L'A.B.C.
ActiveSummary
L'A.B.C. has been active since 1983 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €183k and a net result of €18k. Equity is growing by ~7.4% per year across the filed fiscal years. Its solvency ranks better than 73% of 18280 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
80
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability77▲+1
Solvency87▼-13
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity ample (current ratio 2.49 against 9.19 in 2024; short-term debt: 38.1% and cash: 58.3% of total assets), and 38.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
61.9%
Return on assets
6.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-05-2026, 86 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
86 d early
2024
45 d early
2023
40 d early
2022
48 d early
2021
34 d early
2020
33 d early
2019
31 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€183k▼ 26.8%
2024 · €249k
2018: €155k
2019: €166k
2020: €194k
2021: €211k
2022: €228k
2023: €240k
2024: €249k
2018 → 2025
Total assets
€295k▲ 6.2%
2024 · €278k
2018: €185k
2019: €187k
2020: €227k
2021: €243k
2022: €253k
2023: €267k
2024: €278k
2018 → 2025
Net result
€18k▲ 16.8%
2024 · €16k
2018: €7k
2019: €12k
2020: €28k
2021: €26k
2022: €21k
2023: €18k
2024: €16k
2018 → 2025
Working capital
€167k▼ 27.8%
2024 · €232k
2018: €138k
2019: €151k
2020: €180k
2021: €196k
2022: €220k
2023: €233k
2024: €232k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€211k-€228k▲ 7.9%€240k▲ 5.5%€249k▲ 3.6%€183k▼ 26.8%
Operating result€33k-€27k▼ 16.5%€25k▼ 9.2%€19k▼ 23.5%€23k▲ 19.4%
Net result€26k-€21k▼ 19.1%€18k▼ 11.3%€16k▼ 14.6%€18k▲ 16.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 19% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €295k
Fixed assets
€15k ▼ 13.4%
Current assets
€280k ▲ 7.5%
Equity and liabilities €295k
Equity
€183k ▼ 26.8%
Debt
€112k ▲ 296%
Debt's share of the balance-sheet total rises from 10.2% to 38.1%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€25k▲
2024 · €20k
Cash flow
€21k▲
2024 · €17k
Current ratio
2.49▼
2024 · 9.19
Quick ratio
2.08▼
2024 · 7.69
Debt to equity
0.61▲
2024 · 0.11
ROE
10.0%▲
2024 · 6.3%
ROA
6.2%▲
2024 · 5.6%
Interest coverage
40.78▲
2024 · 38.44
Debt ≤ 1 year
€112k▲
2024 · €28k
Income taxes
€7k▲
2024 · €6k
Staff costs
€38k▲
2024 · €36k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 51 lines
Balance sheet
Code20242025
Assets
Total assets20/58€278k€295k▲
Fixed assets21/28€17k€15k▼
Tangible fixed assets22/27€13k€11k▼
Plant, machinery and equipment23€2k€792▼
Furniture and vehicles24€375€110▼
Other tangible fixed assets26€11k€10k▼
Financial fixed assets28€4k€4k=
Current assets29/58€260k€280k▲
Stocks and contracts in progress3€42k€46k▲
Stocks30/36€42k€46k▲
Amounts receivable within one year40/41€3k€6k▲
Trade receivables40€3k€6k▲
Other amounts receivable41€221€87▼
Current investments50/53€50k€50k=
Cash at bank and in hand54/58€159k€172k▲
Deferred charges and accrued income490/1€6k€5k▼
Equity and liabilities
Total equity and liabilities10/49€278k€295k▲
Equity10/15€249k€183k▼
Contributions10/11€25k€25k=
Reserves13€224k€157k▼
Distributable reserves133€224k€157k▼
Profit (loss) carried forward14€316€601▲
Amounts payable17/49€28k€112k▲
Amounts payable within one year42/48€28k€112k▲
Trade debts44€2k€6k▲
Suppliers440/4€2k€6k▲
Advances received on contracts in progress46€3k€4k▲
Taxes, remuneration and social security45€15k€16k▲
Taxes450/3€10k€10k▲
Remuneration and social security454/9€6k€6k▲
Other amounts payable47/48€8k€86k▲
Income statement
Code20242025
Remuneration, social security and pensions62€36k€38k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€2k▲
Other operating charges640/8€782€796▲
Gross operating margin9900€57k€64k▲
Operating profit (loss)9901€19k€23k▲
Financial income75/76B€3k€3k▲
Recurring financial income75€3k€3k▲
Financial charges65/66B€532€616▲
Recurring financial charges65€532€616▲
Profit (loss) for the period before taxes9903€22k€26k▲
Income taxes67/77€6k€7k▲
Profit (loss) for the period9904€16k€18k▲
Profit (loss) for the period to be appropriated9905€16k€18k▲
Appropriation of the result
Profit (loss) to be appropriated9906€18k€19k▲
Profit (loss) brought forward from the previous period14P€3k€316▼
Transfer from equity791/2€7k€85k▲
Transfer to equity691/2€18k€18k▼
To other reserves6921€18k€18k▼
Profit to be distributed694/7€7k€85k▲
Return on contributions (dividend)694€7k€85k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
16-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
21-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
13-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
27-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €200kEq €211k ▲9%
4 profitable years in a row build equity to €211k.
28-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €28k ▲138%
Operating result €34k, net result €28k, both a record.
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
28-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
27-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Welkenraedt · 1 establishment unit since 1983
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Lamberts 34840 WelkenraedtGround area
303 m²
Building footprint
107 m²
Volume, LiDAR
1,049 m³
Parcel 63084A0236/00W000, Wallonia · tallest building 11.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Rue Lamberts 3, 4840 Welkenraedt
since 19832.021.912.144
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63084A0236/00W000 | Wallonia | 303 m² | 1 · 106 m² | 11.5 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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TOURNAI CHANTELIVRE
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WYSEURE-MAESEELE
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TRISTANA
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Of 2,348 companies in sector 47621 we hold annual accounts for 1,246. 1,040 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-02-1983
Fiscal year end31-12
Activities, NACEBEL 2025
47621Retail sale of newspapers and periodicals
47789Other retail sale of new goods
Sources
Crossroads Bank for EnterprisesNational Bank · 43 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.abc-papeterie.be
E-mail:info@abc-papeterie.be