Kribbe Sint-Jacob
ActiveSummary
Kribbe Sint-Jacob has been active since 1970 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €1.08M and a net result of €-116k. Equity is growing by ~6.8% per year across the filed fiscal years. Its solvency ranks better than 92% of 615 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is < 0.1% (very low).
Checked score
Score 2024
69
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability5▼-81
Solvency100=
Growth48▼-18
Track record100
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €20k at 30 days acceptable
Liquidity ample (current ratio 8.68 against 9.48 in 2023; short-term debt: 11.3% and cash: 13.2% of total assets), and 11.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 88
Relative position
BE, all sectors
reference
Sector 88
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
88.4%
Return on assets
-9.5%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 24-06-2025, 37 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
37 d early
2023
47 d early
2022
46 d early
2021
39 d early
2020
8 d early
2019
29 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, abbreviated schema
Turnover
€205k▼ 4.7%
2023 · €215k
2018: €188k
2019: €192k
2020: €172k
2022: €194k
2023: €215k
2018 → 2024
EBIT margin
-63.8%▼ 109.3pp
2023 · 45.4%
2018: 43.2%
2019: 33.8%
2020: 53.4%
2022: 26.7%
2023: 45.4%
2018 → 2024
Net result
€-116k
2023 · €110k
2018: €80k
2019: €61k
2020: €98k
2021: €66k
2022: €55k
2023: €110k
2018 → 2024
Working capital
€1.06M▼ 9.5%
2023 · €1.18M
2018: €786k
2019: €832k
2020: €932k
2021: €1.01M
2022: €1.06M
2023: €1.18M
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Turnover€172k-€194k€215k▲ 11.0%€205k▼ 4.7%
Equity€970k-€1.04M▲ 6.8%€1.09M▲ 5.3%€1.20M▲ 10.1%€1.08M▼ 9.7%
Operating result€92k-€60k▼ 35.3%€52k▼ 13.1%€98k▲ 88.7%€-131k
Net result€98k-€66k▼ 32.6%€55k▼ 17.6%€110k▲ 102%€-116k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €131k after €98k in 2023, the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.23M
Fixed assets
€23k ▼ 8.1%
Current assets
€1.20M ▼ 8.5%
Equity and liabilities €1.23M
Equity
€1.08M ▼ 9.7%
Debt
€142k ▲ 1.5%
Debt's share of the balance-sheet total rises from 10.4% to 11.6%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-118k▼
2023 · €109k
Cash flow
€-104k▼
2023 · €121k
Current ratio
8.68▼
2023 · 9.48
Debt to equity
0.13▲
2023 · 0.12
ROE
-10.7%▼
2023 · 9.2%
ROA
-9.5%▼
2023 · 8.2%
Interest coverage
-108.57▼
2023 · 88.18
Debt ≤ 1 year
€139k▼
2023 · €139k
Income taxes
€6k▼
2023 · €8k
Staff costs
€1.31M▲
2023 · €957k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 49 lines
Balance sheet
Code20232024
Assets
Total assets20/58€1.34M€1.23M▼
Fixed assets21/28€25k€23k▼
Intangible fixed assets21€3k€2k▼
Tangible fixed assets22/27€22k€21k▼
Plant, machinery and equipment23€5k€7k▲
Furniture and vehicles24-€1k
Other tangible fixed assets26€17k€13k▼
Financial fixed assets28€50€50=
Current assets29/58€1.32M€1.20M▼
Amounts receivable within one year40/41€63k€93k▲
Trade receivables40€20k€20k▼
Other amounts receivable41€43k€73k▲
Current investments50/53€992k€892k▼
Cash at bank and in hand54/58€255k€162k▼
Deferred charges and accrued income490/1€5k€56k▲
Equity and liabilities
Total equity and liabilities10/49€1.34M€1.23M▼
Equity10/15€1.20M€1.08M▼
Contributions10/11€468k€468k=
Capital10€468k€468k=
Reserves13€733k€616k▼
Profit (loss) carried forward14€644€644=
Amounts payable17/49€140k€142k▲
Amounts payable within one year42/48€139k€139k▼
Trade debts44€4k€4k▼
Suppliers440/4€4k€4k▼
Taxes, remuneration and social security45€115k€115k=
Taxes450/3-€336
Remuneration and social security454/9€115k€115k▼
Accrued charges and deferred income492/3€955€3k▲
