LAZAR GRUP
ActiveFor LAZAR GRUP, one filing cycle of the annual accounts is missing. The 2024 annual accounts show equity of €19k and a net result of €-27k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 21% of 5896 sector peers (fiscal year 2024). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
No current score
Figures too old
The available figures for FY 2024 are too old to assess current financial health.
Filing: One filing cycle is missing
Axes, FY 2024 · tick = 2023
Profitability0▼-22
Solvency39=
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
13.5%
Return on assets
-19.4%
Age of the figures
27 mo
raises risk · Annual accounts not filed
The financial year that closed on 30-06-2025 was due at the National Bank by 31-01-2026. Nothing is on record, 230 days later.
NBB · 6 filingsPosition against the passed deadline
30-06-2025 close31-01-2026 deadline18-09-2026 today
neutral · Filed after the deadline
The financial year that closed on 30-06-2024 was due by 31-01-2025 and was filed on 01-04-2025, 60 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
not filed
2024
60 d late
2023
426 d late
2022
672 d late
2021
52 d early
2020
129 d late
2019
50 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€19k▼ 59.0%
2023 · €46k
2019: €24k
2020: €44k
2021: €69k
2022: €67k
2023: €46k
2019 → 2024
Total assets
€139k▼ 57.7%
2023 · €329k
2019: €84k
2020: €101k
2021: €128k
2022: €226k
2023: €329k
2019 → 2024
Net result
€-27k▼ 30.6%
2023 · €-21k
2019: €24k
2020: €20k
2021: €25k
2022: €-2k
2023: €-21k
2019 → 2024
Working capital
€19k▼ 59.0%
2023 · €46k
2019: €24k
2020: €44k
2021: €69k
2022: €67k
2023: €46k
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€44k-€69k▲ 58.8%€67k▼ 3.5%€46k▼ 31.1%€19k▼ 59.0%
Operating result€24k-€31k▲ 28.8%€-1k€-20k▼ 1,545%€-27k▼ 32.2%
Net result€20k-€25k▲ 24.1%€-2k€-21k▼ 755%€-27k▼ 30.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €27k in 2024 against €20k in 2023; the loss grows and 2024 has the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Equity and liabilities €139k
Equity
€19k▼ 59.0%
Debt
€121k▼ 57.5%
The debt ratio rises from 86.1% to 86.5%. Equity and debt are lower.
Key figures and ratios
Solvency
13.5%▼
2023 · 13.9%
Current ratio
1.16▼
2023 · 1.16
Quick ratio
1.16▼
2023 · 1.16
Debt / equity
6.40▲
2023 · 6.17
ROE
-144.0%▼
2023 · -45.2%
ROA
-19.4%▼
2023 · -6.3%
Debt
€121k▼
2023 · €283k
Debt ≤ 1 year
€121k▼
2023 · €283k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€329k€139k▼
Current assets29/58€329k€139k▼
Amounts receivable within one year40/41€310k€135k▼
Trade receivables40€18k€57k▲
Other amounts receivable41€292k€77k▼
Current investments50/53€19k€5k▼
Cash at bank and in hand54/58€94€94=
Equity and liabilities
Total equity and liabilities10/49€329k€139k▼
Equity10/15€46k€19k▼
Contributions10/11€1k€1k=
Reserves13€100€100=
Non-distributable reserves130/1€100€100=
Reserves not available under the articles1311€100€100=
Profit (loss) carried forward14€45k€18k▼
Amounts payable17/49€283k€121k▼
Amounts payable within one year42/48€283k€121k▼
Trade debts44€282k€119k▼
Suppliers440/4€282k€119k▼
Taxes, remuneration and social security45€1k€1k=
Taxes450/3€1k€1k=
Income statement
Code20232024
Other operating charges640/8€758€6k▲
Gross operating margin9900€-19k€-21k▼
Operating profit (loss)9901€-20k€-27k▼
Financial charges65/66B€572€410▼
Recurring financial charges65€572€410▼
Profit (loss) for the period before taxes9903€-21k€-27k▼
Profit (loss) for the period9904€-21k€-27k▼
Profit (loss) for the period to be appropriated9905€-21k€-27k▼
Appropriation of the result
Profit (loss) to be appropriated9906€45k€18k▼
Profit (loss) brought forward from the previous period14P€66k€45k▼
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
01-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 60 days late
01-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 426 days late
2024
03-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 672 days late
30-06
Financial
Weakest financial yearnet €-27k
Net result drops to €-27k, the lowest in the series.
2021
10-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
30-06
Financial
Highest result since 2019net €25k ▲24.1%
Operating result €31k, net result €25k, both a record.
09-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 129 days late
2019
12-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mouscron · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Marlièrestraat 1647700 MouscronGround area
300 m²
Building footprint
155 m²
Volume, LiDAR
505 m³
2 parcels, Wallonia · tallest building 9.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
LAZAR GRUP
since 20192.283.504.714
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25033B0289/00A000 | Wallonia | 231 m² | 1 · 94 m² | - |
| 54434F1072/00L003 | Wallonia | 68 m² | 1 · 61 m² | 9.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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ESSOR GLOBAL
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Of 7,353 companies in sector 81210 we hold annual accounts for 2,734. 2,085 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formGeneral partnership
Founded26-12-2018
Fiscal year end30-06
Activities, NACEBEL
81210General cleaning of buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.