KDC Immo
ActiveSummary
KDC Immo has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €431k and a net result of €26k. Equity is growing by ~43% per year across the filed fiscal years. Its solvency ranks better than 58% of 14079 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
73
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability72▼-22
Solvency65▲+3
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 2.16 against 2.26 in 2024; short-term debt: 10.5% and cash: 22.4% of total assets), but 59.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
40.5%
Return on assets
2.4%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
28 d late
2024
1 d early
2023
on the day
2022
18 d late
2021
30 d late
2020
18 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€431k▲ 6.3%
2024 · €406k
2020: €72k
2021: €139k
2022: €146k
2023: €188k
2024: €406k
2020 → 2025
Total assets
€1.07M▼ 2.2%
2024 · €1.09M
2020: €105k
2021: €437k
2022: €727k
2023: €1.20M
2024: €1.09M
2020 → 2025
Net result
€26k▼ 88.2%
2024 · €217k
2020: €52k
2021: €67k
2022: €8k
2023: €42k
2024: €217k
2020 → 2025
Working capital
€130k▼ 9.7%
2024 · €144k
2020: €19k
2021: €9k
2022: €-78k
2023: €-71k
2024: €144k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€139k-€146k▲ 5.5%€188k▲ 28.7%€406k▲ 116%€431k▲ 6.3%
Operating result€92k-€17k▼ 81.1%€72k▲ 313%€345k▲ 381%€53k▼ 84.7%
Net result€67k-€8k▼ 88.7%€42k▲ 452%€217k▲ 419%€26k▼ 88.2%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 85% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.07M
Fixed assets
€824k ▼ 0.8%
Current assets
€242k ▼ 6.5%
Equity and liabilities €1.07M
Equity
€431k ▲ 6.3%
Debt
€634k ▼ 7.2%
Debt's share of the balance-sheet total falls from 62.8% to 59.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€111k▼
2024 · €757k
Cash flow
€84k▼
2024 · €630k
Current ratio
2.16▼
2024 · 2.26
Debt to equity
1.47▼
2024 · 1.69
ROE
6.0%▼
2024 · 53.6%
ROA
2.4%▼
2024 · 20.0%
Interest coverage
6.98▼
2024 · 28.41
Debt ≤ 1 year
€112k▼
2024 · €115k
Debt > 1 year
€522k▼
2024 · €569k
Income taxes
€11k▼
2024 · €101k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 44 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.09M€1.07M▼
Fixed assets21/28€831k€824k▼
Tangible fixed assets22/27€831k€824k▼
Land and buildings22€620k€609k▼
Plant, machinery and equipment23€29k€29k▲
Furniture and vehicles24€182k€185k▲
Current assets29/58€259k€242k▼
Amounts receivable within one year40/41€21k€3k▼
Trade receivables40€21k€3k▼
Cash at bank and in hand54/58€237k€239k▲
Equity and liabilities
Total equity and liabilities10/49€1.09M€1.07M▼
Equity10/15€406k€431k▲
Contributions10/11€20k€20k=
Capital10€20k-
Issued capital100€20k-
Reserves13€386k€411k▲
Distributable reserves133€386k€411k▲
Amounts payable17/49€684k€634k▼
Amounts payable after more than one year17€569k€522k▼
Financial debts170/4€569k€522k▼
Amounts payable within one year42/48€115k€112k▼
Current portion of amounts payable after more than one year42€46k€48k▲
Trade debts44€2k€2k▼
Suppliers440/4€2k€2k▼
Taxes, remuneration and social security45€54k€60k▲
Taxes450/3€50k€56k▲
Remuneration and social security454/9€4k€4k=
Other amounts payable47/48€12k€2k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€413k€59k▼
Other operating charges640/8€5k€3k▼
Non-recurring operating charges66A-€0
Gross operating margin9900€763k€115k▼
Operating profit (loss)9901€345k€53k▼
Financial income75/76B-€69
Recurring financial income75-€69
Financial charges65/66B€27k€16k▼
Recurring financial charges65€27k€16k▼
Profit (loss) for the period before taxes9903€318k€37k▼
Income taxes67/77€101k€11k▼
Profit (loss) for the period9904€217k€26k▼
Profit (loss) for the period to be appropriated9905€217k€26k▼
Appropriation of the result
Profit (loss) to be appropriated9906€217k€26k▼
Transfer to equity691/2€217k€26k▼
To other reserves6921€217k€26k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2020net €217k ▲419%
Operating result €345k, net result €217k, both a record.
31-12
Financial
Liquidity quadruplescurrent ratio 2.26
Current ratio from 0.64 to 2.26; short-term debt falls from €196k to €115k.
31-12
Financial
Equity above €200kEq €406k ▲116%
5 profitable years in a row build equity to €406k.
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €150kEq €188k ▲28.7%
4 profitable years in a row build equity to €188k.
18-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 18 days late
2022
31-12
Financial
Weakest financial yearnet €8k ▼88.7%
Net result drops to €8k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-12
Financial
Equity above €100kEq €139k ▲93.3%
2 profitable years in a row build equity to €139k.
18-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 18 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Huldenberg · 2 establishment units since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Gemeenteplein 93040 HuldenbergGround area
2,399 m²
Building footprint
434 m²
Volume, LiDAR
2,121 m³
3 parcels, Flanders · tallest building 11.9 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
KDC Immo
since 20192.300.669.160
KDC IMMO
since 20202.300.669.061
3 parcels
Flanders
3
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24075B0246/00G004 | Flanders | 1,823 m² | 1 · 231 m² | 6.0 m |
| 24075C0192/00E000 | Flanders | 333 m² | 1 · 100 m² | 11.2 m · 3 fl. |
| 24045B0220/00G000 | Flanders | 243 m² | 1 · 102 m² | 11.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 2
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Similar companies · same sector, comparable size
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GRANIT HOTEL MANAGEMENT
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NASYCA
BE 0437.525.428
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Of 11,747 companies in sector 68310 we hold annual accounts for 6,905. 4,705 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-04-2019
Fiscal year end31-12
Activities, NACEBEL 2025
68310Real estate agency activities
68322Real estate appraisal on a fee or contract basis
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.