Summary
FIDA is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €143k and a net result of €22k. Equity is growing by ~17.1% per year across the filed fiscal years. Its solvency ranks better than 30% of 5527 sector peers (fiscal year 2025). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 08-12-2025, 54 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
54 d early
2024
45 d early
2023
16 d early
2022
2 d late
2021
on the day
2019
26 d late
2018
29 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€143k▲ 18.0%
2024 · €121k
2018: €26k
2019: €49k
2021: €71k
2022: €98k
2023: €118k
2024: €121k
2018 → 2025
Net result
€22k▼ 45.0%
2024 · €40k
2018: €7k
2019: €26k
2021: €22k
2022: €27k
2023: €20k
2024: €40k
2018 → 2025
Total assets
€484k▼ 3.7%
2024 · €502k
2018: €473k
2019: €471k
2021: €495k
2022: €521k
2023: €510k
2024: €502k
2018 → 2025
Solvency
29.6%▲ 5.4pp
2024 · 24.2%
2018: 5.5%
2019: 10.3%
2021: 14.3%
2022: 18.8%
2023: 23.2%
2024: 24.2%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€71k-€98k▲ 38.9%€118k▲ 20.9%€121k▲ 2.5%€143k▲ 18.0%
Operating result€39k-€44k▲ 11.8%€34k▼ 22.0%€59k▲ 74.7%€36k▼ 40.2%
Net result€22k-€27k▲ 24.4%€20k▼ 25.5%€40k▲ 94.4%€22k▼ 45.0%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 40% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €484k
Fixed assets
€469k ▼ 0.1%
Current assets
€15k ▼ 55.1%
Equity and liabilities €484k
Equity
€143k ▲ 18.0%
Debt
€340k ▼ 10.6%
Debt's share of the balance-sheet total falls from 75.8% to 70.4%. Equity is higher and debt is lower.
Key figures and ratios
ROE
15.3%▼
2024 · 32.7%
ROA
4.5%▼
2024 · 7.9%
Debt ≤ 1 year
€228k▼
2024 · €233k
Debt > 1 year
€112k▼
2024 · €148k
Income taxes
€10k▼
2024 · €16k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 49 lines
Balance sheet
Code20242025
Assets
Total assets20/58€502k€484k▼
Fixed assets21/28€469k€469k▼
Tangible fixed assets22/27€1k€817▼
Furniture and vehicles24€1k€817▼
Financial fixed assets28€468k€468k=
Current assets29/58€33k€15k▼
Amounts receivable within one year40/41€11€2k▲
Trade receivables40€0-
Other amounts receivable41€11€2k▲
Cash at bank and in hand54/58€30k€10k▼
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€502k€484k▼
Equity10/15€121k€143k▲
Contributions10/11€19k€19k=
Reserves13€103k€125k▲
Non-distributable reserves130/1€2k€0▼
Reserves not available under the articles1311€2k€0▼
Distributable reserves133€101k€125k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€381k€340k▼
Amounts payable after more than one year17€148k€112k▼
Financial debts170/4€148k€112k▼
Amounts payable within one year42/48€233k€228k▼
Current portion of amounts payable after more than one year42€35k€36k▲
Financial debts43€2k€7k▲
Credit institutions430/8€2k€7k▲
Trade debts44€229€3k▲
Suppliers440/4€229€3k▲
Taxes, remuneration and social security45€11k€3k▼
Taxes450/3€11k€3k▼
Other amounts payable47/48€185k€180k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€355€524▲
Other operating charges640/8€657€522▼
Gross operating margin9900€60k€37k▼
Operating profit (loss)9901€59k€36k▼
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€4k€4k▼
Recurring financial charges65€4k€4k▼
Profit (loss) for the period before taxes9903€55k€32k▼
Income taxes67/77€16k€10k▼
Profit (loss) for the period9904€40k€22k▼
Profit (loss) for the period to be appropriated9905€40k€22k▼
Appropriation of the result
Profit (loss) to be appropriated9906€68k€22k▼
Profit (loss) brought forward from the previous period14P€28k€0▼
Transfer to equity691/2€31k€22k▼
To other reserves6921€31k€22k▼
Profit to be distributed694/7€37k€0▼
Return on contributions (dividend)694€37k€0▼
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
08-12
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2024
17-12
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
30-06
Financial
Highest result since 2018net €40k ▲94.4%
Operating result €59k, net result €40k, both a record.
15-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Equity above €100kEq €118k ▲20.9%
5 profitable years in a row build equity to €118k.
02-02
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 2 days late
2022
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2020
26-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 26 days late
2019
02-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Papegaaistraat 899000 GentGround area
59 m²
Building footprint
59 m²
Volume, LiDAR
501 m³
Parcel 44815F2196/00T000, Flanders · tallest building 11.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
FIDA
since 20172.272.151.952
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44815F2196/00T000 | Flanders | 59 m² | 1 · 59 m² | 11.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Similar companies · same sector, comparable size
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KAN HOLDING
BE 0793.408.629
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JORISSEN EXPORTMANAGEMENT
BE 0870.528.181
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LISELOTTE DE KOCK
BE 0553.742.217
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Of 24,725 companies in sector 64210 we hold annual accounts for 19,762. 13,136 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-12-2017
Fiscal year end30-06
Activities, NACEBEL 2025
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.