Income statement
Code20232024
Turnover70€215k€205k▼
Goods, raw materials, services and sundry goods60/61€151k€170k▲
Remuneration, social security and pensions62€957k€1.31M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€13k▲
Other operating charges640/8€1k€2k▲
Gross operating margin9900€1.07M€1.19M▲
Operating profit (loss)9901€98k€-131k▼
Financial income75/76B€22k€21k▼
Recurring financial income75€22k€21k▼
Financial charges65/66B€1k€1k▼
Recurring financial charges65€1k€1k▼
Profit (loss) for the period before taxes9903€118k€-111k▼
Income taxes67/77€8k€6k▼
Profit (loss) for the period9904€110k€-116k▼
Profit (loss) for the period to be appropriated9905€110k€-116k▼
Appropriation of the result
Profit (loss) to be appropriated9906€733k€-116k▼
Profit (loss) brought forward from the previous period14P€623k€644▼
From contributions791-€116k
To contributions691€733k-
Social balance
Average headcount (FTE)908718.019.4▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
24-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Weakest financial yearnet €-116k ▼205%
Net result drops to €-116k, the lowest in the series.
14-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Highest result since 2018net €110k ▲102%
Operating result €98k, net result €110k, both a record.
15-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
22-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Equity above €1MEq €1.04M ▲6.8%
4 profitable years in a row build equity to €1.04M.
23-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
02-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
04-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
12-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
14-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
23-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
12 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Leuven · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vriesenhof 7A3000 LeuvenGround area
1,319 m²
Parcel 24505F1069/00A000, Flanders. Linked by address, not a title deed.
1 establishment unit
Kribbe Sint-Jacob
since 20062.150.793.569
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24505F1069/00A000 | Flanders | 1,319 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 12 entries · 3,992,065 EUR awarded · 3,992,065 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 3 | 1,144,887 EUR | 1,144,917 EUR |
| 2024 | 3 | 1,015,179 EUR | 1,015,149 EUR |
| 2023 | 3 | 934,186 EUR | 934,186 EUR |
| 2022 | 3 | 897,813 EUR | 897,813 EUR |
Schemes
Subsidies voorschoolse kinderopvang
Subsidie aan instellingen in het beleidsdomein Welzijn, Volksgezondheid en Gezin voor de tussenkomst in de energiekost in 2023
Subsidies jeugdhulp
Vlaams opleidingsverlof (VOV)
Inkomenstarief kinderopvang
Recognitions · licences · registrations
Food safety, FASFC
1 siteLeuven2.150.793.569
Care and welfare
2 services · 1 liveSint-Jacob
Sint-Jacob
Legal Entity Identifier
967600UQ5QTDYPLPNS79
Similar companies · same sector, comparable size
DE VLAM
BE 0880.312.315
Antwerpen · Eq €1,089,520
Les Bourgeons
BE 0417.870.060
Sint-Lambrechts-Woluwe · Eq €1,075,940
Pardoes, dienst voor onthaalouders
BE 0417.400.205
Mechelen · Eq €1,094,620
Bellenblaaz
BE 0430.618.434
Antwerpen · Eq €1,095,933
De Knuffel
BE 0443.527.847
Mortsel · Eq €1,100,040
Of 1,590 companies in sector 88911 we hold annual accounts for 707. 398 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formNon-profit association
Founded16-09-1970
Fiscal year end31-12
Activities, NACEBEL 2025
88911Day nurseries and crèches
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.kribbesintjacob.be
E-mail:kribbe@kribbesintjacob.be