CDC CONSULTANCY
ActiveCDC CONSULTANCY has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €318k and a net result of €190k. Equity is growing by ~52.5% per year across the filed fiscal years. Its solvency ranks better than 60% of 31662 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
85
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+12
Solvency91▼-9
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 2.82 against 32.27 in 2024; short-term debt: 34% and cash: 25.8% of total assets), and 34% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
66%
Return on assets
39.3%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 31-01-2026, 0 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
on the day
2024
2 d early
2023
1 d early
2022
on the day
2021
16 d late
2020
18 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close22-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€318k▼ 46.4%
2024 · €594k
2020: €106k
2021: €167k
2022: €249k
2023: €501k
2024: €594k
2020 → 2025
Total assets
€482k▼ 21.3%
2024 · €612k
2020: €174k
2021: €208k
2022: €301k
2023: €524k
2024: €612k
2020 → 2025
Net result
€190k▲ 104%
2024 · €93k
2020: €105k
2021: €62k
2022: €81k
2023: €252k
2024: €93k
2020 → 2025
Working capital
€298k▼ 47.7%
2024 · €569k
2020: €107k
2021: €169k
2022: €248k
2023: €469k
2024: €569k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€167k-€249k▲ 48.5%€501k▲ 101%€594k▲ 18.5%€318k▼ 46.4%
Operating result€87k-€114k▲ 30.4%€328k▲ 189%€118k▼ 64.1%€238k▲ 102%
Net result€62k-€81k▲ 31.5%€252k▲ 211%€93k▼ 63.2%€190k▲ 104%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 102% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €482k
Fixed assets
€20k▼ 16.7%
Current assets
€461k▼ 21.4%
Equity and liabilities €482k
Equity
€318k▼ 46.4%
Debt
€164k▲ 799%
The debt ratio rises from 3.0% to 34.0%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€242k▲
2024 · €125k
Cash flow
€194k▲
2024 · €100k
Solvency
66.0%▼
2024 · 97.0%
Current ratio
2.82▼
2024 · 32.27
Quick ratio
2.82▼
2024 · 32.27
Debt / equity
0.51▲
2024 · 0.03
ROE
59.6%▲
2024 · 15.6%
ROA
39.3%▲
2024 · 15.2%
Interest coverage
4395.64▲
2024 · 2270.03
Debt
€164k▲
2024 · €18k
Debt ≤ 1 year
€164k▲
2024 · €18k
Income taxes
€58k▲
2024 · €26k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€612k€482k▼
Fixed assets21/28€24k€20k▼
Tangible fixed assets22/27€24k€20k▼
Plant, machinery and equipment23€23k€20k▼
Furniture and vehicles24€920-
Current assets29/58€587k€461k▼
Amounts receivable after more than one year29-€150k
Other amounts receivable291-€150k
Amounts receivable within one year40/41€24k€127k▲
Trade receivables40€19k€113k▲
Other amounts receivable41€4k€14k▲
Current investments50/53€207k€56k▼
Cash at bank and in hand54/58€354k€124k▼
Deferred charges and accrued income490/1€3k€4k▲
Equity and liabilities
Total equity and liabilities10/49€612k€482k▼
Equity10/15€594k€318k▼
Contributions10/11€500€500=
Reserves13€593k€318k▼
Distributable reserves133€593k€318k▼
Amounts payable17/49€18k€164k▲
Amounts payable within one year42/48€18k€164k▲
Trade debts44€7k€5k▼
Suppliers440/4€7k€5k▼
Taxes, remuneration and social security45€10k€35k▲
Taxes450/3€10k€35k▲
Other amounts payable47/48€853€124k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€4k▼
Other operating charges640/8€1k€1k▲
Gross operating margin9900€126k€243k▲
Operating profit (loss)9901€118k€238k▲
Financial income75/76B€926€10k▲
Recurring financial income75€926€10k▲
Financial charges65/66B€55€55=
Recurring financial charges65€55€55=
Profit (loss) for the period before taxes9903€119k€247k▲
Income taxes67/77€26k€58k▲
Profit (loss) for the period9904€93k€190k▲
Profit (loss) for the period to be appropriated9905€93k€190k▲
Appropriation of the result
Profit (loss) to be appropriated9906€93k€190k▲
Transfer from equity791/2-€345k
Transfer to equity691/2€93k€70k▼
To other reserves6921€93k€70k▼
Profit to be distributed694/7-€465k
Return on contributions (dividend)694-€465k
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
29-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Highest result since 2020net €252k ▲211%
Operating result €328k, net result €252k, both a record.
30-06
Financial
Liquidity quadruplescurrent ratio 21.30
Current ratio from 5.76 to 21.30; short-term debt falls from €52k to €23k.
30-06
Financial
Equity above €500kEq €501k ▲101%
4 profitable years in a row build equity to €501k.
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Equity above €200kEq €249k ▲48.5%
3 profitable years in a row build equity to €249k.
16-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 16 days late
2021
30-06
Financial
Weakest financial yearnet €62k ▼41.2%
Net result drops to €62k, the lowest in the series; recovery starts the following year.
30-06
Financial
Liquidity doublescurrent ratio 5.54
Current ratio from 2.66 to 5.54; short-term debt falls from €65k to €37k.
30-06
Financial
Equity above €150kEq €167k ▲58.5%
2 profitable years in a row build equity to €167k.
18-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 18 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avennesdreef 409031 GentGround area
892 m²
Building footprint
144 m²
Volume, LiDAR
725 m³
Parcel 44017A0846/00A003, Flanders · tallest building 8.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
CDC CONSULTANCY
since 20192.292.945.584
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44017A0846/00A003 | Flanders | 892 m² | 1 · 144 m² | 8.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,569 companies in sector 70200 we hold annual accounts for 52,573. 37,777 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-08-2019
Fiscal year end30-06
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.