LICA MODA
ActiveSummary
LICA MODA has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €505k and a net result of €23k. Equity is growing by ~9.4% per year across the filed fiscal years. Its solvency ranks better than 95% of 4157 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
75
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability74▼-4
Solvency100=
Growth57=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 11.7 against 13.37 in 2024; short-term debt: 8.4% and cash: 5.6% of total assets), and 8.4% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
91.6%
Return on assets
4.1%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
27 d late
2024
28 d late
2023
26 d late
2022
29 d late
2021
11 d early
2020
5 d late
2019
181 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€775k▼ 18.1%
2022 · €946k
2019: €535k
2020: €573k
2021: €586k
2022: €946k
2019 → 2023
EBIT margin
9.7%▲ 5.9pp
2022 · 3.9%
2019: 10.8%
2020: 8.0%
2021: 9.6%
2022: 3.9%
2019 → 2023
Net result
€23k▼ 38.9%
2024 · €37k
2019: €43k
2020: €39k
2021: €55k
2022: €19k
2023: €47k
2024: €37k
2019 → 2025
Working capital
€499k▲ 5.2%
2024 · €474k
2019: €476k
2020: €516k
2021: €450k
2022: €469k
2023: €515k
2024: €474k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€586k-€946k▲ 61.4%€775k▼ 18.1%
Equity€379k-€398k▲ 5.1%€445k▲ 11.8%€483k▲ 8.4%€505k▲ 4.7%
Operating result€56k-€37k▼ 34.4%€75k▲ 105%€71k▼ 6.1%€46k▼ 35.4%
Net result€55k-€19k▼ 64.6%€47k▲ 142%€37k▼ 20.6%€23k▼ 38.9%
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 35% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €552k
Fixed assets
€7k ▼ 21.2%
Current assets
€545k ▲ 6.4%
Equity and liabilities €552k
Equity
€505k ▲ 4.7%
Debt
€47k ▲ 21.6%
Debt's share of the balance-sheet total rises from 7.4% to 8.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€48k▼
2024 · €73k
Cash flow
€24k▼
2024 · €39k
Current ratio
11.70▼
2024 · 13.37
Quick ratio
2.32▼
2024 · 4.05
Debt to equity
0.09▲
2024 · 0.08
ROE
4.5%▼
2024 · 7.7%
ROA
4.1%▼
2024 · 7.2%
Interest coverage
6.69▼
2024 · 11.68
Debt ≤ 1 year
€47k▲
2024 · €38k
Income taxes
€16k▼
2024 · €27k
Staff costs
€97k▲
2024 · €94k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 45 lines
Balance sheet
Code20242025
Assets
Total assets20/58€521k€552k▲
Fixed assets21/28€8k€7k▼
Tangible fixed assets22/27€8k€7k▼
Plant, machinery and equipment23€5k€5k▼
Furniture and vehicles24€3k€2k▼
Current assets29/58€513k€545k▲
Amounts receivable after more than one year29€35k€35k=
Trade receivables290€35k€35k=
Stocks and contracts in progress3€357k€437k▲
Stocks30/36€357k€437k▲
Amounts receivable within one year40/41€14k€29k▲
Trade receivables40€3k€7k▲
Other amounts receivable41€10k€22k▲
Cash at bank and in hand54/58€91k€31k▼
Deferred charges and accrued income490/1€16k€14k▼
Equity and liabilities
Total equity and liabilities10/49€521k€552k▲
Equity10/15€483k€505k▲
Contributions10/11€19k€19k=
Capital10€19k€19k=
Issued capital100€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Legal reserve130€2k€2k=
Profit (loss) carried forward14€462k€485k▲
Amounts payable17/49€38k€47k▲
Amounts payable within one year42/48€38k€47k▲
Trade debts44€7k€9k▲
Suppliers440/4€7k€9k▲
Taxes, remuneration and social security45€32k€37k▲
Taxes450/3€21k€22k▲
Remuneration and social security454/9€11k€15k▲
Income statement
Code20242025
Remuneration, social security and pensions62€94k€97k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▼
Other operating charges640/8€4k€904▼
Gross operating margin9900€171k€146k▼
Operating profit (loss)9901€71k€46k▼
Financial charges65/66B€6k€7k▲
Recurring financial charges65€6k€7k▲
Profit (loss) for the period before taxes9903€65k€39k▼
Income taxes67/77€27k€16k▼
Profit (loss) for the period9904€37k€23k▼
Profit (loss) for the period to be appropriated9905€37k€23k▼
Appropriation of the result
Profit (loss) to be appropriated9906€462k€485k▲
Profit (loss) brought forward from the previous period14P€425k€462k▲
Social balance
Average headcount (FTE)90872.0-
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 27 days late
2025
31-12
Financial
Equity above €500kEq €505k ▲4.7%
7 profitable years in a row build equity to €505k.
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 28 days late
2024
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 26 days late
2023
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 29 days late
2022
31-12
Financial
Weakest financial yearnet €19k ▼64.6%
Net result drops to €19k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity doublescurrent ratio 12.94
Current ratio from 5.46 to 12.94; short-term debt falls from €101k to €39k.
20-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Highest result since 2019net €55k ▲40.8%
Net result €55k, the highest in the series.
05-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 5 days late
28-01
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 181 days late
2020
31-12
Financial
Liquidity doublescurrent ratio 19.27
Current ratio from 9.45 to 19.27; short-term debt falls from €56k to €28k.
Show earlier events
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 31 days late
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 29 days late
2016
30-11
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 122 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlecht · 1 establishment unit since 2009
Ground area
622 m²
Building footprint
601 m²
Volume, LiDAR
8,310 m³
2 parcels, Brussels · tallest building 21.3 m, ±6 floors. Linked by address, not a title deed.
8
companies at this address
See who is registered here
1 establishment unit
LICA MODA
since 20092.234.082.323
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21305B0204/00L035 | Brussels | 343 m² | 1 · 328 m² | 21.3 m · 6 fl. |
| 21305B0204/00C032 | Brussels | 279 m² | 1 · 273 m² | 18.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
MAGGY TEXTILES
BE 0476.873.972
Dendermonde · Eq €507,594
PLUGERS
BE 0436.993.809
Tongeren-Borgloon · Eq €510,023
ACTUAL FASHION
BE 0434.499.127
Destelbergen · Eq €499,236
PHILIANE SOLUTIONS
BE 0809.944.555
Vorst · Eq €511,968
GRIS
BE 0425.079.338
Gent · Eq €511,979
Of 6,503 companies in sector 47716 we hold annual accounts for 2,441. 1,442 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-06-2009
Fiscal year end31-12
Activities, NACEBEL 2025
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
47120Other non-specialised retail sale
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.