L2CARS
ActiveSummary
The computed 12-month bankruptcy probability of L2CARS is 1.8% (moderate). The 2025 annual accounts show equity of €35k and a net result of €9k. Its solvency ranks better than 94% of 18280 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
85
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability97▲+97
Solvency100=
Growth78
Track record94
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity ample (current ratio 9.56 against 19.48 in 2024; short-term debt: 10.5% and cash: 63.9% of total assets), and 10.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
89.5%
Return on assets
23.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-06-2026, 59 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
59 d early
2024
38 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€35k▲ 36.4%
2024 · €26k
2024: €26k
2024 → 2025
Total assets
€39k▲ 44.5%
2024 · €27k
2024: €27k
2024 → 2025
Net result
€9k
2024 · €-4k
2024: €-4k
2024 → 2025
Working capital
€35k▲ 36.4%
2024 · €26k
2024: €26k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€26k-€35k▲ 36.4%
Operating result€-4k-€11k
Net result€-4k-€9k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €11k after a loss of €4k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €39k
Equity
€35k ▲ 36.4%
Debt
€4k ▲ 194%
Debt's share of the balance-sheet total rises from 5.1% to 10.5%. Equity and debt are higher.
Key figures and ratios
Current ratio
9.56▼
2024 · 19.48
Debt to equity
0.12▲
2024 · 0.05
ROE
26.7%▲
2024 · -17.3%
ROA
23.9%▲
2024 · -16.4%
Debt ≤ 1 year
€4k▲
2024 · €1k
Income taxes
€1k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 31 lines
Balance sheet
Code20242025
Assets
Total assets20/58€27k€39k▲
Current assets29/58€27k€39k▲
Amounts receivable within one year40/41€12k€14k▲
Trade receivables40€11k€14k▲
Other amounts receivable41€500€0▼
Cash at bank and in hand54/58€15k€25k▲
Equity and liabilities
Total equity and liabilities10/49€27k€39k▲
Equity10/15€26k€35k▲
Contributions10/11€30k€30k=
Reserves13-€5k
Distributable reserves133-€5k
Profit (loss) carried forward14€-4k€0▲
Amounts payable17/49€1k€4k▲
Amounts payable within one year42/48€1k€4k▲
Taxes, remuneration and social security45€1k€4k▲
Taxes450/3€1k€4k▲
Income statement
Code20242025
Other operating charges640/8€2k€677▼
Gross operating margin9900€-2k€12k▲
Operating profit (loss)9901€-4k€11k▲
Financial income75/76B€0€0▼
Recurring financial income75€0€0▼
Financial charges65/66B€290€435▲
Recurring financial charges65€290€435▲
Profit (loss) for the period before taxes9903€-4k€11k▲
Income taxes67/77-€1k
Profit (loss) for the period9904€-4k€9k▲
Profit (loss) for the period to be appropriated9905€-4k€9k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-4k€5k▲
Profit (loss) brought forward from the previous period14P-€-4k
Transfer to equity691/2-€5k
To other reserves6921-€5k
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €9k
Net result €9k after one loss-making year.
23-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ichtegem · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Arthur Coussensstraat(ICH) 488480 IchtegemGround area
2,395 m²
Building footprint
925 m²
Volume, LiDAR
4,191 m³
Parcel 35006B0484/00K002, Flanders · tallest building 6.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
L2CARS
since 20232.342.692.530
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 35006B0484/00K002 | Flanders | 2,395 m² | 1 · 925 m² | 6.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Lauravid
BE 1018.960.353
Zwevegem · Eq €34,886
AUTO PRO
BE 0845.018.072
Sint-Pieters-Leeuw · Eq €34,882
Reverdo
BE 1011.937.355
Wommelgem · Eq €34,872
M.G. AUTOMOBILES
BE 0743.816.982
Aiseau-Presles · Eq €34,918
JET-SET CAR CENTER
BE 0465.015.921
Blégny · Eq €34,919
Of 10,671 companies in sector 47811 we hold annual accounts for 5,222. 3,082 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-02-2023
Fiscal year end31-12
Activities, NACEBEL 2025
47811Retail sale of cars and light vans (up to 3.5 tonnes)
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.