BRILLANCE
ActiveThe computed 12-month bankruptcy probability of BRILLANCE is 1.7% (moderate). The 2025 annual accounts show equity of €19k and a net result of €8k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 95% of 4422 sector peers (fiscal year 2025). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
78
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+86
Solvency100▲+2
Growth78=
Track record100
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity ample (current ratio 18.12 against 3.41 in 2024; short-term debt: 5.3% and cash: 10.9% of total assets), and 5.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
94.7%
Return on assets
39.5%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €19k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filingsDeviation from the deadline
2025
31 d late
2024
31 d late
2023
68 d late
2022
31 d late
2021
31 d late
2020
31 d late
2019
82 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€19k▲ 71.7%
2024 · €11k
2018: €4k
2019: €-3k
2020: €-2k
2021: €102
2022: €6k
2023: €12k
2024: €11k
2018 → 2025
Total assets
€20k▲ 32.0%
2024 · €15k
2018: €13k
2019: €6k
2020: €2k
2021: €942
2022: €9k
2023: €13k
2024: €15k
2018 → 2025
Net result
€8k
2024 · €-608
2018: €-2k
2019: €-7k
2020: €601
2021: €2k
2022: €5k
2023: €6k
2024: €-608
2018 → 2025
Working capital
€18k▲ 84.0%
2024 · €10k
2018: €-2k
2019: €-6k
2020: €-2k
2021: €-98
2022: €5k
2023: €11k
2024: €10k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€102-€6k▲ 5,359%€12k▲ 107%€11k▼ 5.3%€19k▲ 71.7%
Operating result€3k-€7k▲ 143%€9k▲ 18.7%€-498€13k
Net result€2k-€5k▲ 129%€6k▲ 9.3%€-608€8k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €13k after a loss of €498 in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €20k
Fixed assets
€637▼ 40.7%
Current assets
€19k▲ 37.6%
Equity and liabilities €20k
Equity
€19k▲ 71.7%
Debt
€1k▼ 74.1%
The debt ratio falls from 27.2% to 5.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€14k▲
2024 · €-61
Cash flow
€8k▲
2024 · €-171
Solvency
94.7%▲
2024 · 72.8%
Current ratio
18.12▲
2024 · 3.41
Quick ratio
18.12▲
2024 · 3.41
Debt / equity
0.06▼
2024 · 0.37
ROE
41.8%▲
2024 · -5.6%
ROA
39.5%▲
2024 · -4.0%
Interest coverage
235.45▲
2024 · -0.55
Debt
€1k▼
2024 · €4k
Debt ≤ 1 year
€1k▼
2024 · €4k
Income taxes
€5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€15k€20k▲
Fixed assets21/28€1k€637▼
Tangible fixed assets22/27€875€437▼
Plant, machinery and equipment23€875€437▼
Financial fixed assets28€200€200=
Current assets29/58€14k€19k▲
Amounts receivable within one year40/41€11k€16k▲
Trade receivables40€8k€13k▲
Other amounts receivable41€3k€3k▼
Cash at bank and in hand54/58€2k€2k▲
Deferred charges and accrued income490/1€797€1k▲
Equity and liabilities
Total equity and liabilities10/49€15k€20k▲
Equity10/15€11k€19k▲
Contributions10/11€6k€6k=
Profit (loss) carried forward14€5k€13k▲
Amounts payable17/49€4k€1k▼
Amounts payable within one year42/48€4k€1k▼
Financial debts43€1k€801▼
Credit institutions430/8€1k€801▼
Trade debts44€2k€259▼
Suppliers440/4€2k€259▼
Taxes, remuneration and social security45€307-
Taxes450/3€307-
Other amounts payable47/48€533-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€437€437=
Other operating charges640/8€847€1k▲
Gross operating margin9900€786€15k▲
Operating profit (loss)9901€-498€13k▲
Financial charges65/66B€110€58▼
Recurring financial charges65€110€58▼
Profit (loss) for the period before taxes9903€-608€13k▲
Income taxes67/77-€5k
Profit (loss) for the period9904€-608€8k▲
Profit (loss) for the period to be appropriated9905€-608€8k▲
Appropriation of the result
Profit (loss) to be appropriated9906€5k€13k▲
Profit (loss) brought forward from the previous period14P€5k€5k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Back to profitnet €8k
Net result €8k after one loss-making year.
31-12
Financial
Liquidity times 5current ratio 18.12
Current ratio from 3.41 to 18.12; short-term debt falls from €4k to €1k.
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
07-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 68 days late
2023
31-12
Financial
Liquidity triplescurrent ratio 7.16
Current ratio from 2.58 to 7.16; short-term debt falls from €3k to €2k.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Liquidity triplescurrent ratio 2.58
Current ratio from 0.88 to 2.58.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Back to profitnet €601
Net result €601 after 2 loss-making years.
21-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 82 days late
2019
31-12
Financial
Weakest financial yearnet €-7k
Net result drops to €-7k, the lowest in the series; recovery starts the following year.
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Jans-Molenbeek
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Jubelfeestlaan 611080 Sint-Jans-MolenbeekGround area
381 m²
Building footprint
205 m²
Volume, LiDAR
4,277 m³
Parcel 21012A0078/00B016, Brussels · tallest building 24.0 m, ±7 floors. Linked by address, not a title deed.
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21012A0078/00B016 | Brussels | 381 m² | 1 · 205 m² | 24.0 m · 7 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 7,351 companies in sector 81210 we hold annual accounts for 2,731. 2,083 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-04-2018
Fiscal year end31-12
Activities, NACEBEL
81210General cleaning of buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.