Kuppens Management
ActiveKuppens Management has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €60k and a net result of €26k. Equity is growing by ~68.4% per year across the filed fiscal years. Its solvency ranks better than 47% of 31540 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
88
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability97▼-3
Solvency77▲+11
Growth78=
Track record82
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 3.59 against 2.53 in 2024; short-term debt: 14.1% and cash: 36.2% of total assets), and 47.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
52.4%
Return on assets
22.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-03-2026, 126 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
126 d early
2024
22 d early
2023
22 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€60k▲ 75.7%
2024 · €34k
2023: €13k
2024: €34k
2023 → 2025
Total assets
€114k▲ 37.9%
2024 · €83k
2023: €22k
2024: €83k
2023 → 2025
Net result
€26k▲ 23.8%
2024 · €21k
2023: €10k
2024: €21k
2023 → 2025
Working capital
€42k▲ 126%
2024 · €18k
2023: €13k
2024: €18k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€13k-€34k▲ 157%€60k▲ 75.7%
Operating result€13k-€28k▲ 118%€36k▲ 27.6%
Net result€10k-€21k▲ 103%€26k▲ 23.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2025 is 28% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €114k
Fixed assets
€57k▲ 7.8%
Current assets
€58k▲ 89.7%
Equity and liabilities €114k
Equity
€60k▲ 75.7%
Debt
€54k▲ 11.5%
The debt ratio falls from 58.9% to 47.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€50k▲
2024 · €35k
Cash flow
€40k▲
2024 · €28k
Solvency
52.4%▲
2024 · 41.1%
Current ratio
3.59▲
2024 · 2.53
Quick ratio
3.59▲
2024 · 2.53
Debt / equity
0.91▼
2024 · 1.43
ROE
43.1%▼
2024 · 61.1%
ROA
22.6%▼
2024 · 25.1%
Interest coverage
18.50▼
2024 · 19.67
Debt
€54k▲
2024 · €49k
Debt ≤ 1 year
€16k▲
2024 · €12k
Debt > 1 year
€38k▲
2024 · €37k
Income taxes
€7k▲
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€83k€114k▲
Fixed assets21/28€52k€57k▲
Tangible fixed assets22/27€52k€57k▲
Leasing and similar rights25€52k€57k▲
Current assets29/58€30k€58k▲
Amounts receivable within one year40/41€12k€16k▲
Trade receivables40€12k€15k▲
Other amounts receivable41€0€2k▲
Cash at bank and in hand54/58€18k€41k▲
Deferred charges and accrued income490/1€59€125▲
Equity and liabilities
Total equity and liabilities10/49€83k€114k▲
Equity10/15€34k€60k▲
Contributions10/11€3k€3k=
Reserves13€31k€57k▲
Distributable reserves133€31k€57k▲
Amounts payable17/49€49k€54k▲
Amounts payable after more than one year17€37k€38k▲
Financial debts170/4€37k€38k▲
Amounts payable within one year42/48€12k€16k▲
Current portion of amounts payable after more than one year42€10k€14k▲
Trade debts44€346€589▲
Suppliers440/4€346€589▲
Taxes, remuneration and social security45€2k€2k▼
Taxes450/3€2k€2k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€14k▲
Other operating charges640/8€451€668▲
Gross operating margin9900€36k€50k▲
Operating profit (loss)9901€28k€36k▲
Financial charges65/66B€2k€3k▲
Recurring financial charges65€2k€3k▲
Profit (loss) for the period before taxes9903€26k€33k▲
Income taxes67/77€5k€7k▲
Profit (loss) for the period9904€21k€26k▲
Profit (loss) for the period to be appropriated9905€21k€26k▲
Appropriation of the result
Profit (loss) to be appropriated9906€21k€26k▲
Transfer to equity691/2€21k€26k▲
To other reserves6921€21k€26k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2023net €26k ▲23.8%
Operating result €36k, net result €26k, both a record.
09-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
09-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lommel · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lodewijk De Raetstraat 103920 LommelGround area
2,751 m²
Building footprint
796 m²
Volume, LiDAR
5,241 m³
Parcel 72020C1399/00V005, Flanders · tallest building 7.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Kuppens Management
since 20232.350.505.087
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72020C1399/00V005 | Flanders | 2,751 m² | 1 · 796 m² | 7.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,524 companies in sector 70200 we hold annual accounts for 52,566. 39,005 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-10-2023
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
64200Holdings
64210Activities of holding companies
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.