DE VLAM
ActiveSummary
DE VLAM has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.09M and a net result of €38k. Equity remains stable across the filed fiscal years (±0.5% per year). Its solvency ranks better than 65% of 387 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).
Checked score
Score 2025
82
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability72▼-6
Solvency94▲+3
Growth78=
Track record100
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €85k at 30 days acceptable
Liquidity ample (current ratio 1.68 against 1.94 in 2024; short-term debt: 3.5% and cash: 1.4% of total assets), and 31.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 88
Relative position
BE, all sectors
reference
Sector 88
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
68.9%
Return on assets
2.4%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-06-2026, 51 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
51 d early
2024
50 d early
2023
64 d early
2022
23 d late
2021
10 d early
2020
9 d early
2019
63 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€1.09M▲ 0.2%
2024 · €1.09M
2018: €1.05M
2019: €1.02M
2020: €1.07M
2021: €1.04M
2022: €1.03M
2023: €998k
2024: €1.09M
2018 → 2025
Total assets
€1.58M▼ 3.4%
2024 · €1.64M
2018: €2.17M
2019: €2.03M
2020: €1.78M
2021: €1.71M
2022: €1.67M
2023: €1.66M
2024: €1.64M
2018 → 2025
Net result
€38k▼ 69.6%
2024 · €124k
2018: €-28k
2019: €-2k
2020: €82k
2021: €8k
2022: €21k
2023: €8k
2024: €124k
2018 → 2025
Working capital
€37k▼ 27.3%
2024 · €51k
2018: €628k
2019: €-135k
2020: €-29k
2021: €-29k
2022: €-18k
2023: €-29k
2024: €51k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.04M-€1.03M▼ 1.3%€998k▼ 2.6%€1.09M▲ 8.9%€1.09M▲ 0.2%
Operating result€-18k-€-5k▲ 69.9%€-19k▼ 249%€96k€10k▼ 90.0%
Net result€8k-€21k▲ 149%€8k▼ 62.0%€124k▲ 1,445%€38k▼ 69.6%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 90% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.58M
Fixed assets
€1.49M ▼ 2.7%
Current assets
€92k ▼ 12.8%
Equity and liabilities €1.58M
Equity
€1.09M ▲ 0.2%
Debt
€492k ▼ 10.5%
Debt's share of the balance-sheet total falls from 33.6% to 31.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€64k▼
2024 · €150k
Cash flow
€92k▼
2024 · €177k
Current ratio
1.68▼
2024 · 1.94
Quick ratio
1.66▼
2024 · 1.92
Debt to equity
0.45▼
2024 · 0.51
ROE
3.4%▼
2024 · 11.4%
ROA
2.4%▼
2024 · 7.5%
Interest coverage
8.77▼
2024 · 19.33
Debt ≤ 1 year
€55k▲
2024 · €54k
Debt > 1 year
€437k▼
2024 · €496k
Staff costs
€814k▲
2024 · €704k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 39 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.64M€1.58M▼
Fixed assets21/28€1.53M€1.49M▼
Tangible fixed assets22/27€1.53M€1.49M▼
Land and buildings22€1.52M€1.48M▼
Plant, machinery and equipment23€4k€3k▼
Furniture and vehicles24€9k€10k▲
Current assets29/58€106k€92k▼
Stocks and contracts in progress3€975€1k▲
Stocks30/36€975€1k▲
Amounts receivable within one year40/41€6k€9k▲
Trade receivables40€6k€9k▲
Cash at bank and in hand54/58€18k€23k▲
Deferred charges and accrued income490/1€81k€60k▼
Equity and liabilities
Total equity and liabilities10/49€1.64M€1.58M▼
Equity10/15€1.09M€1.09M▲
Profit (loss) carried forward14€249k€286k▲
Investment grants15€838k€803k▼
Amounts payable17/49€550k€492k▼
Amounts payable after more than one year17€496k€437k▼
Financial debts170/4€496k€437k▼
Amounts payable within one year42/48€54k€55k▲
Current portion of amounts payable after more than one year42€38k€36k▼
Trade debts44€3k€3k▲
Suppliers440/4€3k€3k▲
Income statement
Code20242025
Remuneration, social security and pensions62€704k€814k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€54k€54k▲
Other operating charges640/8€1k€29k▲
Gross operating margin9900€855k€907k▲
Operating profit (loss)9901€96k€10k▼
Financial income75/76B€35k€35k▲
Recurring financial income75€35k€35k▲
Financial charges65/66B€8k€7k▼
Recurring financial charges65€8k€7k▼
Profit (loss) for the period before taxes9903€124k€38k▼
Profit (loss) for the period9904€124k€38k▼
Profit (loss) for the period to be appropriated9905€124k€38k▼
Appropriation of the result
Profit (loss) to be appropriated9906€249k€286k▲
Profit (loss) brought forward from the previous period14P€125k€249k▲
Social balance
Average headcount (FTE)908714.815.0▲
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
11-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2018net €124k ▲1445%
Operating result €96k, net result €124k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 1.94
Current ratio from 0.73 to 1.94; short-term debt falls from €108k to €54k.
31-12
Financial
Equity above €1MEq €1.09M ▲8.9%
5 profitable years in a row build equity to €1.09M.
28-05
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
23-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 23 days late
2022
21-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
22-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Back to profitnet €82k
Net result €82k after 2 loss-making years.
02-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 63 days late
2019
26-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 26 days late
2018
16-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
25-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 56 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sint-Bernardsesteenweg 6392660 AntwerpenGround area
1,037 m²
Building footprint
188 m²
Volume, LiDAR
668 m³
Parcel 11019B0184/00W005, Flanders · tallest building 3.9 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Het speelkasteel
since 20192.284.595.666
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11019B0184/00W005 | Flanders | 1,037 m² | 1 · 188 m² | 3.9 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 11 entries · 2,782,084 EUR awarded · 2,782,084 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 2 | 882,182 EUR | 882,182 EUR |
| 2024 | 3 | 790,497 EUR | 790,593 EUR |
| 2023 | 4 | 600,342 EUR | 600,246 EUR |
| 2022 | 2 | 509,063 EUR | 509,063 EUR |
Schemes
Subsidies voorschoolse kinderopvang
Subsidie aan instellingen in het beleidsdomein Welzijn, Volksgezondheid en Gezin voor de tussenkomst in de energiekost in 2023
Subsidies jeugdhulp
Inkomenstarief kinderopvang
Recognitions · licences · registrations
Food safety, FASFC
1 siteAntwerpen2.284.595.666
Care and welfare
5 services · 1 liveHet speelkasteel
Christelijke Kinderopvang Hoboken
Christelijke Kinderopvang Hoboken
Het Vlinderhuisje
Show 1 more services
Het Vlinderhuisje Hoboken
Similar companies · same sector, comparable size
Kribbe Sint-Jacob
BE 0407.416.430
Leuven · Eq €1,084,683
Pardoes, dienst voor onthaalouders
BE 0417.400.205
Mechelen · Eq €1,094,620
Bellenblaaz
BE 0430.618.434
Antwerpen · Eq €1,095,933
De Knuffel
BE 0443.527.847
Mortsel · Eq €1,100,040
SPEELHUIS ELIEF vzw
BE 0451.624.377
Antwerpen · Eq €1,100,487
Of 1,590 companies in sector 88911 we hold annual accounts for 707. 397 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formNon-profit association
Founded19-03-2006
Fiscal year end31-12
Activities, NACEBEL 2025
88911Day nurseries and crèches
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.