TEAMDJ

Active

Private limited companyfounded 20232 yrs activeMarkt 19, 8660 De Panne, BelgiumKBO/BCE: BE 1003.630.096

The computed 12-month bankruptcy probability of TEAMDJ is 4.2% (elevated). The 2024 annual accounts show equity of €74k and a net result of €66k. Its solvency ranks better than 61% of 18942 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2024

59 / 100

Fair

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. An elevated bankruptcy probability caps the score. Every signal that weighs is under Signals.

Axes

Profitability100

Solvency67

Growth-

Track record67

Bankruptcy probability, 12 months

4.2% Elevated

0%0.5%1.5%4%10%≥ 25%

Credit up to €4k at 30 days only on tighter terms

Liquidity ample (current ratio 2.15; short-term debt: 41% and cash: 54.3% of total assets), but 57.9% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Four signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 56

Relative position

BE, all sectors

reference

Sector 56

higher

← fewer bankruptcies more bankruptcies →

Young company

A young company has little track record yet and statistically fails more often than an established one.

KBO · incorporation date

Age against the risk zone

Filed after the deadline

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 1 filing

Deviation from the deadline

2024

61 d late

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity

€74k

Total assets

€176k

Net result

€66k

Working capital

€83k

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition

Assets €176k

12%

88.3%

Fixed assets €21k

Current assets €155k

Equity and liabilities €176k

42.1%

57.9%

Equity €74k

Debt €102k

Debt finances 57.9% of the balance-sheet total.

Key figures and ratios

2024 value

EBITDA

€98k

Cash flow

€71k

Solvency

42.1%

Current ratio

2.15

Quick ratio

2.08

Debt / equity

1.38

ROE

88.9%

ROA

37.4%

Interest coverage

57.04

Debt

€102k

Debt ≤ 1 year

€72k

Debt > 1 year

€28k

Income taxes

€25k

Staff costs

€53k

Filed annual accounts

As filed with the NBB · 2024

Balance sheet Code2024

Assets

Total assets20/58€176k

Fixed assets21/28€21k

Tangible fixed assets22/27€21k

Plant, machinery and equipment23€21k

Current assets29/58€155k

Amounts receivable after more than one year29€45k

Other amounts receivable291€45k

Stocks and contracts in progress3€5k

Stocks30/36€5k

Amounts receivable within one year40/41€9k

Other amounts receivable41€9k

Cash at bank and in hand54/58€95k

Deferred charges and accrued income490/1€42

Equity and liabilities

Total equity and liabilities10/49€176k

Equity10/15€74k

Contributions10/11€10k

Outside capital11€10k

Share premium1100/10€10k

Reserves13€64k

Distributable reserves133€64k

Amounts payable17/49€102k

Amounts payable after more than one year17€28k

Financial debts170/4€28k

Amounts payable within one year42/48€72k

Current portion of amounts payable after more than one year42€7k

Financial debts43€34k

Credit institutions430/8€34k

Trade debts44€17k

Suppliers440/4€17k

Taxes, remuneration and social security45€12k

Taxes450/3€9k

Remuneration and social security454/9€3k

Other amounts payable47/48€2k

Accrued charges and deferred income492/3€2k

Income statement Code2024

Remuneration, social security and pensions62€53k

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k

Other operating charges640/8€5k

Gross operating margin9900€155k

Operating profit (loss)9901€92k

Financial income75/76B€183

Recurring financial income75€183

Financial charges65/66B€2k

Recurring financial charges65€2k

Profit (loss) for the period before taxes9903€91k

Income taxes67/77€25k

Profit (loss) for the period9904€66k

Profit (loss) for the period to be appropriated9905€66k

Appropriation of the result

Profit (loss) to be appropriated9906€66k

Transfer to equity691/2€64k

To other reserves6921€64k

Profit to be distributed694/7€2k

Return on contributions (dividend)694€2k

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 1Filings 1

2025

30-09

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 61 days late

NBB filing

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, De Panne · 1 establishment unit since 2023

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Markt 198660 De Panne

Ground area

299 m²

Building footprint

299 m²

Volume, LiDAR

4,809 m³

Parcel 38008A0050/00A000, Flanders · tallest building 26.9 m, ±8 floors. Linked by address, not a title deed.

1 establishment unit

TEAMDJ

Markt 19, 8660 De PanneFull-service restaurants

since 20232.353.146.853

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
38008A0050/00A000	Flanders	299 m²	1 · 299 m²	26.9 m · 8 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Food safety, FASFC

1 site

De Panne2.353.146.853

1 permission

Toelating · Eetgelegenheid · since 22-12-2023

Similar companies · same sector, comparable size

LADRIERE Jean-Paul & Kawtar

Of 20,495 companies in sector 56111 we hold annual accounts for 11,458. 9,802 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded19-12-2023

Fiscal year end31-12

Activities, NACEBEL

56101Full-service restaurants

56111Full-service restaurants

56301Cafés and bars

56102Limited-service restaurants

56112Limited-service restaurants, excluding mobile food services

Sources

Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers

Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.