Summary
LISELOTTE DE KOCK is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €143k and a net result of €117k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 75% of 8023 sector peers (fiscal year 2025). The company has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Two signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €143k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-02-2026, 154 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
154 d early
2024
45 d early
2023
65 d early
2022
129 d early
2021
69 d early
2020
36 d early
2019
32 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€143k▲ 440%
2024 · €27k
2018: €102k
2019: €122k
2020: €194k
2021: €24k
2022: €23k
2023: €19k
2024: €27k
2018 → 2025
Net result
€117k▼ 30.3%
2024 · €167k
2018: €35k
2019: €19k
2020: €72k
2021: €120k
2022: €214k
2023: €64k
2024: €167k
2018 → 2025
Total assets
€184k▼ 19.2%
2024 · €228k
2018: €117k
2019: €129k
2020: €223k
2021: €353k
2022: €272k
2023: €150k
2024: €228k
2018 → 2025
Solvency
77.7%▲ 66.1pp
2024 · 11.6%
2018: 87.2%
2019: 94.2%
2020: 86.9%
2021: 6.8%
2022: 8.4%
2023: 12.8%
2024: 11.6%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€24k-€23k▼ 5.8%€19k▼ 15.8%€27k▲ 38.4%€143k▲ 440%
Operating result€158k-€280k▲ 76.7%€82k▼ 70.7%€217k▲ 165%€150k▼ 30.9%
Net result€120k-€214k▲ 77.6%€64k▼ 69.9%€167k▲ 161%€117k▼ 30.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 31% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €184k
Equity
€143k ▲ 440%
Debt
€41k ▼ 79.7%
Debt's share of the balance-sheet total falls from 88.4% to 22.3%. Equity is higher and debt is lower.
Key figures and ratios
ROE
81.5%▼
2024 · 631.5%
ROA
63.3%▼
2024 · 73.4%
Debt ≤ 1 year
€41k▼
2024 · €201k
Income taxes
€34k▼
2024 · €50k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 35 lines
Balance sheet
Code20242025
Assets
Total assets20/58€228k€184k▼
Current assets29/58€228k€184k▼
Amounts receivable within one year40/41€4k€0▼
Trade receivables40€302€0▼
Other amounts receivable41€3k€0▼
Cash at bank and in hand54/58€224k€184k▼
Equity and liabilities
Total equity and liabilities10/49€228k€184k▼
Equity10/15€27k€143k▲
Contributions10/11€19k€19k=
Reserves13€8k€125k▲
Distributable reserves133€8k€125k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€201k€41k▼
Amounts payable within one year42/48€201k€41k▼
Trade debts44€0-
Suppliers440/4€0-
Taxes, remuneration and social security45€34k€10k▼
Taxes450/3€34k€10k▼
Other amounts payable47/48€168k€31k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€0-
Other operating charges640/8€1k€1k▲
Gross operating margin9900€218k€151k▼
Operating profit (loss)9901€217k€150k▼
Financial income75/76B€0-
Recurring financial income75€0-
Profit (loss) for the period before taxes9903€217k€150k▼
Income taxes67/77€50k€34k▼
Profit (loss) for the period9904€167k€117k▼
Profit (loss) for the period to be appropriated9905€167k€117k▼
Appropriation of the result
Profit (loss) to be appropriated9906€167k€117k▼
Transfer from equity791/2€160k€0▼
Transfer to equity691/2€167k€117k▼
To other reserves6921€167k€117k▼
Profit to be distributed694/7€160k€0▼
Return on contributions (dividend)694€160k€0▼
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Liquidity quadruplescurrent ratio 4.49
Current ratio from 1.13 to 4.49; short-term debt falls from €201k to €41k.
31-12
Financial
Equity above €100kEq €143k ▲440%
8 profitable years in a row build equity to €143k.
16-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
27-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
24-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €214k ▲77.6%
Operating result €280k, net result €214k, both a record.
23-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
25-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €150kEq €194k ▲59.2%
3 profitable years in a row build equity to €194k.
29-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €19k ▼44.5%
Net result drops to €19k, the lowest in the series; recovery starts the following year.
Show earlier events
26-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
19-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
06-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Koksijde · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Karthuizerstraat(Odk) 18670 KoksijdeGround area
1,041 m²
Building footprint
180 m²
Volume, LiDAR
754 m³
Parcel 38018B0661/00_000, Flanders · tallest building 7.0 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
LISELOTTE DE KOCK
since 20142.232.204.877
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 38018B0661/00_000 | Flanders | 1,041 m² | 1 · 180 m² | 7.0 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
SB3
BE 0893.810.953
Heusden-Zolder · Eq €143,086
Groupe Bons-Frères
BE 0682.700.153
Sint-Genesius-Rode · Eq €143,085
Vedeva
BE 0771.844.341
Antwerpen · Eq €143,085
HILVEN GRAPHICS
BE 0466.936.422
Hechtel-Eksel · Eq €143,081
FIDA
BE 0686.863.631
Gent · Eq €143,225
Of 24,725 companies in sector 64210 we hold annual accounts for 19,762. 13,136 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-06-2014
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.