KL & CO
ActiveKL & CO has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €318k and a net result of €26k. Equity remains stable across the filed fiscal years (±0.2% per year). Its solvency ranks better than 69% of 31616 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
75
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability44▼-56
Solvency99▼-1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €23k at 30 days acceptable
Liquidity ample (current ratio 4.72 against 4.18 in 2024; short-term debt: 14.2% and cash: 8.6% of total assets), and 26.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
73.6%
Return on assets
6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
4 d early
2024
3 d early
2023
30 d early
2022
60 d early
2021
59 d early
2020
23 d early
2019
9 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€318k▼ 1.1%
2024 · €321k
2018: €317k
2019: €354k
2020: €363k
2021: €330k
2022: €419k
2023: €437k
2024: €321k
2018 → 2025
Total assets
€432k▲ 6.4%
2024 · €406k
2018: €325k
2019: €379k
2020: €447k
2021: €344k
2022: €434k
2023: €522k
2024: €406k
2018 → 2025
Net result
€26k▼ 81.7%
2024 · €141k
2018: €-88k
2019: €58k
2020: €64k
2021: €-33k
2022: €96k
2023: €70k
2024: €141k
2018 → 2025
Working capital
€228k▼ 15.5%
2024 · €270k
2018: €296k
2019: €322k
2020: €337k
2021: €314k
2022: €336k
2023: €374k
2024: €270k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€330k-€419k▲ 27.1%€437k▲ 4.2%€321k▼ 26.4%€318k▼ 1.1%
Operating result€-36k-€122k€97k▼ 20.7%€147k▲ 52.1%€-4k
Net result€-33k-€96k€70k▼ 26.8%€141k▲ 101%€26k▼ 81.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €4k after €147k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €432k
Fixed assets
€143k▲ 179%
Current assets
€290k▼ 18.4%
Equity and liabilities €432k
Equity
€318k▼ 1.1%
Debt
€114k▲ 34.5%
The debt ratio rises from 20.9% to 26.4%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€13k▼
2024 · €164k
Cash flow
€43k▼
2024 · €158k
Solvency
73.6%▼
2024 · 79.1%
Current ratio
4.72▲
2024 · 4.18
Quick ratio
4.72▲
2024 · 4.18
Debt / equity
0.36▲
2024 · 0.26
ROE
8.1%▼
2024 · 43.9%
ROA
6.0%▼
2024 · 34.7%
Interest coverage
2.12▼
2024 · 60.84
Debt
€114k▲
2024 · €85k
Debt ≤ 1 year
€61k▼
2024 · €85k
Debt > 1 year
€53k
Income taxes
€3k▼
2024 · €56k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€406k€432k▲
Formation expenses20-€0
Fixed assets21/28€51k€143k▲
Tangible fixed assets22/27€51k€143k▲
Plant, machinery and equipment23€5k€8k▲
Furniture and vehicles24€46k€134k▲
Current assets29/58€355k€290k▼
Amounts receivable within one year40/41€56k€26k▼
Trade receivables40€56k€19k▼
Other amounts receivable41-€7k
Current investments50/53€272k€219k▼
Cash at bank and in hand54/58€23k€37k▲
Deferred charges and accrued income490/1€4k€8k▲
Equity and liabilities
Total equity and liabilities10/49€406k€432k▲
Equity10/15€321k€318k▼
Contributions10/11€19k€19k=
Reserves13€303k€299k▼
Distributable reserves133€303k€299k▼
Amounts payable17/49€85k€114k▲
Amounts payable after more than one year17-€53k
Financial debts170/4-€53k
Amounts payable within one year42/48€85k€61k▼
Current portion of amounts payable after more than one year42-€12k
Trade debts44€3k€672▼
Suppliers440/4€3k€672▼
Taxes, remuneration and social security45€42k€26k▼
Taxes450/3€42k€26k▼
Other amounts payable47/48€41k€23k▼
Income statement
Code20242025
Non-recurring operating income76A-€7k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17k€17k▼
Other operating charges640/8€1k€1k▲
Non-recurring operating charges66A-€10k
Gross operating margin9900€166k€24k▼
Operating profit (loss)9901€147k€-4k▼
Financial income75/76B€53k€39k▼
Recurring financial income75€53k€39k▼
Financial charges65/66B€3k€6k▲
Recurring financial charges65€3k€6k▲
Profit (loss) for the period before taxes9903€197k€29k▼
Income taxes67/77€56k€3k▼
Profit (loss) for the period9904€141k€26k▼
Profit (loss) for the period to be appropriated9905€141k€26k▼
Appropriation of the result
Profit (loss) to be appropriated9906€141k€26k▼
Transfer from equity791/2€256k€29k▼
Transfer to equity691/2€141k€26k▼
To other reserves6921€141k€26k▼
Profit to be distributed694/7€256k€29k▼
Return on contributions (dividend)694€256k€29k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
28-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €141k ▲101%
Operating result €147k, net result €141k, both a record.
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
01-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €96k
Net result €96k after one loss-making year.
02-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity times 5current ratio 22.80
Current ratio from 5.00 to 22.80; short-term debt falls from €84k to €14k.
08-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
22-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €58k
Net result €58k after one loss-making year.
11-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
25-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
10-05
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2012
18-06
State Gazette act
General meeting · Director resignation
Director appointment · Permanent representative
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gingelom · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oude Tramstraat 173890 GingelomGround area
1,474 m²
Building footprint
200 m²
Volume, LiDAR
1,055 m³
Parcel 71040B0878/00X000, Flanders · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
KL & Co
since 20062.151.236.207
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71040B0878/00X000 | Flanders | 1,474 m² | 1 · 200 m² | 8.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Ownership & control
1 partyKL & COBE 0479.556.221
controls
Where this company holds controlthis company sits on their board1
1 location
Recognitions · licences · registrations
Legal Entity Identifier
967600HHQWFZGKHPBF84
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AMIZYZ
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Of 82,554 companies in sector 70200 we hold annual accounts for 52,573. 37,774 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-02-2003
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:klco@telenet.be
Phone:011883791