LASERSPEC
ActiveLASERSPEC has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €39k and a net result of €4k. Equity is shrinking by ~33.9% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. Its solvency ranks better than 17% of 11614 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability48▲+48
Solvency25▲+2
Growth32=
Stability100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity tight (current ratio 1.17 against 1.15 in 2023), and 85% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
15%
Return on assets
1.4%
Age of the figures
20 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 11614 sector peers (2024).
NBB · sector comparisonPosition among 11614 sector peers
Solvency
better than 17%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
61 d late
2023
129 d late
2022
397 d late
2021
125 d late
2020
431 d late
2019
796 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€39k▲ 10.6%
2023 · €35k
2018: €189k
2019: €68k
2020: €135k
2021: €147k
2022: €74k
2023: €35k
2018 → 2024
Total assets
€260k▲ 0.4%
2023 · €259k
2018: €366k
2019: €527k
2020: €573k
2021: €387k
2022: €346k
2023: €259k
2018 → 2024
Net result
€4k
2023 · €-39k
2018: €7k
2019: €-121k
2020: €67k
2021: €12k
2022: €-73k
2023: €-39k
2018 → 2024
Working capital
€38k▲ 11.4%
2023 · €34k
2018: €183k
2019: €66k
2020: €184k
2021: €193k
2022: €69k
2023: €34k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€135k-€147k▲ 8.7%€74k▼ 49.9%€35k▼ 52.4%€39k▲ 10.6%
Operating result€76k-€16k▼ 79.0%€-40k€-28k▲ 30.5%€2k
Net result€67k-€12k▼ 82.6%€-73k€-39k▲ 47.3%€4k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €2k after a loss of €28k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €260k
Fixed assets
€2k▲ 25.7%
Current assets
€258k▲ 0.3%
Equity and liabilities €260k
Equity
€39k▲ 10.6%
Debt
€221k▼ 1.1%
The debt ratio falls from 86.4% to 85.0%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€3k▲
2023 · €-24k
Cash flow
€5k▲
2023 · €-35k
Solvency
15.0%▲
2023 · 13.6%
Current ratio
1.17▲
2023 · 1.15
Quick ratio
0.74▲
2023 · 0.73
Debt / equity
5.68▼
2023 · 6.36
ROE
9.6%▲
2023 · -109.9%
ROA
1.4%▲
2023 · -14.9%
Interest coverage
2.67▲
2023 · -16.50
Debt
€221k▼
2023 · €223k
Debt ≤ 1 year
€220k▼
2023 · €223k
Income taxes
€140▼
2023 · €10k
Staff costs
€92k▼
2023 · €93k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€259k€260k▲
Fixed assets21/28€1k€2k▲
Tangible fixed assets22/27€1k€1k▲
Furniture and vehicles24€1k€1k▲
Financial fixed assets28€209€209=
Current assets29/58€257k€258k▲
Stocks and contracts in progress3€95k€95k=
Stocks30/36€95k€95k=
Amounts receivable within one year40/41€102k€141k▲
Trade receivables40€101k€140k▲
Other amounts receivable41€1k€525▼
Cash at bank and in hand54/58€59k€22k▼
Deferred charges and accrued income490/1€999€221▼
Equity and liabilities
Total equity and liabilities10/49€259k€260k▲
Equity10/15€35k€39k▲
Contributions10/11€6k€6k=
Reserves13€81k€81k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€79k€79k=
Profit (loss) carried forward14€-52k€-48k▲
Amounts payable17/49€223k€221k▼
Amounts payable within one year42/48€223k€220k▼
Trade debts44€28k€21k▼
Suppliers440/4€28k€21k▼
Taxes, remuneration and social security45€58k€74k▲
Taxes450/3€20k€29k▲
Remuneration and social security454/9€37k€45k▲
Other amounts payable47/48€138k€126k▼
Accrued charges and deferred income492/3€38€522▲
Income statement
Code20232024
Non-recurring operating income76A€0-
Remuneration, social security and pensions62€93k€92k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€1k▼
Other operating charges640/8€13k€8k▼
Non-recurring operating charges66A€0-
Gross operating margin9900€82k€102k▲
Operating profit (loss)9901€-28k€2k▲
Financial income75/76B€97€4k▲
Recurring financial income75€42€0▼
Non-recurring financial income76B€55€4k▲
Financial charges65/66B€1k€1k▼
Recurring financial charges65€1k€1k▼
Non-recurring financial charges66B-€301
Profit (loss) for the period before taxes9903€-29k€4k▲
Income taxes67/77€10k€140▼
Profit (loss) for the period9904€-39k€4k▲
Profit (loss) for the period to be appropriated9905€-39k€4k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-52k€-48k▲
Profit (loss) brought forward from the previous period14P€-13k€-52k▼
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
31-12
Financial
Back to profitnet €4k
Net result €4k after 2 loss-making years.
07-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 129 days late
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 397 days late
2022
03-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 125 days late
05-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 431 days late
05-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 796 days late
2020
31-12
Financial
Back to profitnet €67k
Net result €67k after one loss-making year.
31-12
Financial
Equity above €100kEq €135k ▲99%
Equity rises from €68k to €135k.
2019
31-12
Financial
Weakest financial yearnet €-121k ▼1910%
Net result drops to €-121k, the lowest in the series; recovery starts the following year.
30-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 61 days late
26-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 360 days late
2017
11-10
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 72 days late
2016
29-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Namur · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Trieux-Scieurs(ML) 155020 NamurGround area
4,162 m²
Building footprint
263 m²
Volume, LiDAR
1,711 m³
2 parcels, Wallonia · tallest building 9.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Chemin du Gros-Buisson 23, 5020 Namur
since 20012.098.005.080
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92082C0035/00L000 | Wallonia | 2,916 m² | 1 · 143 m² | 6.9 m · 2 fl. |
| 92082B0352/00C002 | Wallonia | 1,246 m² | 1 · 120 m² | 9.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,894 companies in sector 46460 we hold annual accounts for 1,114. 433 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded23-03-2001
Fiscal year end31-12
Activities, NACEBEL
46460Wholesale of pharmaceutical and medical goods
71121Engineering and related technical consultancy, excluding land surveyors
74203
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.