LOOK@U
ActiveLOOK@U has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €91k and a net result of €11k. Equity is growing by ~8.2% per year across the filed fiscal years. Its solvency ranks better than 74% of 18040 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
74
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability78▲+13
Solvency88▲+17
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 1.91 against 1.03 in 2024; short-term debt: 27.6% and cash: 9.2% of total assets), and 37.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
62.6%
Return on assets
7.3%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
28 d late
2023
43 d early
2022
30 d late
2021
31 d late
2020
19 d late
2019
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€91k▲ 13.2%
2024 · €80k
2018: €46k
2019: €63k
2020: €61k
2021: €89k
2022: €90k
2023: €85k
2024: €80k
2018 → 2025
Total assets
€145k▼ 17.1%
2024 · €175k
2018: €159k
2019: €148k
2020: €168k
2021: €277k
2022: €235k
2023: €200k
2024: €175k
2018 → 2025
Net result
€11k
2024 · €-5k
2018: €-14k
2019: €17k
2020: €-2k
2021: €34k
2022: €2k
2023: €-8k
2024: €-5k
2018 → 2025
Working capital
€36k▲ 1,416%
2024 · €2k
2018: €26k
2019: €43k
2020: €43k
2021: €18k
2022: €8k
2023: €9k
2024: €2k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€89k-€90k▲ 1.7%€85k▼ 5.7%€80k▼ 5.7%€91k▲ 13.2%
Operating result€46k-€1k▼ 97.8%€-6k€-1k▲ 80.8%€18k
Net result€34k-€2k▼ 93.5%€-8k€-5k▲ 36.9%€11k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €18k after a loss of €1k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €145k
Fixed assets
€69k▼ 32.9%
Current assets
€76k▲ 5.2%
Equity and liabilities €145k
Equity
€91k▲ 13.2%
Debt
€54k▼ 42.8%
The debt ratio falls from 54.2% to 37.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€52k▲
2024 · €26k
Cash flow
€45k▲
2024 · €22k
Solvency
62.6%▲
2024 · 45.8%
Current ratio
1.91▲
2024 · 1.03
Quick ratio
0.56▲
2024 · 0.25
Debt / equity
0.60▼
2024 · 1.18
ROE
11.7%▲
2024 · -6.0%
ROA
7.3%▲
2024 · -2.8%
Interest coverage
39.38▲
2024 · 14.36
Debt
€54k▼
2024 · €95k
Debt ≤ 1 year
€40k▼
2024 · €70k
Debt > 1 year
€14k▼
2024 · €25k
Income taxes
€7k▲
2024 · €3k
Staff costs
€90▼
2024 · €321
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€175k€145k▼
Fixed assets21/28€103k€69k▼
Tangible fixed assets22/27€102k€68k▼
Plant, machinery and equipment23€30k€18k▼
Furniture and vehicles24€27k€12k▼
Other tangible fixed assets26€44k€37k▼
Financial fixed assets28€875€875=
Current assets29/58€73k€76k▲
Stocks and contracts in progress3€55k€54k▼
Stocks30/36€55k€54k▼
Amounts receivable within one year40/41€12k€9k▼
Trade receivables40€1k€4k▲
Other amounts receivable41€10k€5k▼
Cash at bank and in hand54/58€1k€13k▲
Deferred charges and accrued income490/1€5k-
Equity and liabilities
Total equity and liabilities10/49€175k€145k▼
Equity10/15€80k€91k▲
Contributions10/11€19k€19k=
Reserves13€71k€71k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€69k€69k=
Profit (loss) carried forward14€-9k€2k▲
Amounts payable17/49€95k€54k▼
Amounts payable after more than one year17€25k€14k▼
Financial debts170/4€25k€14k▼
Amounts payable within one year42/48€70k€40k▼
Current portion of amounts payable after more than one year42€24k€11k▼
Financial debts43€7k€3k▼
Credit institutions430/8€7k€3k▼
Trade debts44€27k€19k▼
Suppliers440/4€27k€19k▼
Taxes, remuneration and social security45€9k€3k▼
Taxes450/3€9k€3k▼
Other amounts payable47/48€2k€3k▲
Income statement
Code20242025
Remuneration, social security and pensions62€321€90▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€27k€34k▲
Other operating charges640/8€742€850▲
Gross operating margin9900€27k€53k▲
Operating profit (loss)9901€-1k€18k▲
Financial income75/76B€568€392▼
Recurring financial income75€568€392▼
Financial charges65/66B€2k€1k▼
Recurring financial charges65€2k€1k▼
Profit (loss) for the period before taxes9903€-2k€17k▲
Income taxes67/77€3k€7k▲
Profit (loss) for the period9904€-5k€11k▲
Profit (loss) for the period to be appropriated9905€-5k€11k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-9k€2k▲
Profit (loss) brought forward from the previous period14P€-4k€-9k▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Back to profitnet €11k
Net result €11k after 2 loss-making years.
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
18-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Back to profitnet €34k
Net result €34k after one loss-making year.
19-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 19 days late
2020
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
31-12
Financial
Back to profitnet €17k
Net result €17k after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 29 days late
2017
25-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 25 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ternat · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Gemeentehuisstraat 131740 TernatGround area
309 m²
Building footprint
227 m²
Volume, LiDAR
1,218 m³
Parcel 23086E0408/00F002, Flanders · tallest building 10.7 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
LOOK@U
since 20082.173.797.120
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23086E0408/00F002 | Flanders | 309 m² | 1 · 227 m² | 10.7 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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MARILYN OPTICAL
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BRAIN OPTIC
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Of 1,729 companies in sector 47742 we hold annual accounts for 1,138. 993 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-10-2008
Fiscal year end31-12
Activities, NACEBEL
47742Retail sale of prescription glasses, lenses and sunglasses
47782Retail trade
86909Human health activities
86995Nutrition and dietetics services
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.