2021: €8k
2022: €74k
2023: €71k
2024: €122k
2018 → 2025
Working capital
€412k▲ 54.8%
2024 · €266k
2018: €-4k
2019: €-4k
2020: €15k
2021: €16k
2022: €82k
2023: €147k
2024: €266k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€19k-€93k▲ 390%€163k▲ 76.1%€286k▲ 75.0%€435k▲ 52.4%
Operating result€7k-€102k▲ 1,312%€99k▼ 2.6%€175k▲ 76.8%€215k▲ 22.5%
Net result€8k-€74k▲ 802%€71k▼ 4.3%€122k▲ 73.5%€150k▲ 22.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 23% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €898k
Fixed assets
€83k ▲ 330%
Current assets
€815k ▲ 19.1%
Equity and liabilities €898k
Equity
€435k ▲ 52.4%
Debt
€463k ▲ 10.7%
Debt's share of the balance-sheet total falls from 59.4% to 51.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€227k▲
2024 · €183k
Cash flow
€162k▲
2024 · €130k
Current ratio
2.02▲
2024 · 1.64
Quick ratio
1.91▲
2024 · 1.51
Debt to equity
1.06▼
2024 · 1.47
ROE
34.4%▼
2024 · 42.9%
ROA
16.6%▼
2024 · 17.4%
Interest coverage
201.83▲
2024 · 176.97
Debt ≤ 1 year
€403k▼
2024 · €418k
Debt > 1 year
€60k
Income taxes
€65k▲
2024 · €52k
Staff costs
€117k▲
2024 · €84k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 52 lines
Balance sheet
Code20242025
Assets
Total assets20/58€704k€898k▲
Fixed assets21/28€19k€83k▲
Tangible fixed assets22/27€19k€83k▲
Plant, machinery and equipment23€9k€14k▲
Furniture and vehicles24€10k€11k▲
Other tangible fixed assets26-€58k
Current assets29/58€685k€815k▲
Stocks and contracts in progress3€53k€46k▼
Stocks30/36€53k€46k▼
Amounts receivable within one year40/41€300k€284k▼
Trade receivables40€285k€262k▼
Other amounts receivable41€15k€22k▲
Cash at bank and in hand54/58€331k€483k▲
Deferred charges and accrued income490/1€1k€2k▲
Equity and liabilities
Total equity and liabilities10/49€704k€898k▲
Equity10/15€286k€435k▲
Contributions10/11€6k€6k=
Outside capital11€6k€6k=
Other1109/19€6k€6k=
Reserves13€270k€410k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€268k€408k▲
Profit (loss) carried forward14€10k€19k▲
Amounts payable17/49€418k€463k▲
Amounts payable after more than one year17-€60k
Financial debts170/4-€60k
Amounts payable within one year42/48€418k€403k▼
Trade debts44€108k€96k▼
Suppliers440/4€108k€96k▼
Advances received on contracts in progress46€168k€204k▲
Taxes, remuneration and social security45€56k€38k▼
Taxes450/3€31k€25k▼
Remuneration and social security454/9€25k€14k▼
Other amounts payable47/48€86k€65k▼
Income statement
Code20242025
Remuneration, social security and pensions62€84k€117k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€12k▲
Other operating charges640/8-€63
Gross operating margin9900€267k€344k▲
Operating profit (loss)9901€175k€215k▲
Financial income75/76B€19€986▲
Recurring financial income75€19€986▲
Financial charges65/66B€1k€1k▲
Recurring financial charges65€1k€1k▲
Profit (loss) for the period before taxes9903€174k€215k▲
Income taxes67/77€52k€65k▲
Profit (loss) for the period9904€122k€150k▲
Profit (loss) for the period to be appropriated9905€122k€150k▲
Appropriation of the result
Profit (loss) to be appropriated9906€130k€159k▲
Profit (loss) brought forward from the previous period14P€7k€10k▲
Transfer to equity691/2€120k€140k▲
To other reserves6921€120k€140k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-08
State Gazette act
Resignation: Armand Jonckers (director)Appointment: Alexandra Jonckers (director)3 facts ▸
State Gazette act
Resignation: Armand Jonckers (director)
Appointment: Alexandra Jonckers (director)3 facts ▸
- General meeting, 04/06/2026
- Director resignation, Armand Jonckers (director)
- Director appointment, Alexandra Jonckers (director)
11-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €150k ▲22.2%
Operating result €215k, net result €150k, both a record.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Equity above €200kEq €286k ▲75%
7 profitable years in a row build equity to €286k.
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €150kEq €163k ▲76.1%
6 profitable years in a row build equity to €163k.
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
11-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 11 days late
2021
28-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
18-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 49 days late
2019
04-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
05-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
12-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 director, no change since 2026
Alexandra Jonckers
CurrentDirector · since 04-06-2026
04-06-2026
Alexandra Jonckers: Appointed as Director
04-06-2026
Armand Jonckers: Resigned as Director
Location & real-estate footprint
Registered office, Zaventem · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Fabrieksstraat 151930 ZaventemGround area
6,513 m²
Building footprint
2,799 m²
Volume, LiDAR
24,612 m³
Parcel 23094D0126/00T003, Flanders · tallest building 22.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
JAAG Plasticiens srl - MAISON JONCKERS
since 20152.248.488.803
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23094D0126/00T003 | Flanders | 6,513 m² | 1 · 2,799 m² | 22.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2024 · 2 entries · 3,750 EUR awarded · 3,750 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 0 EUR | 3,750 EUR |
| 2023 | 1 | 3,750 EUR | 0 EUR |
Schemes
Subsidies voor internationaal ondernemen
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Lot
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Of 3,920 companies in sector 71112 we hold annual accounts for 1,295. 748 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded31-08-2015
Fiscal year end31-12
Activities, NACEBEL 2025
71112Activities of interior architects
90111Literary creation
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.