LIVAUDIO
ActiveLIVAUDIO has been active since 1983 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €38k and a net result of €-30k. Equity is growing by ~12.6% per year across the filed fiscal years. Its solvency ranks better than 29% of 11209 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
49
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability12▼-17
Solvency39▼-11
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity ample (current ratio 1.84 against 2.5 in 2024; short-term debt: 44.1% and cash: 23% of total assets), but 85.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
14.4%
Return on assets
-11.5%
Age of the figures
15 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year €-30k
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 20-02-2026, 20 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
20 d late
2024
9 d late
2023
1 d late
2022
on the day
2021
on the day
2020
2 d early
2019
10 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close17-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€38k▼ 44.4%
2024 · €68k
2019: €-21k
2020: €22k
2021: €62k
2022: €70k
2023: €68k
2024: €68k
2019 → 2025
Total assets
€263k▼ 1.5%
2024 · €267k
2019: €197k
2020: €173k
2021: €188k
2022: €159k
2023: €278k
2024: €267k
2019 → 2025
Net result
€-30k▼ 16,836%
2024 · €-178
2019: €-81k
2020: €43k
2021: €40k
2022: €8k
2023: €-2k
2024: €-178
2019 → 2025
Working capital
€97k▼ 16.4%
2024 · €116k
2019: €13k
2020: €42k
2021: €87k
2022: €104k
2023: €138k
2024: €116k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€62k-€70k▲ 12.6%€68k▼ 2.5%€68k▼ 0.3%€38k▼ 44.4%
Operating result€43k-€61k▲ 44.0%€63k▲ 3.4%€29k▼ 54.8%€22k▼ 22.3%
Net result€40k-€8k▼ 80.4%€-2k€-178▲ 89.8%€-30k▼ 16,836%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 22% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €263k
Fixed assets
€50k▼ 32.0%
Current assets
€213k▲ 10.0%
Equity and liabilities €263k
Equity
€38k▼ 44.4%
Debt
€225k▲ 13.1%
The debt ratio rises from 74.6% to 85.6%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€46k▼
2024 · €49k
Cash flow
€-7k▼
2024 · €20k
Solvency
14.4%▼
2024 · 25.4%
Current ratio
1.84▼
2024 · 2.50
Quick ratio
1.58▼
2024 · 1.96
Debt / equity
5.96▲
2024 · 2.93
ROE
-79.7%▼
2024 · -0.3%
ROA
-11.5%▼
2024 · -0.1%
Interest coverage
0.88▼
2024 · 1.22
Debt
€225k▲
2024 · €199k
Debt ≤ 1 year
€116k▲
2024 · €77k
Debt > 1 year
€103k▼
2024 · €118k
Income taxes
€219▼
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€267k€263k▼
Fixed assets21/28€73k€50k▼
Tangible fixed assets22/27€73k€50k▼
Furniture and vehicles24€73k€50k▼
Current assets29/58€194k€213k▲
Stocks and contracts in progress3€42k€30k▼
Stocks30/36€42k€30k▼
Amounts receivable within one year40/41€111k€121k▲
Trade receivables40€95k€113k▲
Other amounts receivable41€16k€7k▼
Cash at bank and in hand54/58€39k€61k▲
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€267k€263k▼
Equity10/15€68k€38k▼
Contributions10/11€65k€65k=
Reserves13€7k€7k=
Non-distributable reserves130/1€7k€7k=
Reserves not available under the articles1311€7k€7k=
Profit (loss) carried forward14€-4k€-34k▼
Amounts payable17/49€199k€225k▲
Amounts payable after more than one year17€118k€103k▼
Financial debts170/4€52k€37k▼
Other amounts payable178/9€67k€67k=
Amounts payable within one year42/48€77k€116k▲
Current portion of amounts payable after more than one year42€15k€15k▲
Trade debts44€60k€69k▲
Suppliers440/4€60k€69k▲
Taxes, remuneration and social security45€0€5k▲
Taxes450/3€0€5k▲
Other amounts payable47/48€2k€27k▲
Accrued charges and deferred income492/3€4k€6k▲
Income statement
Code20242025
Non-recurring operating income76A€262€10▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20k€23k▲
Other operating charges640/8€786€1k▲
Non-recurring operating charges66A€63€714▲
Gross operating margin9900€50k€47k▼
Operating profit (loss)9901€29k€22k▼
Financial income75/76B€15k€0▼
Recurring financial income75€15k€0▼
Non-recurring financial income76B€15k€0▼
Financial charges65/66B€43k€52k▲
Recurring financial charges65€40k€52k▲
Non-recurring financial charges66B€3k€339▼
Profit (loss) for the period before taxes9903€827€-30k▼
Income taxes67/77€1k€219▼
Profit (loss) for the period9904€-178€-30k▼
Profit (loss) for the period to be appropriated9905€-178€-30k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-4k€-34k▼
Profit (loss) brought forward from the previous period14P€-3k€-4k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 20 days late
2025
09-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 9 days late
2024
01-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 1 day late
2023
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial
Back to profitnet €43k
Net result €43k after one loss-making year.
21-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
08-11
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
19-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
01-06
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tervuren · 2 establishment units since 1983
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Moorselboslaan 8B3080 TervurenGround area
2,861 m²
Building footprint
649 m²
Volume, LiDAR
5,695 m³
3 parcels, Brussels, Flanders · tallest building 19.5 m, ±6 floors. Linked by address, not a title deed.
2 establishment units
MAGASIN JULIE
since 19832.037.623.966
Tilmontstraat 64, 1090 Jette
since 19832.037.624.065
3 parcels
Flanders
1
(33.3%)
Brussels
2
(66.7%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24104B0005/00V007 | Flanders | 1,459 m² | 1 · 169 m² | - |
| 21463D0283/00T058 | Brussels | 1,170 m² | 1 · 119 m² | 14.5 m · 3 fl. |
| 21522B0639/00F000 | Brussels | 231 m² | 1 · 361 m² | 19.5 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 2
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
254900ZZ5VKPUI4PFJ70
Similar companies · same sector, comparable size
DISTRIDENTA
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Z-PROJECTS
BE 0808.009.307
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Laboratoire du Docteur Vétérinaire Domicent
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Bio Wink
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Of 1,897 companies in sector 46460 we hold annual accounts for 1,116. 427 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-07-1983
Fiscal year end30-06
Activities, NACEBEL
46460Wholesale of pharmaceutical and medical goods
46360Wholesale trade
47740Retail trade
47741Retail sale of medical and orthopaedic goods, excluding prescription glasses and lenses
Sources
Crossroads Bank for EnterprisesNational Bank · 41 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.