LES OPTICIENS THOMEE
ActiveLES OPTICIENS THOMEE has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €91k and a net result of €32k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 54% of 18120 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
69
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability86▲+1
Solvency64▲+4
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 1.52 against 1.49 in 2024; short-term debt: 61.2% and cash: 16% of total assets), but 61.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Nine signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
38.8%
Return on assets
13.7%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €91k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
9 d early
2024
on the day
2023
8 d early
2022
31 d late
2021
on the day
2020
3 d early
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€91k▲ 54.7%
2024 · €59k
2018: €13k
2019: €-3k
2020: €11k
2021: €-11k
2022: €20k
2023: €37k
2024: €59k
2018 → 2025
Total assets
€235k▲ 39.1%
2024 · €169k
2018: €138k
2019: €120k
2020: €91k
2021: €92k
2022: €121k
2023: €144k
2024: €169k
2018 → 2025
Net result
€32k▲ 43.7%
2024 · €22k
2018: €-9k
2019: €-16k
2020: €14k
2021: €-22k
2022: €32k
2023: €16k
2024: €22k
2018 → 2025
Working capital
€75k▲ 45.7%
2024 · €51k
2018: €-7k
2019: €-15k
2020: €-1k
2021: €24k
2022: €37k
2023: €42k
2024: €51k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-11k-€20k€37k▲ 78.7%€59k▲ 61.4%€91k▲ 54.7%
Operating result€-21k-€42k€29k▼ 32.3%€39k▲ 36.3%€52k▲ 32.0%
Net result€-22k-€32k€16k▼ 49.5%€22k▲ 39.4%€32k▲ 43.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 32% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €235k
Fixed assets
€17k▲ 19.3%
Current assets
€219k▲ 40.8%
Equity and liabilities €235k
Equity
€91k▲ 54.7%
Debt
€144k▲ 30.7%
The debt ratio falls from 65.1% to 61.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€53k▲
2024 · €40k
Cash flow
€33k▲
2024 · €24k
Solvency
38.8%▲
2024 · 34.9%
Current ratio
1.52▲
2024 · 1.49
Quick ratio
1.21▼
2024 · 1.23
Debt / equity
1.58▼
2024 · 1.87
ROE
35.3%▼
2024 · 38.0%
ROA
13.7%▲
2024 · 13.3%
Interest coverage
10.24▲
2024 · 5.94
Debt
€144k▲
2024 · €110k
Debt ≤ 1 year
€144k▲
2024 · €104k
Income taxes
€18k▲
2024 · €13k
Staff costs
€38k▲
2024 · €34k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€169k€235k▲
Fixed assets21/28€14k€17k▲
Tangible fixed assets22/27€14k€17k▲
Land and buildings22€9k€9k=
Plant, machinery and equipment23€5k€7k▲
Other tangible fixed assets26€384€1k▲
Current assets29/58€155k€219k▲
Stocks and contracts in progress3€27k€45k▲
Stocks30/36€27k€45k▲
Amounts receivable within one year40/41€84k€124k▲
Trade receivables40€16k€39k▲
Other amounts receivable41€68k€85k▲
Current investments50/53€12k€12k=
Cash at bank and in hand54/58€30k€38k▲
Deferred charges and accrued income490/1€2k€983▼
Equity and liabilities
Total equity and liabilities10/49€169k€235k▲
Equity10/15€59k€91k▲
Contributions10/11€12k€12k=
Reserves13€52k€79k▲
Non-distributable reserves130/1€13k€13k=
Reserves not available under the articles1311€1k€13k▲
Own shares acquired1312€12k-
Distributable reserves133€39k€66k▲
Profit (loss) carried forward14€-5k-
Amounts payable17/49€110k€144k▲
Amounts payable after more than one year17€6k-
Financial debts170/4€6k-
Amounts payable within one year42/48€104k€144k▲
Current portion of amounts payable after more than one year42€23k€12k▼
Financial debts43€35k€35k=
Credit institutions430/8€35k€35k=
Trade debts44€20k€47k▲
Suppliers440/4€20k€47k▲
Taxes, remuneration and social security45€26k€50k▲
Taxes450/3€13k€20k▲
Remuneration and social security454/9€13k€30k▲
Other amounts payable47/48€349-
Income statement
Code20242025
Remuneration, social security and pensions62€34k€38k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€109-
Other operating charges640/8€6k€4k▼
Gross operating margin9900€81k€95k▲
Operating profit (loss)9901€39k€52k▲
Financial income75/76B€4k€4k▲
Recurring financial income75€4k€4k▲
Financial charges65/66B€7k€5k▼
Recurring financial charges65€7k€5k▼
Non-recurring financial charges66B€155€319▲
Profit (loss) for the period before taxes9903€36k€50k▲
Income taxes67/77€13k€18k▲
Profit (loss) for the period9904€22k€32k▲
Profit (loss) for the period to be appropriated9905€22k€32k▲
Appropriation of the result
Profit (loss) to be appropriated9906€17k€27k▲
Profit (loss) brought forward from the previous period14P€-5k€-5k=
Transfer to equity691/2€22k€27k▲
To other reserves6921€22k€27k▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €32k ▲43.7%
Operating result €52k, net result €32k, both a record.
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
23-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Back to profitnet €32k
Net result €32k after one loss-making year.
31-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €-22k ▼254%
Net result drops to €-22k, the lowest in the series; recovery starts the following year.
28-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €14k
Net result €14k after 2 loss-making years.
31-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
14-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 14 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Charleroi · 2 establishment units since 1990
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chaussée de Nivelles 2676041 CharleroiGround area
769 m²
Building footprint
204 m²
Volume, LiDAR
1,097 m³
3 parcels, Wallonia · tallest building 10.2 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
Rue du Général de Gaulle(CO) 47, 6180 Courcelles
since 19902.050.768.060
Françoise Lepage
since 20212.345.931.340
3 parcels
Wallonia
3
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52028A0391/00Z011 | Wallonia | 343 m² | 1 · 63 m² | 10.2 m · 3 fl. |
| 52028A0391/00P011 | Wallonia | 313 m² | 1 · 57 m² | 10.1 m · 3 fl. |
| 52322B0782/00V002 | Wallonia | 113 m² | 1 · 84 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 2
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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OPTIQUE DEBIENNE
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GAFAS
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LOOK@U
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Ternat · Eq €91k
Of 1,729 companies in sector 47742 we hold annual accounts for 1,138. 993 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-12-1990
Fiscal year end31-12
Activities, NACEBEL
47742Retail sale of prescription glasses, lenses and sunglasses
47782Retail trade
52485
86905Human health activities
86951Physiotherapy
Sources
Crossroads Bank for EnterprisesNational Bank · 35 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.