Lauravid
ActiveSummary
Lauravid has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €35k and a net result of €32k. Its solvency ranks better than 60% of 18280 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
76
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency70
Growth-
Track record67
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity ample (current ratio 1.84; short-term debt: 54.4% and cash: 72% of total assets), but 54.7% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
45.3%
Return on assets
41.4%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
24 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2025, micro schema
Equity
€35k
Total assets
€77k
Net result
€32k
Working capital
€35k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Equity and liabilities €77k
Equity
€35k
Debt
€42k
Debt finances 54.7% of the balance-sheet total.
Key figures and ratios
Current ratio
1.84
Debt to equity
1.21
ROE
91.4%
ROA
41.4%
Debt ≤ 1 year
€42k
Income taxes
€19k
Filed annual accounts As filed with the NBB · 2025 · 30 lines
Balance sheet
Code2025
Assets
Total assets20/58€77k
Current assets29/58€77k
Amounts receivable within one year40/41€22k
Trade receivables40€22k
Cash at bank and in hand54/58€56k
Equity and liabilities
Total equity and liabilities10/49€77k
Equity10/15€35k
Contributions10/11€3k
Reserves13€32k
Distributable reserves133€32k
Amounts payable17/49€42k
Amounts payable within one year42/48€42k
Trade debts44€4k
Suppliers440/4€4k
Taxes, remuneration and social security45€31k
Taxes450/3€31k
Other amounts payable47/48€7k
Accrued charges and deferred income492/3€238
Income statement
Code2025
Other operating charges640/8€400
Gross operating margin9900€51k
Operating profit (loss)9901€51k
Financial charges65/66B€305
Recurring financial charges65€305
Profit (loss) for the period before taxes9903€51k
Income taxes67/77€19k
Profit (loss) for the period9904€32k
Profit (loss) for the period to be appropriated9905€32k
Appropriation of the result
Profit (loss) to be appropriated9906€32k
Transfer to equity691/2€32k
To other reserves6921€32k
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
24-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 24 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zwevegem · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ellestraat(Z) 818550 ZwevegemGround area
1,867 m²
Building footprint
350 m²
Volume, LiDAR
1,042 m³
Parcel 34042B0299/00F000, Flanders · tallest building 4.5 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Lauravid
since 20252.369.791.756
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34042B0299/00F000 | Flanders | 1,867 m² | 1 · 349 m² | 4.5 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
L2CARS
BE 0798.927.434
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AUTO PRO
BE 0845.018.072
Sint-Pieters-Leeuw · Eq €34,882
Reverdo
BE 1011.937.355
Wommelgem · Eq €34,872
M.G. AUTOMOBILES
BE 0743.816.982
Aiseau-Presles · Eq €34,918
JET-SET CAR CENTER
BE 0465.015.921
Blégny · Eq €34,919
Of 10,671 companies in sector 47811 we hold annual accounts for 5,222. 3,082 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-01-2025
Fiscal year end31-12
Activities, NACEBEL 2025
47811Retail sale of cars and light vans (up to 3.5 tonnes)
64210Activities of holding companies
70200Business and other management consultancy
73300Public relations and communication consultancy
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.