K2A
ActiveSummary
K2A has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €224k and a net result of €-3k. Equity remains stable across the filed fiscal years (±0.7% per year). Its solvency ranks better than 68% of 9460 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
87
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability68▼-11
Solvency96▲+6
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €19k at 30 days acceptable
Liquidity ample (current ratio 2.9 against 3.12 in 2024; short-term debt: 19% and cash: 41.2% of total assets), and 29.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-08-2026, 20 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
20 d late
2024
14 d late
2023
29 d late
2022
29 d late
2021
19 d late
2020
26 d late
2019
31 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€224k▼ 1.1%
2024 · €226k
2018: €197k
2019: €233k
2020: €248k
2021: €251k
2022: €242k
2023: €221k
2024: €226k
2018 → 2025
Total assets
€316k▼ 9.7%
2024 · €349k
2018: €490k
2019: €548k
2020: €519k
2021: €465k
2022: €429k
2023: €375k
2024: €349k
2018 → 2025
Net result
€-3k
2024 · €30k
2018: €10k
2019: €36k
2020: €15k
2021: €14k
2022: €2k
2023: €-191
2024: €30k
2018 → 2025
Working capital
€114k▼ 10.1%
2024 · €127k
2018: €122k
2019: €124k
2020: €135k
2021: €142k
2022: €161k
2023: €122k
2024: €127k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€251k-€242k▼ 3.6%€221k▼ 9.0%€226k▲ 2.5%€224k▼ 1.1%
Operating result€27k-€9k▼ 65.2%€6k▼ 34.1%€45k▲ 631%€596▼ 98.7%
Net result€14k-€2k▼ 88.6%€-191€30k€-3k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 99% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €316k
Fixed assets
€142k ▼ 12.9%
Current assets
€174k ▼ 6.8%
Equity and liabilities €316k
Equity
€224k ▼ 1.1%
Debt
€92k ▼ 25.4%
Debt's share of the balance-sheet total falls from 35.2% to 29.1%. Equity and debt are lower.
Key figures and ratios
EBITDA
€37k▼
2024 · €80k
Cash flow
€34k▼
2024 · €65k
Current ratio
2.90▼
2024 · 3.12
Debt to equity
0.41▼
2024 · 0.54
ROE
-1.1%▼
2024 · 13.1%
ROA
-0.8%▼
2024 · 8.5%
Interest coverage
12.45▼
2024 · 21.78
Debt ≤ 1 year
€60k▲
2024 · €60k
Debt > 1 year
€32k▼
2024 · €63k
Income taxes
€740▼
2024 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 49 lines
Balance sheet
Code20242025
Assets
Total assets20/58€349k€316k▼
Fixed assets21/28€163k€142k▼
Tangible fixed assets22/27€162k€141k▼
Land and buildings22€120k€103k▼
Furniture and vehicles24€13k€14k▲
Other tangible fixed assets26€29k€24k▼
Financial fixed assets28€614€515▼
Current assets29/58€187k€174k▼
Amounts receivable within one year40/41€62k€13k▼
Trade receivables40€60k€4k▼
Other amounts receivable41€2k€10k▲
Cash at bank and in hand54/58€103k€130k▲
Deferred charges and accrued income490/1€22k€31k▲
Equity and liabilities
Total equity and liabilities10/49€349k€316k▼
Equity10/15€226k€224k▼
Contributions10/11€6k€6k=
Reserves13€130k€130k=
Distributable reserves133€130k€130k=
Profit (loss) carried forward14€91k€88k▼
Amounts payable17/49€123k€92k▼
Amounts payable after more than one year17€63k€32k▼
Financial debts170/4€63k€32k▼
Amounts payable within one year42/48€60k€60k▲
Current portion of amounts payable after more than one year42€32k€33k▲
Trade debts44€7k€7k▼
Suppliers440/4€7k€7k▼
Taxes, remuneration and social security45€3k€5k▲
Taxes450/3€3k€5k▲
Other amounts payable47/48€17k€15k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€35k€36k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€-44k
Other operating charges640/8€10k€6k▼
Gross operating margin9900€90k€-2k▼
Operating profit (loss)9901€45k€596▼
Financial income75/76B€176€556▲
Recurring financial income75€176€556▲
Financial charges65/66B€4k€3k▼
Recurring financial charges65€4k€3k▼
Profit (loss) for the period before taxes9903€42k€-2k▼
Income taxes67/77€12k€740▼
Profit (loss) for the period9904€30k€-3k▼
Profit (loss) for the period to be appropriated9905€30k€-3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€120k€88k▼
Profit (loss) brought forward from the previous period14P€91k€91k=
Transfer from equity791/2€24k-
Transfer to equity691/2€30k-
To the legal reserve6920€30k-
Profit to be distributed694/7€24k-
Return on contributions (dividend)694€24k-
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 20 days late
2025
31-12
Financial
Weakest financial yearnet €-3k ▼109%
Net result drops to €-3k, the lowest in the series.
14-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 14 days late
2024
31-12
Financial
Back to profitnet €30k
Net result €30k after one loss-making year.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
19-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 19 days late
2021
26-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 26 days late
2020
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
31-12
Financial
Highest result since 2018net €36k ▲274%
Operating result €60k, net result €36k, both a record.
31-12
Financial
Equity above €200kEq €233k ▲18.3%
2 profitable years in a row build equity to €233k.
24-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 24 days late
2018
16-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 16 days late
2017
20-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Gillis (bij-Brussel) · 1 establishment unit since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Waterlose Steenweg 2551060 Sint-Gillis (bij-Brussel)Ground area
648 m²
Building footprint
614 m²
Volume, LiDAR
13,507 m³
Parcel 21013B0392/00A011, Brussels · tallest building 29.3 m, ±8 floors. Linked by address, not a title deed.
1 establishment unit
Waterlose Steenweg 255, 1060 Sint-Gillis (bij-Brussel)
since 20042.218.305.668
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21013B0392/00A011 | Brussels | 648 m² | 1 · 614 m² | 29.3 m · 8 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
B.JACQUES ARCHITECT
BE 0848.091.784
Sint-Genesius-Rode · Eq €223,930
ARCHITECTENBURO MARK VAN ACKER
BE 0808.483.518
Zedelgem · Eq €224,048
CUBYC architects
BE 0475.357.210
Brugge · Eq €223,586
ARCHITECTURE ET EXPERTISE
BE 0438.558.279
Genappe · Eq €224,053
Architectenbureau aabbeele
BE 0817.928.249
Buggenhout · Eq €223,455
Of 18,255 companies in sector 71111 we hold annual accounts for 6,321. 5,018 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-05-2004
Fiscal year end31-12
Activities, NACEBEL 2025
71111Activities of building architects
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.