B.JACQUES ARCHITECT

Active Risk: very low

Private limited companyfounded 201214 yrs activeTenbroekstraat 30A, 1640 Sint-Genesius-Rode, BelgiumKBO/BCE: BE 0848.091.784

Summary

B.JACQUES ARCHITECT has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2020 annual accounts show equity of €224k and a net result of €8k. The computed 12-month bankruptcy probability is 0.4% (very low).

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Checked score

No current score

Figures too old

The available figures for FY 2020 are too old to assess current financial health.

Axes, FY 2020 · tick = 2019

Profitability44▼-48

Solvency96▼-4

Growth52

Track record100

Bankruptcy probability, 12 months

0.4% Very low

0%0.5%1.5%4%10%≥ 25%

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Four signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 71

Relative position

BE, all sectors

reference

Sector 71

lower

← fewer bankruptcies more bankruptcies →

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2020

Solvency, return and age of the figures

Solvency

71.3%

Return on assets

2.7%

Age of the figures

75 mo

Long track record

A company with a long track record statistically fails less often than a young one.

KBO · incorporation date

Age against the risk zone

Latest accounts filed on time

The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 08-12-2025, 54 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

54 d early

2024

52 d early

2023

41 d early

2022

55 d early

2021

56 d early

2020

55 d early

2019

35 d early

← before the deadline after the deadline →

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

30-06-2026 close24-09-2026 today31-01-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2020, micro schema

Equity

€224k▲ 3.9%

2019 · €216k

2019: €216k

2019 → 2020

Total assets

€314k▲ 13.8%

2019 · €276k

2019: €276k

2019 → 2020

Net result

€8k▼ 86.1%

2019 · €60k

2019: €60k

2019 → 2020

Working capital

€53k▼ 34.9%

2019 · €82k

2019: €82k

2019 → 2020

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20192020Trend

Equity€216k-€224k▲ 3.9%

Operating result€94k-€17k▼ 82.5%

Net result€60k-€8k▼ 86.1%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result falls in 2020; 2020 is 83% below 2019.

Balance-sheet composition

2020 in colour, 2019 as the grey bar beneath

Assets €314k

69.0%

31.0%

Fixed assets €217k ▲ 60.1%

Current assets €97k ▼ 30.8%

Equity and liabilities €314k

71.3%

28.7%

Equity €224k ▲ 3.9%

Debt €90k ▲ 49.0%

Debt's share of the balance-sheet total rises from 21.9% to 28.7%. Equity and debt are higher.

Key figures and ratios

2020 value · change against 2019

EBITDA

€22k▼

2019 · €100k

Cash flow

€14k▼

2019 · €65k

Current ratio

2.20▼

2019 · 2.38

Debt to equity

0.20▲

2019 · 0.00

ROE

3.7%▼

2019 · 27.8%

ROA

2.7%▼

2019 · 21.7%

Debt ≤ 1 year

€44k▼

2019 · €59k

Debt > 1 year

€46k▲

2019 · €318

Income taxes

€7k▼

2019 · €37k

Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Filed annual accounts As filed with the NBB · 2020 against 2019 · 25 lines

Balance sheet Code20192020

Assets

Total assets20/58€276k€314k▲

Fixed assets21/28€135k€217k▲

Intangible fixed assets21€125€100▼

Tangible fixed assets22/27€6k€903▼

Financial fixed assets28€130k€216k▲

Current assets29/58€141k€97k▼

Amounts receivable within one year40/41€2k€14k▲

Cash at bank and in hand54/58€138k€82k▼

Equity and liabilities

Total equity and liabilities10/49€276k€314k▲

Equity10/15€216k€224k▲

Contributions10/11€12k€12k=

Reserves13€203k€212k▲

Amounts payable17/49€61k€90k▲

Amounts payable after more than one year17€318€46k▲

Amounts payable within one year42/48€59k€44k▼

Trade debts44€2k€174▼

Income statement Code20192020

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€5k▼

Gross operating margin9900€101k€23k▼

Operating profit (loss)9901€94k€17k▼

Recurring financial income75€4k€33▼

Recurring financial charges65€2k€2k▼

Profit (loss) for the period before taxes9903€97k€15k▼

Income taxes67/77€37k€7k▼

Profit (loss) for the period9904€60k€8k▼

Profit (loss) for the period to be appropriated9905€60k€8k▼

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Timeline · acts, filings and financial milestones

All 11Gazette 1Filings 10

Next filing, fiscal year 2026, expected by 31-01-2027

2026

06-08

State Gazette act Registered office

Registered-office move2 facts ▸

General meeting, 30 april 2026
Registered-office move, Tenbroekstraat 30A, 1640 Sint-Genesius-Rode

2025

08-12