LIBRAIRIE DE LEFFE
ActiveThe computed 12-month bankruptcy probability of LIBRAIRIE DE LEFFE is 1.6% (moderate). The 2025 annual accounts show equity of €74k and a net result of €-27k. Equity is growing by ~25.8% per year across the filed fiscal years. Its solvency ranks better than 61% of 13204 sector peers (fiscal year 2025). The company has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
39
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-7
Solvency68▼-7
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days only on tighter terms
Liquidity tight (current ratio 1.13 against 1.39 in 2024; short-term debt: 53.2% and cash: 6.1% of total assets), and 57.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
42.9%
Return on assets
-15.6%
Age of the figures
15 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year €-27k
neutral · A punctual record breaks
This company filed 4 consecutive financial years on time. The year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 02-02-2026, 2 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
2 d late
2024
2 d early
2023
7 d early
2022
4 d early
2021
3 d early
2020
9 d late
2019
16 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close19-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€74k▼ 26.6%
2024 · €101k
2019: €19k
2020: €47k
2021: €45k
2022: €107k
2023: €119k
2024: €101k
2019 → 2025
Total assets
€172k▼ 14.1%
2024 · €200k
2019: €204k
2020: €175k
2021: €124k
2022: €184k
2023: €221k
2024: €200k
2019 → 2025
Net result
€-27k▼ 42.2%
2024 · €-19k
2019: €-25k
2020: €29k
2021: €-3k
2022: €62k
2023: €12k
2024: €-19k
2019 → 2025
Working capital
€12k▼ 63.5%
2024 · €34k
2019: €-30k
2020: €1k
2021: €-2k
2022: €61k
2023: €55k
2024: €34k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€45k-€107k▲ 140%€119k▲ 11.6%€101k▼ 15.8%€74k▼ 26.6%
Operating result€330-€63k▲ 19,109%€19k▼ 69.4%€-12k€-22k▼ 79.9%
Net result€-3k-€62k€12k▼ 80.1%€-19k€-27k▼ 42.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €22k in 2025 against €12k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €172k
Fixed assets
€68k▼ 16.2%
Current assets
€104k▼ 12.7%
Equity and liabilities €172k
Equity
€74k▼ 26.6%
Debt
€98k▼ 1.4%
The debt ratio rises from 49.7% to 57.1%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-9k▼
2024 · €274
Cash flow
€-14k▼
2024 · €-6k
Solvency
42.9%▼
2024 · 50.3%
Current ratio
1.13▼
2024 · 1.39
Quick ratio
1.10▼
2024 · 1.35
Debt / equity
1.33▲
2024 · 0.99
ROE
-36.3%▼
2024 · -18.7%
ROA
-15.6%▼
2024 · -9.4%
Interest coverage
-2.56▼
2024 · 0.05
Debt
€98k▼
2024 · €99k
Debt ≤ 1 year
€91k▲
2024 · €85k
Debt > 1 year
€7k▼
2024 · €14k
Income taxes
€829▼
2024 · €1k
Staff costs
€169k▲
2024 · €167k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€200k€172k▼
Fixed assets21/28€81k€68k▼
Tangible fixed assets22/27€48k€35k▼
Furniture and vehicles24€48k€35k▼
Financial fixed assets28€33k€33k=
Current assets29/58€119k€104k▼
Stocks and contracts in progress3€4k€3k▼
Stocks30/36€4k€3k▼
Amounts receivable within one year40/41€101k€88k▼
Other amounts receivable41€101k€88k▼
Cash at bank and in hand54/58€12k€10k▼
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€200k€172k▼
Equity10/15€101k€74k▼
Contributions10/11€19k€19k=
Reserves13€12k€12k=
Non-distributable reserves130/1€2k€2k=
Other1319€2k€2k=
Distributable reserves133€10k€10k=
Profit (loss) carried forward14€70k€43k▼
Amounts payable17/49€99k€98k▼
Amounts payable after more than one year17€14k€7k▼
Financial debts170/4€14k€7k▼
Amounts payable within one year42/48€85k€91k▲
Current portion of amounts payable after more than one year42€7k€8k▲
Financial debts43€5k€4k▼
Credit institutions430/8€5k€4k▼
Trade debts44€29k€33k▲
Suppliers440/4€29k€33k▲
Taxes, remuneration and social security45€43k€37k▼
Taxes450/3€24k€19k▼
Remuneration and social security454/9€20k€18k▼
Other amounts payable47/48-€11k
Income statement
Code20242025
Remuneration, social security and pensions62€167k€169k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€13k▲
Other operating charges640/8€13k€19k▲
Gross operating margin9900€181k€179k▼
Operating profit (loss)9901€-12k€-22k▼
Financial income75/76B-€1
Recurring financial income75-€1
Non-recurring financial income76B-€1
Financial charges65/66B€5k€4k▼
Recurring financial charges65€5k€4k▼
Profit (loss) for the period before taxes9903€-18k€-26k▼
Income taxes67/77€1k€829▼
Profit (loss) for the period9904€-19k€-27k▼
Profit (loss) for the period to be appropriated9905€-19k€-27k▼
Appropriation of the result
Profit (loss) to be appropriated9906€70k€43k▼
Profit (loss) brought forward from the previous period14P€89k€70k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 2 days late
2025
30-06
Financial
Weakest financial yearnet €-27k
Net result drops to €-27k, the lowest in the series.
29-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
24-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
27-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Back to profitnet €62k
Net result €62k after one loss-making year.
30-06
Financial
Equity above €100kEq €107k ▲140%
Equity rises from €45k to €107k.
28-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
09-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 9 days late
2020
30-06
Financial
Back to profitnet €29k
Net result €29k after one loss-making year.
15-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
07-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
19-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
20-12
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Houyet · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Route de Ciney, Ver 215562 HouyetGround area
567 m²
Building footprint
157 m²
Volume, LiDAR
1,004 m³
2 parcels, Wallonia · tallest building 16.3 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
LE3DZZ
since 20182.274.341.380
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 91033E0115/00E000 | Wallonia | 494 m² | 1 · 78 m² | - |
| 91034G0262/00M000 | Wallonia | 73 m² | 1 · 80 m² | 16.3 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteDinant2.274.341.380
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Of 14,025 companies in sector 56301 we hold annual accounts for 4,894. 3,898 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded01-10-2002
Fiscal year end30-06
Activities, NACEBEL
47620Retail trade
47621Retail sale of newspapers and periodicals
52470
56301Cafés and bars
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.