KOPIE-KRANT
ActiveSummary
KOPIE-KRANT has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €183k and a net result of €37k. Equity is shrinking by ~6.2% per year across the filed fiscal years. Its solvency ranks better than 45% of 18280 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
69
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability76▲+13
Solvency53▼-2
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity ample (current ratio 1.64 against 2.06 in 2024; short-term debt: 14.6% and cash: 10.1% of total assets), but 71.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
28.2%
Return on assets
5.7%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
on the day
2023
on the day
2022
1 d early
2021
8 d late
2020
31 d early
2019
31 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€183k▼ 3.9%
2024 · €190k
2019: €262k
2020: €287k
2021: €273k
2022: €175k
2023: €167k
2024: €190k
2019 → 2025
Total assets
€649k▲ 2.6%
2024 · €632k
2019: €321k
2020: €323k
2021: €304k
2022: €642k
2023: €612k
2024: €632k
2019 → 2025
Net result
€37k▲ 47.9%
2024 · €25k
2019: €27k
2020: €26k
2021: €23k
2022: €-27k
2023: €21k
2024: €25k
2019 → 2025
Working capital
€61k▼ 26.6%
2024 · €83k
2019: €247k
2020: €276k
2021: €260k
2022: €89k
2023: €70k
2024: €83k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€273k-€175k▼ 35.9%€167k▼ 4.8%€190k▲ 14.1%€183k▼ 3.9%
Operating result€36k-€-24k€38k€49k▲ 29.0%€63k▲ 28.4%
Net result€23k-€-27k€21k€25k▲ 18.7%€37k▲ 47.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 28% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €649k
Fixed assets
€493k ▲ 4.7%
Current assets
€155k ▼ 3.5%
Equity and liabilities €649k
Equity
€183k ▼ 3.9%
Debt
€466k ▲ 5.4%
Debt's share of the balance-sheet total rises from 69.9% to 71.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€87k▲
2024 · €66k
Cash flow
€61k▲
2024 · €42k
Current ratio
1.64▼
2024 · 2.06
Quick ratio
1.22▼
2024 · 1.60
Debt to equity
2.55▲
2024 · 2.32
ROE
20.4%▲
2024 · 13.2%
ROA
5.7%▲
2024 · 4.0%
Interest coverage
6.26▲
2024 · 4.72
Debt ≤ 1 year
€95k▲
2024 · €78k
Debt > 1 year
€371k▲
2024 · €363k
Income taxes
€12k▲
2024 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 55 lines
Balance sheet
Code20242025
Assets
Total assets20/58€632k€649k▲
Fixed assets21/28€471k€493k▲
Tangible fixed assets22/27€469k€491k▲
Land and buildings22€458k€480k▲
Plant, machinery and equipment23€1k€8k▲
Furniture and vehicles24€8k€2k▼
Other tangible fixed assets26€2k€1k▼
Financial fixed assets28€2k€2k=
Current assets29/58€161k€155k▼
Stocks and contracts in progress3€36k€40k▲
Stocks30/36€36k€40k▲
Amounts receivable within one year40/41€80k€49k▼
Trade receivables40€857€2k▲
Other amounts receivable41€79k€47k▼
Cash at bank and in hand54/58€43k€65k▲
Deferred charges and accrued income490/1€2k€1k▼
Equity and liabilities
Total equity and liabilities10/49€632k€649k▲
Equity10/15€190k€183k▼
Contributions10/11€19k€19k=
Reserves13€171k€163k▼
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€981€981=
Distributable reserves133€169k€160k▼
Profit (loss) carried forward14€250€932▲
Amounts payable17/49€442k€466k▲
Amounts payable after more than one year17€363k€371k▲
Financial debts170/4€363k€371k▲
Amounts payable within one year42/48€78k€95k▲
Current portion of amounts payable after more than one year42€26k€31k▲
Trade debts44€40k€37k▼
Suppliers440/4€40k€37k▼
Taxes, remuneration and social security45€10k€17k▲
Taxes450/3€10k€17k▲
Other amounts payable47/48€2k€10k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€24k▲
Other operating charges640/8€3k€3k▼
Gross operating margin9900€69k€90k▲
Operating profit (loss)9901€49k€63k▲
Financial income75/76B€595€107▼
Recurring financial income75€595€107▼
Financial charges65/66B€14k€14k▼
Recurring financial charges65€14k€14k▼
Profit (loss) for the period before taxes9903€36k€49k▲
Income taxes67/77€11k€12k▲
Profit (loss) for the period9904€25k€37k▲
Profit (loss) for the period to be appropriated9905€25k€37k▲
Appropriation of the result
Profit (loss) to be appropriated9906€26k€37k▲
Profit (loss) brought forward from the previous period14P€916€250▼
Transfer from equity791/2€1k€37k▲
Transfer to equity691/2€25k€29k▲
To other reserves6921€25k€29k▲
Profit to be distributed694/7€2k€45k▲
Return on contributions (dividend)694€2k€37k▲
Directors or managers695-€8k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Highest result since 2019net €37k ▲47.9%
Operating result €63k, net result €37k, both a record.
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Back to profitnet €21k
Net result €21k after one loss-making year.
30-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Weakest financial yearnet €-27k ▼220%
Net result drops to €-27k, the lowest in the series; recovery starts the following year.
08-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 8 days late
2020
31-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
31-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
29-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
24-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
29-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Torhout · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Roeselaarseweg 358820 TorhoutGround area
1,062 m²
Building footprint
399 m²
Volume, LiDAR
3,385 m³
2 parcels, Flanders · tallest building 15.2 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
KOPIE-KRANT
since 20102.183.910.854
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31523F0115/00E000 | Flanders | 827 m² | 1 · 165 m² | 8.6 m · 2 fl. |
| 31033K0428/00N000 | Flanders | 235 m² | 1 · 234 m² | 15.2 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 4,338 EUR awarded · 4,338 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 173 EUR | 173 EUR |
| 2024 | 1 | 165 EUR | 165 EUR |
| 2023 | 1 | 2,000 EUR | 2,000 EUR |
| 2022 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
Hinderpremie bij openbare werken
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Food safety, FASFC
1 siteTorhout2.183.910.854
Similar companies · same sector, comparable size
NEW INK FACTORY
BE 0880.846.607
Liège · Eq €182,706
TOURNAI CHANTELIVRE
BE 0479.788.328
Tournai · Eq €183,134
L'A.B.C.
BE 0423.729.355
Welkenraedt · Eq €182,501
WYSEURE-MAESEELE
BE 0831.923.072
Roeselare · Eq €183,227
TRISTANA
BE 0424.715.983
Elsene · Eq €183,549
Of 2,348 companies in sector 47621 we hold annual accounts for 1,246. 1,040 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded01-12-2009
Fiscal year end30-06
Activities, NACEBEL 2025
47621Retail sale of newspapers and periodicals
47260Retail trade
82100Office administrative and support services
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.